- I invested more cash than I thought because I over-accelerated my investing rate especially on last Fri.
- I had more cash on hand and hence left over than I thought because I didn’t fully account for the cash injection from the big day of my wife back in Dec 2019.
- This bear market is a ferocious one with steep day to day declines and fake big rebounds. Which gives me little time to recover my cash balance after investing by using my salary income since it’s only paid on a monthly basis.
I’m glad I took a breather from investing since last Fri afternoon and over the weekend. It gave me time to re-assess my strategy and do a reconciliation of the flurry of investments I made over just a few days. I also did a cash count to check how much I had left versus how much I had invested.
I realised a few important things: