To be free, one has to be wealthy financially? Not true. To be free, one can be debt free but not necessarily wealthy. We must not get ourselves into debts, especially credit card debts. There are so called healthy debts such as home mortgage. Although mortgage helps to serve the "healthy" purpose of owning a home, but I feel skeptical that people are trapping themselves to own a home. I also do not favour in leveraging to invest in stocks, CFDs and derivatives because the risks amplified in tandem with profits and losses. When we are free from debt and heavy liabilities, we will be able to sleep with a peace of mind everyday. To live a free life, one must be appreciative of our nature and not taking for granted the free elements in life to live. oxygen we breathe is free. Love from family and friends is free. Water is...