Author: A Path to Forever Financial Freedom (3Fs)

M1 – Potential GO Dejavu ?

By now, you would have probably heard the news buzzing around surrounding the potential buyout for M1 takeover with two of its largest shareholder Keppel T&T which owns 19.3% and SPH which owns 13.5% dealing with a potential buyer on the cards.  There’s not much details on the news that have been shared and I can understand why investors are eager to follow up on the story given that this feels like dejavu all over again. In early last year, the 3 big shareholders, namely Axiata, Keppel T&T and SPH went through a similar strategy review when the shares...

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M1 – Potential GO Dejavu ?

By now, you would have probably heard the news buzzing around surrounding the potential buyout for M1 takeover with two of its largest shareholder Keppel T&T which owns 19.3% and SPH which owns 13.5% dealing with a potential buyer on the cards.  There’s not much details on the news that have been shared and I can understand why investors are eager to follow up on the story given that this feels like dejavu all over again. In early last year, the 3 big shareholders, namely Axiata, Keppel T&T and SPH went through a similar strategy review when the shares...

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Investing Action Is Minimal Activity

One of the important traits of a successful investor is being able to gather information and do sufficient research on the company he is eyeing for, wait patiently on the sideline and execute when value emerges from that opportunity.  For many successful investors, investing action is a minimal activity.  They would spend hundreds of hours gathering information and researching into the company, scuttlebutting the management, and then spend the next hundreds of days or weeks doing nothing just to wait for that one (or if you are lucky more than one) golden opportunity.  There are some retail investors have...

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Investing Action Is Minimal Activity

One of the important traits of a successful investor is being able to gather information and do sufficient research on the company he is eyeing for, wait patiently on the sideline and execute when value emerges from that opportunity.   For many successful investors, investing action is a minimal activity.   They would spend hundreds of hours gathering information and researching into the company, scuttlebutting the management, and then spend the next hundreds of days or weeks doing nothing just to wait for that one (or if you are lucky more than one) golden opportunity.   There are some...

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Portfolio Construction On Ensuring The Sustainability of Cashflow

I received a lot of queries pertaining to the amount of little cash that I’m holding for my investment purpose so I thought I’ll use this chance to explain the thought process on my portfolio construction. Our goal as a family has always been to ensure that we have $5,000 / month worth of passive income in order to reach our definition of financial independence. Working back the maths, this means we would need $60k/year or $1m portfolio at 6% yield. While this amount would give us financial independence, we also know that we needed some sort of margin...

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Portfolio Construction On Ensuring The Sustainability of Cashflow

I received a lot of queries pertaining to the amount of little cash that I’m holding for my investment purpose so I thought I’ll use this chance to explain the thought process on my portfolio construction. Our goal as a family has always been to ensure that we have $5,000 / month worth of passive income in order to reach our definition of financial independence. Working back the maths, this means we would need $60k/year or $1m portfolio at 6% yield. While this amount would give us financial independence, we also know that we needed some sort of margin...

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How To Play OUE Commercial Reit Rights Issuance

It’s been quite a while since we last had an M&A news that involves right issuance hence I think it is time to refresh our memory on how we can play this for interested parties. The proposed acquisition this time is from their own sponsor, OUE Limited, with the acquisition of the OUE Downtown, which comprises of both 50-storey building Downtown 1 and 37-storey building Downtown 2, as well as some retail podium and carpark which they had not too long ago carried out an enhancement work. The proposed acquisition is in the range of $908m, which is a...

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How To Play OUE Commercial Reit Rights Issuance

It’s been quite a while since we last had an M&A news that involves right issuance hence I think it is time to refresh our memory on how we can play this for interested parties. The proposed acquisition this time is from their own sponsor, OUE Limited, with the acquisition of the OUE Downtown, which comprises of both 50-storey building Downtown 1 and 37-storey building Downtown 2, as well as some retail podium and carpark which they had not too long ago carried out an enhancement work. The proposed acquisition is in the range of $908m, which is a...

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Does Your Equity Portfolio Needs Hedging?

I received an email from an avid reader who is genuinely concerned if the next recession will put a dent on her portfolio which she has been building for years. She asked if it’s necessary to put a hedging instrument in the portfolio in order to minimize the downside risk of her portfolio given that they are mostly in traditional equities and the nature as such that she is worried her net equity portfolio will go down once recession hits. While she didn’t specify her age, it appears that she is in the 30s range. It is always difficult...

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Does Your Equity Portfolio Needs Hedging?

I received an email from an avid reader who is genuinely concerned if the next recession will put a dent on her portfolio which she has been building for years.   She asked if it’s necessary to put a hedging instrument in the portfolio in order to minimize the downside risk of her portfolio given that they are mostly in traditional equities and the nature as such that she is worried her net equity portfolio will go down once recession hits.   While she didn’t specify her age, it appears that she is in the 30s range.   It...

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First Week of My New Work

I’ve finally completed the first week of my new work at a new environment so I thought I’d pen out my thoughts for my own future reference.  My first immediate thought was that the office was far away from where I lived hence the commuting time has to be 1.5x longer than the previous job. By comparison, it also doesn’t help that the official working hour was half an hour earlier and ended half an hour later. Hence, I have to wake up earlier and get home later, even when leaving at the dot. This is what Vicki Robin...

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First Week of My New Work

I’ve finally completed the first week of my new work at a new environment so I thought I’d pen out my thoughts for my own future reference.  My first immediate thought was that the office was far away from where I lived hence the commuting time has to be 1.5x longer than the previous job. By comparison, it also doesn’t help that the official working hour was half an hour earlier and ended half an hour later. Hence, I have to wake up earlier and get home later, even when leaving at the dot. This is what Vicki Robin...

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Should You Guide Your Children To Become Millionaire?

The goal to become a millionaire follows a strict direction guide for most people.  I’ve previously written about the 3 different levers that we may need to adhere if we want to grow our wealth exponentially to the north and they are no different when we are giving advice to our children, except for the part that they may have to study hard first, get a cert then land a good job.  Okay, I admit my still-to-be traditional form of belief when it comes to landing a good job in our small tiny island.  Teaching our children how to...

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Should You Guide Your Children To Become Millionaire?

The goal to become a millionaire follows a strict direction guide for most people.  I’ve previously written about the 3 different levers that we may need to adhere if we want to grow our wealth exponentially to the north and they are no different when we are giving advice to our children, except for the part that they may have to study hard first, get a cert then land a good job.  Okay, I admit my still-to-be traditional form of belief when it comes to landing a good job in our small tiny island.  Teaching our children how to...

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33rd Birthday Post – Officially 2 Years To Countdown

It’s been a tradition for me to journal my birthday every year to see where I am coming up short at so I can plan on something to patch up if necessary. This year is no different and the first thing when I woke up this morning, I was greeted by a lovely birthday kiss cheek from my wife and 2 kids and I quickly realized how much I’ve grown up to where I am today. The past years of the edition can be found here: 32nd Birthday Edition – A Year of Milestones 30th Birthday – Officially The...

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