To update all readers, the plan has already been carried out.

I continued to have friends, whom advised me against carrying out the plan, as well as some others whom have carried out their own leverage plan.

Just to emphasize I will not be going ahead with margin or leverage lending. I prefer to borrow a fixed sum with a discipline way of repayment. This will allow me to plan better.

Basically I did a fund transfer with Standard Chartered Promotion of 1% of processing fee for 6 months without any other cost.

And this is the plan of repayment:

1. I have "X" amount for investment.2. I will place "X" into Singapore Saving Bonds.3. I will borrow through Fund Transfer 1 for the amount of "X+Y" for 6 months.4. The portion "Y" will be repaid via monthly injection of cash amount "A" over 6 months.5. In the event the market recovers in 6 months,...