For those of you who missed it, the past week saw us addressing a great query from a 25 year old reader who wanted to know how to invest his way to a multi-millionaire (it was a great query btw, do check it out here). And just a couple days later, I received this fantastic comment from an older reader, with a slightly different problem on dividend portfolios. I’ve extracted it in its full glory below: Hi FH, very sensible chap you are.  Since it is the end of the year, perhaps I can offer another scenario that is the exact opposite of the 25 year old just starting out in career one for you to consider and help your readers with. I like your all weather portfolio and the Singapore version as well but if one is close to retirement and has a substantial portfolio of say $10M, then the Singapore version runs into challenges   That’s because for the bond part of the portfolio, one...