Insurance
Quick Overview of PRUmum And PRUFirst Promise!
By The Astute Parent  •  January 7, 2020

NEW pregnancy insurance plan by Prudential and today is a quick sharing of it.

PRUMUM is the plan name and can be bought as a standalone pregnancy coverage or with PRUActive Life (which is a wholelife plan).

What is PRUMUM Plan

It covers for mummies the following conditions listed below.

In particular, new conditions covered in Hospital Care benefit such as Lactation mastitis.

My wife had it and it was caused by milk that is trapped in the breast. This is in layman terms blocked duct. For claims, conditions must be severe enough to require incision and drainage surgery according to policy wordings.

Gestational Diabetes Mellitus (GDM) is also a new coverage. According to policy wordings:

We pay 10% of the sum assured for your type of plan when the life assured is diagnosed with any one of the conditions related to gestational diabetes mellitus:
1. Gestational diabetes mellitus resulting in foetal macrosomia and neonatal hypoglycaemia
2. The

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By The Astute Parent
We have been sharing in-depth insurance plan reviews to our community since 2016. TheAstuteParent is now the BIGGEST online resource of financial planning guides. We are committed to upholding it that way.
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