Yesterday X’mas eve dinner with my extended family was nothing fancy but it was a nice and cosy family dinner around our dinning table.
It is such moment that makes me feel that it doesn’t take much for one to feel contended for and be grateful. I feel the same in personal investment.
Many of my regular readers would know that I am contended with a 5% annual yield from my portfolio. You may think that I have this target ever since I started my investing journey many years ago … no, no, far from it, in fact, it came to me just three years ago.
Before that, I was speculating … hoping … dreaming. I made some money from speculation but from time to time, I got burnt big time.
I cannot remember how the 5% target started … maybe
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