This write-up was reproduced with permission from Ray’s Estate Clinic, written by Founder, Raymond Chng. Please refer to the end of the article for more information on Raymond. We are currently in unprecedented times (as of writing in April 2020). Covid-19 is upon us as a global pandemic which will go down in history books as the gravest health crisis mankind ever faced in this century. Over the past few weeks, I had the fortune to converse and interview numerous Seniors (our Merdeka & Pioneer Generation) whom I knew for some time already. The wiser generation I interviewed range from former C-suite executives, Directors of MNCs and Business owners on their insights about this crisis. Many said that even in previous financial crises and during SARS, planes could still fly and we did not have to ground most of the planes. However, due to large scale travel restrictions, we see...