It's been a long time since I talked about financial topics. Since a reader asked about emergency fund, I thought to talk a bit about it again. https://earlyretirementsg.weebly.com/blog/emergency-fund-do-you-need-it-or-not-and-why Long long time ago, in 2013, I discussed about it. 2013. It's been 7 years. I was still working then. So many things have changed. For us, I don't really keep an emergency fund. We keep around S$5,000 in cash for living expenses. Any additional cash due to dividends, incomes, etc. Is all available to go into investments. The thing is, for emergency funds, we need to understand ourselves and our situation. I feel that emergency funds are useful in certain situations. Some people need it more than others due to different family situations and circumstances. Example, someone who is a Grab driver might need a larger emergency fund. Someone who has unstable pay or working part time would likely need an emergency fund. Someone with elderly parents who aren't self...