Monthly Savings & Expenses December 2019 It's the final month of the year! It also means the most difficult month to save any money because it's the season of giving and sharing! Some of the things that gone by in December 2019 for me, attended a funeral of a friend's father, a baby shower of my cousin's first child, a new tenant, my wife's birthday, a trip to Port Dickson and of course Christmas and New Year. Here's how my December expenses and savings went. Monthly Expenses Dec 2019 Necessity Fixed ($1119.62) - Monthly recurring expenses like Hdb loan repayment, Insurances of daughters and my parents, Utilities, Wifi & Cable TV, Handphone charges make up this list. New entry this month is having 2 aircons installed at my mum's place. My siblings and I took up a 12 month interest free installment at $87 (after splitting 3 ways) A sneaky increase in my Town Council S&CC from $84.50 to $101...