Congratulations! If you are reading this, you are about to embark on one of the major milestones of #Adulting; getting your own home.
But as with all other major milestones of #Adulting, there are big stakes in this game.
Buying a home is a major responsibility and it is important to know what you are really getting into.
A major part of this are the costs involved.
You will need to consider what type of HDB flat you can really afford.
For those who are buying a HDB flat for the first time, there are many HDB grants available if you are looking to buy either a Build-to-Order (BTO) or resale flat or a HDB Executive Condominium (EC)
Next you will need to decide whether a bank loan or HDB loan is better for you.
But first, here is a list of
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