Search Results for: miles

CPF Milestone ($40k in Special Account) and The Power of Compound Interest

Yay! KPO’s CPF has hit a milestone, my SA (Special Account) has hit its first $40,000! If you are wondering, what is the big deal? It is just 4/5% of risk-free interest (for now) that can be compounded for many many years :) I have been transferring my OA to SA ever since I started working. The reason why I can do this is that I do not have any liability/mortgage to pay as of now. Going forward, I will stop transferring as I need to build up my OA for my house in 2019! Anyway, the interest rates for our...

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32nd Birthday Post – A Year of Milestones

This is the 5th edition of the post since I’ve started to blog on this site. For some reason, I missed to write on my birthday last year and couldn’t remember what I was doing back then but here’s all the past couple of sessions. 30th Birthday Edition 29th Birthday Edition 28th Birthday Edition 27th Birthday Edition Alright, I am getting older and I can feel it the moment I turned 32 (ok just kidding). I’m feeling it more and more each year that the days and years fly past faster than I thought. I think there’s a correlation...

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Kevin’s Air Miles Starter Pack

After all I have written about my personal project on chasing air miles (90,000 miles in 9 months), it makes sense that I should probably write a little bit on my credit cards setup for this purpose. Air miles are earned on the back of expenditure. There are no two ways about it. What we can do it is optimize the number of miles we can earn. Not saying that this is the best way, but it works well for my lifestyle without having to put in too much effort on a daily basis. To begin with, I have...

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Unlimited 1.5% Cashback card is back again! And How to get Air Miles to Travel For Free?

Standard Chartered Unlimited cashback card is back! A few months back when I launched the new Standard Chartered unlimited cashback card on my blog, it received overwhelming response with more than a hundred sign ups on this blog alone. As I found the card useful and attractive too, I signed up for one myself and received Takashimaya vouchers. Today, I’m going to bring this card, in partnership with Singsaver, back to this blog again for readers who have missed it. This time, the deal will be $150 Takashimaya vouchers for new customers. For those who are not familiar, the Standard Chartered unlimited...

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Where Can I Go With 100,000 Miles?

This post should have come a little bit sooner, but as usual, I have my excuses. Work has been dominating my life, to say the least. In October last year, I started my Project Singapore Airlines Suites with nothing more than just 11,285 miles to my name. It would not be an easy task – accumulation of miles is ultimately dependent on expenses. Luckily, my goal is reasonable – tickets for two to Beijing, just to have a quick spin at the Great Wall and perhaps the Summer Palace. I was pleasantly surprised to realize that it took me...

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You Don’t Need A Miles Card To Earn Miles

Before we start: I’m experimenting with short, tactical and specific posts like these with nuggets of practical tips. They’re easier to write than my longer strategic (rambling?) posts, but may not necessarily apply to everyone. I’ll likely end up doing a mix of both, but let me know what you think! === Everyone knows that if you want to fly on Suites or Business Class without shelling out thousands of dollars, you need to earn miles. And to earn miles, you need an airmiles credit card… right? I’ve talked previously about how airmiles cards like the Citibank Premiermiles card or the...

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Earning Miles For My Next Sweet Holiday

I own the Citibank Premier Miles credit card. If you hold this credit card, you know that the benefit is that the miles earned using Citibank Premier Miles credit card never expires. You can convert the accumulated miles into Krisflyer miles and that was my original intention for owning this credit card. One Citi mile is equivalent to one Krisflyer mile. I am looking forward to redeem my next holiday! Today I received a promotional email about earning up to 42,000 miles in just two months.  There are two options provided by Citibank on this promotion. Option 1 The...

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A Complete Guide To KrisFlyer Miles

Not everyone if lucky enough to win free tickets for a vacation. However, the next best thing is a ticket that you redeem for free with your air miles. You may have come across ‘travel-hack’ articles, where people boast about how they have managed to travel the world on frequent flyer miles redeemed from their amazing credit card spending. The trick to this is to sign up for a frequent flyer programme that allows you to earn miles easily, and also give you high value when it comes to redemption. For Singaporeans, the most obvious choice would be the...

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Better Alternatives to get Miles (vs the KrisFlyer UOB Account)

In my last post, I wrote about how I was misled by the influencers who worked on the #KrisFlyerUOB campaign to believe it was a good account, when it really wasn’t. Now that we’ve seen how lifestyle influencers are capable of royally screwing up reviews related to financial products, how about brands start giving the sponsored posts to the financial bloggers instead? A few folks have asked for my opinion of the KrisFlyer UOB account, so here it is : No, I will not be signing up for the KrisFlyer UOB account, simply because the maximum miles per dollar (mpd)...

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How much are Airline Miles Worth?

I got into this topic by reading MileLion’s latest poke post on the KF UOB account, how bad it actually it and finally reading his post of how he value miles. I think you guys would know this by now, but I find earning miles kind of lame. Flying to me is just transportation. I get into my seat, I fall asleep, I wake up for the food, resume sleep, and I de-plane. I get on the cheapest and fastest flight, with some slight considerations on safety and route, and a final cost benefit analysis of transfers (eg. Save...

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On STI, Air Miles And Giveaway Winner

The STI ETF has been doing a sideways dance since the first day I started investing in it on 24th December 2012. According to Stocks Cafe (previously SGXCafe), STI ETF has time-weighted returns (including dividends) of 13.2% during the same period. Meh returns? I suppose. I’ve always called myself an index investor, and not a passive investor. Index investing isn’t necessarily passive by nature. If you have a re-balancing strategy, you might have bought more during the early-2016 dip. Your returns might paint a very different story. My favourite image that I keep reposting. As of right now, the SPDR...

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$500K – Second Milestone Target Reached

This is an important milestone for me to journal so I could look back in the few years to come to see where I am today. It’s importance means so much to me that I think it deserves an article of its own. The last time I hit my first milestone of $250k (Link Here) was back in April 2014, where coincidentally I had my first son born on the exact same day. So many things have happened since then with my first parenting experience, the graduation of my MBA, the promotion of a new career role, and the...

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Almost Impossible For An Average Joe To Earn One Million Miles In A Year

In December 2016, The Business Times had a sensational article on a Singapore family – a married couple with two kids – who is about to take a trip around the world in style i.e. Business Class, for “free”. Since then, mainstream publications has picked up on it (I mean, who doesn’t want to read about such extreme indulgence?!) and you can check out the links below. The skeptic in me went into overdrive and based on my experience, it is ridiculously difficult to do what the “Singapore family” has achieved, even more so in less than a year. So,...

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Which Air Miles Card Should You Get First?

Note: This is NOT a sponsored post. Sometimes I like writing about the specific tools and resources that I use. Email me to let me know if you’d like more posts like these! Last year, I blogged about how I redeemed a Singapore Airlines Suites ticket to Zurich. Since then, I’ve been getting requests to blog about more tips and tactics anyone could use to earn miles and redeem them for free flights. Let’s start with this basic, open secret: You earn the most miles on the ground, not in the air. A lot of people believe that to earn lots...

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STI 3,000 and 250K milestone

STI finally broke through 3,000 points today.  Very contrasting start of the year 2017 than 2016.  While last year we saw the bear raging in the beginning of the year, this year look like it is the bull’s turn. The good news for me is that my reit trees planting in the last two months is already bearing early fruits.  While doing nothing yet in 2017, my total portfolio value crosses 250K for the first time in my investment journey. It has been a hard and bumpy ride reaching the 250K milestone.  ...

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