Update: Just in – a similar product 2.28% pa is launching next week. You can still leave a comment here if you are keen on either product.

Interest-hungry people should be interested in this: 2.25% pa guaranteed returns on your savings for 3 years. All you need is at least $5,000, and for the cash-rich this goes up to $500,000 if you so desire. Pretty unique is also the fact that it does offer some liquidity on your money, unlike most other endowment products, but more on that later.

Details and Features ProviderSingLifeMin Amount$5,000Max Amount$500,000Returns2.25% pa guaranteedTenure3 yearsRequirementsUp to age 80Other Features– Death benefit of 105%
– No medical underwriting
– Free withdrawal option

2.25% pa guaranteed puts it at a notch higher than recent products like HL Bank’s iSaving (1.98% pa), e$aver (up to 1.70% pa), and Maybank i-Savvy (1.90% pa), without having to alternate tour savings between accounts.