Aiming to save more money in 2020? Here are some tips on how you can start.

The trick to really reaching your financial goals this year is to start with actionable steps, and I'll share with you several tips to start on right away if you want to succeed this year.


1. Reduce your expenses by getting a multi-currency card.Stop paying for your overseas expenses (yes, that includes Netflix) at unfavourable credit card rates when life has gotten so much better with the introduction of multi-currency fintech providers in our local scene.

Cue YouTrip and Revolut, which are my top two favourites. But there's a whole bunch to choose from, so take your pick! 

Not sure what to get? Read more here.


2. Switch to a SIM-only plan.
The days of postpaid mobile plans are (almost) over. If you're still paying anything more than $40 for your monthly telco bill, it is high time you made a...