Many retail investors have been caught up in the panic selling caused by the Covid-19 virus scare. REITs and local banks are popular among retirees and FF(financial freedom) seekers for their dividends. Several REITs fell 50% within the last 20 days. Naturally, many retail investors will panic sell at recent lows. Last Friday (20Mar2021), some REITs made monstrous gains as much as 20% intraday. Those who panic-sold at recent lows may be having a miserable weekend regretting their bad sell. During panicky time like now, here are some standard investment advice you hear; - Our worst enemies are ourselves because of our emotions - Fear and greed drives humans to buy at the highs and and sell at the lows. - Panic is bad. - Be cool as a cucumber. Don't lose your head while others lose theirs. I can't argue against these standard investment advice. They are standard because they are...