Hello! Have been loaded with work and changes in recent days. Loads of research into various sectors in order to make certain investments - namely ETFs, Mortgage REITs, Airline leasing, Cruiselines, most of those which dropped a lot and seem undervalued.

As of now, Growth Invest or not, it doesn't hold for next 2 years. I realised that I would have to diversify more, into REITs, into companies that can be held for longer term.

As of now, this is my portfolio holdings:

Actions to take is to continue to learn about REITs from Vince of Reit-tirement. He has spent 2 hours to guide me through his REITs investing model. Appreciate your efforts!
This also means I will park more cash into REITs during the next sell-down. Not talking about COVID or technicals here, but it is just logical that what goes up, comes down, and goes up again...given...