Personal Finance
Review: Amex True Cashback Card – How to Get 3.8% Cashback on Almost Anything, or 1.17% Off Your Income Tax
By Sethisfy  •  March 23, 2020

The Amex True Cashback is normally an unassuming 1.5% cashback card. Like most cards in its Tier, unconditional cards are generally rather unexciting, but this one has a few tricks up its sleeve that pushes it up a tier or two.

Features & Details ProviderAmerican ExpressTypeUnconditional CashbackEarn Rate– 1.5% normally
– 3% for 1st 6 months up to $5,000ConditionsStandard list of exclusions that is less stringent that most other credit cardsLimitsNo limit

Current promo for new customers until 31st March: Sign up and get $80 via PayNow for spending $500 in the first month of card approval. Spend a total of $1,000 and get additional $60 Capitaland Vouchers. This is on top of the 3% cashback you’ll enjoy.

The Amex TCB has a pleasantly short list of exclusions, which is as unconditional as unconditional cards get. Unfortunately, it is also an Amex card, which is typically accepted at fewer

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By Sethisfy
As an adult, I’ve been through many ups and downs in my career path and personal finance journey, not unlike many Singaporeans. From my years as a tied insurance agent turned independent financial adviser, I realised that there are very few sources of proper, unbiased financial advice for working adults to access. Worse, self-styled “financial consultants” are selling products like savings plans and ILPs to the detriment of the clients whose interests they were supposed to serve.
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