One of the things about blogging that Heartland Boy is thankful for is the opportunity that it provides for reflection. Reflection is an important process to examine oneself, gain new insights and learn how to improve going forward. In keeping with the end of year period, here are 10 highlights of 2019 that Heartland Boy is particularly grateful for.

Heartland Boy remembers that a friend who is home-owner once said that the feeling of owning your own abode is “very different, to the extent of being indescribable”. On the very first night in his newly renovated HDB BTO flat, Heartland Boy finally understood what his friend meant as he experienced the same feelings.

It is truly satisfying to have a place that you can call your own home. However, the journey to get there was really tough as there were simply too