Recently Mr Budget came across an article and some pointers which is worth sharing – there is this trap called the When – Then Trap, which most of us are prone to fall into.

Basically, most of us might think that when we achieve something, only then will we do what we always wanted to do.

For example in our lives, some classic examples of the when-then trap:

When I hit S$1,000,000, then I will be happy. When I get this new job, then I will spend more time with my family.When I hit 80kg, then I will start eating more healthy and cut down on my weight.When I get my bonus this year, then I will start investing.When my kids grow up, then I will spend more time with my wife.When I get a promotion, then I will sleep more.When I get a new kindle, then I will start reading