POSB Invest Saver is a regular savings plan (RSP) where you can invest $100 (minimum) every month which is dollar cost averaging where you invest a fixed sum of money periodically over a long period of time.


I also use it as part of the criteria for DBS multiplier account to achieve another category. If you have seen the dividends I received over 2019, I received dividends every month except for April so I can move my RSP over to FSMone.

Read more: November 2019 Portfolio Review

I chose to move my RSP over as FSMone can offer lower commissions and the main thing is that they can provide much more choices.

Currently, POSB invest saver allows you to buy 4 ETFs:

1. Nikko AM Singapore STI ETF
2. ABF Singapore Bond Index Fund
3. Nikko AM SGD Investment Grade Corporate Bond ETF
4. Nikko AM-StraitsTrading Asia ex Japan REIT ETF

I have been planning...