Author: A Path to Forever Financial Freedom (3Fs)

Should you give an allowance to your parents?

There’s an article recently published in the “Sunday Times” which debates whether working children should give part of their allowances to parents as a form and gesture of appreciation and respect. This, of course, is debatable and it varies from one family and culture to another. –> Click here to read <– From the interviews of some of the working adults in the articles, we know that some do give part of their salary received every month to their parents as a form of respect while some do not practice this. Those that do not give their parents any allowances argue...

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"Sep 12" – Transactions & Portfolio Update

Counters No. of Lots Average Price (SGD) Total Value (SGD) based on average price Market Price (SGD) Total Value (SGD) based on market price Total Dividends collected (SGD) since purchase ST Engineering 5 2.82 14,100.00 3.47 17,350.00 1,240.00 SIA Engineering 3 4.12 12,360.00 4.13 12,390.00 0.00 Noble 2 1.12 2,240.00 1.325 2,650.00 0.00 FraserCenter Point Trust 12 1.505 18,061.00 1.775 21,300.00 500.00 First Reit 7 0.82 5,765.00 1.02 7,140.00 204.00 PLife Reit 10 1.85 18,507.00 1.95 19,500.00 270.00 Boustead 3 0.88 2,650.00 0.96 2,880.00 60.00 Singtel 2 3.05 6,100.00 3.32 6,640.00 180.00 Neratel 14 0.42 5,920.00 0.45 6,300.00 400.00...

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Welcome IHH; Goodbye NOL

IHH Healthcare has replaced Neptune Orient Lines as one of the 30 constituent stocks in the STI as a result of the half-yearly review by SGX and the FTSE Group. Good or bad? CapitaLand Ltd Keppel Corp Ltd CapitaMall Trust Noble Group Ltd CapitaMalls Asia Ltd Olam International Ltd City Developments Ltd Oversea-Chinese Banking Corp Ltd ComfortDelgro Corp Ltd SembCorp Industries Ltd DBS Group Holdings Ltd SembCorp Marine Ltd Fraser and Neave Ltd SIA Engineering Co Ltd Genting Singapore PLC Singapore Airlines Ltd Global Logistic Properties Ltd Singapore Exchange Ltd Golden Agri-Resources Ltd Singapore Press Holdings Ltd Hongkong Land Holdings Ltd...

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Review of the STI Constituent Stocks

There will be a review tomorrow for the STI Constituent stocks by the SGX and FTSE Group. Will we see any changes in the bluechip index of the STI??? I would love personally to see Ascendas REIT gets inside the main STI index. Current constituent of the 30 STI blue-chip stocks CapitaLand Ltd Neptune Orient Lines Ltd CapitaMall Trust Noble Group Ltd CapitaMalls Asia Ltd Olam International Ltd City Developments Ltd Oversea-Chinese Banking Corp Ltd ComfortDelgro Corp Ltd SembCorp Industries Ltd DBS Group Holdings Ltd SembCorp Marine Ltd Fraser and Neave Ltd SIA Engineering Co Ltd Genting Singapore PLC...

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Premier Wen: China will meet 2012 growth targets

NEW YORK (MarketWatch) — Chinese Premier Wen Jiabao said Tuesday that his nation will meet its official growth target of 7.5% GDP growth in 2012, though he acknowledged that the Chinese economy is facing significant pressure. “It is true that the Chinese economy is under notable downward pressure, but with our efforts to shift our economic model, better allocate resources and implement more reform and opening up, we have the ability to keep the economy in good shape,” Wen said in a speech at the World Economic Forum’s meeting in Tianjin, according to a statement released by WEF. Wen,...

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Fast forwarding decision on your life

Many people would relish the opportunity to rewind back on their lives if they had the chance to do so. But what about fast forwarding on your life? What if you have the power to fast forward on events in your life which you may deem as boring or just purely horrible. What if you have the power to fast forward Monday to Friday (TGIF!!!) or skip some of the “boring” moments in your life such as work or projects assigned to you which you didn’t like. Would you have make a decision to do so? I happened to rewatch a movie called...

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Next bubble looming in dividend stocks?

Dividend paying stocks have been on a decline –  I mean … the yield, of course. With interest rate around the world seems to remain low for at least until 2014, we could see people rushing for yield to get their returns and this would ultimately lead to yield compression. Remember during the GFC time when some yield on stocks would represent 20 – 25%? Now it is nowhere even half near that high. What we are looking at now is only between the range of 5 – 6% at best. Rank – Capital Gains REIT Aug-12 Dec-11 Gain FCOT $1.120 $0.740...

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Everyone has a choice

This post is dedicated to a friend of mine to get her to think about that everyone do have a choice if he/she wants to. Whether easy or difficult, everyone has a choice to make decisions and the decision that you make today will result in different consequences in time to come. Confused? Picture yourself in the consequence of your decision and you will get it. It is easy to make excuses most of the times as the complexity of the environmental dynamics and unpredictability that characterized the behavioral patterns of human beings continuously constrained achieving the best feasible solutions to most decision problems...

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A Happy Birthday Edition Post

This is my first birthday edition post since the inception of this blog. Birthday, at times means absolutely nothing to most people. But to me, it means everything. It is a time where I can have a nice gathering together with my family and loved ones. It is also probably one of the only time where I can actually pause and reflect on myself. And most importantly, it is where I make my countdown to my RETIREMENT plan (officially 8 more years to retirement). Ok. This is way too early, but still a goal is a goal and I planned to reach it objectively. I have...

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"Aug 12" – Transactions & Portfolio Update

I’m not going to add to my position in the month of Aug further hence will post the T & P update earlier than usual. Transaction Date Counters No. of Lots Price (S$) Amount Buy 06/08/2012 Boustead 1 0.940 S$940 Buy 08/08/2012 First Reit 1 0.965 S$965 Buy 10/08/2012 FraserCenterpoint 2 1.755 S$3,510 Buy 13/08/2012 ParkwayLife Reit 1 1.965 S$1,965 Buy 23/08/2012 QAF 2 0.70 S$1,400 In the month of Aug, I have added on a few stocks such as Boustead, First Reit, FCT, PLife and QAF on market dips. Most of the stocks I’ve added above have went...

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Dividend investing is boring, boring…

“A good defense doesn’t lose you games.” This was one of the quotes from the famous soccer coach dubbed as the “Special One” Jose Mourinho during his times in Chelsea. What does Jose Mourinho and dividend investors have in common? They both play boring tactics but one that could be very fruitful in times to come. Don’t believe? Just take a look at what Mourinho achieve at Chelsea. Or what about the tiki-taka style of Barcelona? Dividend investing is outrightly boring and often the road to achieving success from it can be very lonely at times. Time and time again...

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A Perfect Life Balance is all about Time, not Money

We’ve seen many people struggling to choose between work and life balance and to such extent they are lost in transition not knowing what they really want to do in the end. Just take a look at the people around you. There are some who struggle to find their feet, some who struggle at their career and some who struggle in juggling their families. All of these people have one thing in common. They simply plan too much to not to plan. To me, if you are spending the time right now determining the priorities in your life, an awful lot of hard decisions later...

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LKY’s National Day 2012 Hint Takeaways

Year after year the government’s national message to the public would always involved mainly the economy status of the state. Not this year. This year main takeaways from LKY’s national day message is clear and precise. “Get Married, have babies…Otherwise, the country will fold” Over the past few years, the government has tried ways and means to raise the nation’s falling birth rate but to no avail. It currently stands at 1.2, which obviously is well below the ratio needed to replenish more Singaporeans. Is the government going to offer more incentives to couples to encourage them to give birth? Does a 6 month maternity...

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Confession of my investing journey junkey

I had graduated from my Bachelor degree for more than 4 years now in 2008. Back then, I was filled with much hunger and desire to succeed in the corporate world. I was spending time at work on weekdays and money on weekends, not surprisingly to buy things that I don’t really need. I was earning around $2,500 per month back then I remember and I actually felt it was quite difficult to finish spending all those money on food, clothes, gadgets and everything else. Nevertheless, I still did finish spending all my money without a blink in the eye, thinking...

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