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Createwealth8888

XIRR/CAGR: Investor’s true performance indicator!

December 17, 2011 by Createwealth8888
Read? You Will Never Know It May Make A Difference In Someone’s Life or Thinking (3) Track, measure and visualise   XIRR/CAGR is an investor’s true performance indicator. It doesn’t lie or mislead us into believing that we are better than the truth.   As of last Friday market closing price: One year (2011) portfolio, XIRR is [...]

in Categories: Investing

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Late for stock investing as the path to financial independence

December 17, 2011 by Createwealth8888
Createwealth8888 was late for party in the stock market I believe that many of you have started your serious investing in stock market much earlier than me. That is definitely a good head start; but late starters may not really lose out. Don’t worry even you are in your 30s or 40s. You may still [...]

in Categories: Investing

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Everybody loses money in the market. EVERYBODY!

December 11, 2011 by Createwealth8888
Just for Thinking … But, I tell you who doesn’t lose money in the market. There are two groups of people who don’t lose money in the market. No 1: You turn to daily newspaper ads on investment and trading courses.You will find them. Some will admit that they have lost money; but after going [...]

in Categories: Investing

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Home for Living and not for profit taking (7)

December 10, 2011 by Createwealth8888
Read? Home for Living and not for profit taking (6) Warren Buffett’s Home Warren Buffett the Worlds 3rd richest man with $ 47 billion dollars still lives in the same house in the same Happy Hollow neighborhood where he bought the home in 1958 for $31,500. It has 5 bedrooms, 2.5 bathrooms and is 6234 [...]

in Categories: Personal Finance

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Ride motor-bike risky? No risk, no risk, no risk

December 8, 2011 by Createwealth8888
Read? Minimise risk by picking the rider who is more likely be cautious I was asking my married colleague who have young kids why he is still riding motor-bike? It is common folks wisdom that riding on motor-bike that does not support by itself on two wheels is a dangerous act to perform on the [...]

in Categories: Investing

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Insurance, Leverage, and Peace of mind.

December 4, 2011 by Createwealth8888
Read more? Past postings on Insurance Insurance Why are we paying premiums for insurance? It is the fear that drives us to seek protection. It is paying money for protection. We fear and seek protection against specific unexpected high financial losses coming from some unforeseen life events by paying premiums to insurance companies for them [...]

in Categories: Insurance

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I have some money rotting in the bank. Can you help me?

December 3, 2011 by Createwealth8888
Just For Thinking … I often observe that some people are asking similar question in financial educational forums or blogs : “I have some money rotting in the bank. Can you help me?” It is like going to your GP and ask:”Doc, I am not feeling well. Can you help?” It is more important to ask yourself one [...]

in Categories: Personal Finance

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Unbearable feeling?

December 3, 2011 by Createwealth8888
Just For Thinking … As young retail investors or just having a few years into the stock market, you may already have investing goals and time frame in your mind to do well. To reach that investing goals within that time frame, you may also know that you will need to focus on the higher rate of [...]

in Categories: Investing

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REITs and rights issues: Dilutive or not? (2)

November 29, 2011 by Createwealth8888
Read? REITs and rights issues: Dilutive or not? Investor A’s ROC will be dilutive relative to Investor B’s ROC No need to manipulate the numbers. Just try to key in any reasonable number for earning, nil-paid rights, discount rate etc into the worksheet and the result will always be the same. ROC of Investor A [...]

in Categories: Shares and Derivatives

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REITs and rights issues: Dilutive or not?

November 29, 2011 by Createwealth8888
Assuming 1 for 2 nil paid rights issue at 10% discount at $0.90 and nil paid rights can be sold at $0.02 in the stock market to reduce holding costs and stock can be purchased at $1.EPS at $0.1 at 100% payout for DPS at $0.1 so the dividend yield at $1 purchase price = 10% ROC Here [...]

in Categories: Investing

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You Will Never Know It May Make A Difference In Someone’s Life or Thinking (3)

November 25, 2011 by Createwealth8888
You may like know what is the most lesson learnt from this blog by other blog readers. Read? You Will Never Know It May Make A Difference In Someone’s Life or Thinking (2) One blog reader, CH said that he has learned the most important lesson here: Performance measurement. It is this measurement that should [...]

in Categories: Investing

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Four Pillars in our life to support our happiness index

November 23, 2011 by Createwealth8888
Read? Catching the moments of happiness! Read? Value has a value only if its value is valued To support our happiness index from falling or crashing We must be mindful and always seek ways and means to strengthen our four Pillars in our life to support our happiness index from falling or crashing. Personal Health and family members [...]

in Categories: Personal Development

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Know thyself. Be true to it and avoid the pain within.

November 20, 2011 by Createwealth8888
STI has been dropping! More and more bad news coming out! Your portfolio also drops 20% How are you feeling now? Feel like selling away everything and keep cash and then wait for more good news to come before going back to the market. Continue to be concerned; but won’t put in any more money. [...]

in Categories: Investing

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How to spot ponzi or scam investment scheme?

November 20, 2011 by Createwealth8888
Just for Thinking …. Guaranteed Return of e.g above 5% on your investment in 3 or 6 month time The key word is Guaranteed Return. There is no such investment in the market that can guarantee Return over 3 or 6 month and not even one year. It is certain. It is a ponzi or scam investment scheme. They [...]

in Categories: Investing

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For how long can we control our mind? Don’t need to talk about investment!

November 18, 2011 by Createwealth8888
Just for Thinking …. Dementia is a loss of brain function that occurs with certain diseases. It affects memory, thinking, language, judgment, and behavior. Read? Dementia I saw what can really happen to a person who has dementia; and for older folks like me should include it as part of financial planning. How can a [...]

in Categories: Personal Development

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Why many will fail even after taking courses in trading or investing?

November 16, 2011 by Createwealth8888
Read? Why course in forex, trading or investing will continue to sell? Why many will fail even after taking courses in trading or investing? Like it or not. Making money from the stock market is still a Game of Strategy. It is all on 3M’s – Method, Mind, and Money. Read? More on 3M’s                         [...]

in Categories: Investing

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Saving, Lending and Investing (2)

November 15, 2011 by Createwealth8888
Read? Saving, Lending and Investing Know thy enemies! When you save, you have only one enemy that is inflation. Every year, your enemy will grow stronger and made you weaker until one day you have become so weak that you can’t even enough to feed yourself with your saving. When you lend, you will have [...]

in Categories: Investing, Personal Finance

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Saving, Lending and Investing

November 14, 2011 by Createwealth8888
Just for Thinking …. Read? Saving, Life Insurance and Investing – 2nd Revist Saving When you put your saving with a bank and that money is still yours. You can take it back anytime if you wish too and the local banking law also offers you full protection up to a certain level. Lending When [...]

in Categories: Investing, Personal Finance

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