Your 40s can be said to be a golden decade for most people. You have the double benefit of a formal education combined with actual working experience; you’ve had time to clear your student loans and are now at the peak of your earning potential; and yet you still have enough energy to pursue your goals.
Indeed, there’s much to look forward to. And by making the right financial choices for this crucial period, you’ll be setting yourself up for success and security in your 40s and beyond. Here are 5 key decisions you need to make regarding your money.
#1 Focus On Your RetirementHere are some pretty astonishing statistics. According to a Syfe poll, 60% of Singaporeans are not adequately prepared for retirement and 69% don’t believe they can retire comfortably.
Far from being too late, your 40s are a critical time for growing your retirement nest egg. Your income
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