I have always heard of automation of your finances so that you can save more time and reduce all that brain work. I did not start automating my finances only until end of last year as I felt that transferring manually was easy as banks nowadays have online apps. But after I started all the automation, life became much easier. I do not automate my bills as I want to see my spending and if any extra charges are being charged. I only automate the splitting of my monthly salary. How do I do that? I am sure most of the people reading this would know it but I was surprised that most of my friends do not know about it. I use standing instructions to make sure a certain amount goes to somewhere that I want. A standing instruction is an instruction a bank account holder gives to the bank to...