If you just graduated and have entered the workforce, you may be wondering about getting insurance coverage. However, insurance can be costly and with so many plans on the market, getting a plan (or several) on top of your already piling bills may seem overwhelming. To help you get started, we break down the most important things you should consider if you are low on cash but are looking to start investing in insurance coverage. Analyse and Streamline Your Budget Before Adding New Bills If you find yourself living paycheck to paycheck, the first thing you need to do is to take a serious look at your budget. Are you overspending in some places? Is there a lot of discretionary spending that is unnecessary? To start, you can create a simple budget spreadsheet where you can track your past expenses. This helps you visualise where most of your money...