Let me start by wishing everyone a happy 2020 again! This was supposed to be my first post for the year but the move by DBS stole the limelight - DBS Multiplier Account Changes For The Worst.
This year will be an exciting year with many many things to look forward to!
1. This is our first year staying together as husband and wife in our new home for a full year. Expenses are definitely going to increase but we will be able to forecast more accurately as a family.
2. We will be doing our RTW trip going to Mexico, Peru, Bolivia, Brazil, and Switzerland next month!
3. Bringing CZM's family to Hokkaido on Business flights using Alaska miles (the hack is no longer available).
4. Going to the Scandinavia/Northern Europe (Denmark, Norway, Sweden, Finland and Estonia) with my family
5. I should be getting my promotion which means an increase in salary!
6. Our portfolio should...