If you have been following the news and the stock markets closely lately, it may seem like the whole world is sinking.
The double whammy of the COVID-19 pandemic and the plunge in oil prices has had a severe impact on global stock prices.
From the start of this year (2 Jan 2020), stock markets have been in free-fall (as of 24 Mar 2020):
We are currently enduring some of the fastest, never before seen market drawdowns ever.
At one point, I was feeling fearful about the situation, and the thought of selling everything to cut my losses crossed my mind
However, I ultimately decided against it.
This led me on the path of reflection as to
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