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Derek Lim

I have NO savings!

January 26, 2012 by Derek Lim
There have been several articles on savings recently which got me thinking. First thought – why 20%? Who defines this standard and why is it recommended?UScitizens have always been known to be big spenders rather than savers. It is their money that kept the world going at least during the end of the 20th century. [...]

in Categories: Personal Finance

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Using XIRR to calculate stock performance

January 20, 2012 by Derek Lim
Maintaining my stock portfolio has always been a challenge for me. I use a simple method of calculating my current stock value plus dividends against my original investment amount. However, I have a nudging feel that this is flawed because I did not account for the various transactions throughout the life of holding on to [...]

in Categories: Investing

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Top 25 articles in 2011

January 15, 2012 by Derek Lim
Standard Chartered Bank Singapore- NO MINIMUM BROKERAGE FEES! CitySpring Infrastructure Trust: Rights issue. CitySpring Rights Issue But No Thanks Property crash of 1996 Singapore High Yield Dividend Stocks for Income Starhub:Highest dividend yielding Singapore STI blue chip comes through FY2010 well How to buy Silver? NTUC Income VivoCare – Early Stage Critical Illness Whole Life [...]

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CapitaMalls Asia 10 year bonds – a quick FAQ

January 4, 2012 by Derek Lim
I normally don’t look at retail bonds due to its large initial investment, usually $5,000 and up, I would rather put the same amount in REITs to enjoy a potential higher yield. However this time round, CapitaMall is offering bonds at $2,000. I must admit it is a smart move to get smaller investors like [...]

in Categories: Shares and Derivatives

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The Bear Has Hit TheFinance.sg

August 11, 2011 by Derek Lim
Dear Readers, Don’t worry, the balance sheet of TheFinance.sg is still healthy. The site was inaccessible  for a couple of days due to excessive resource usage and I will be migrating to a higher capacity web-host. Intermittent downtime is still expected. I regret for the inconvenience caused.

in Categories: Site Update

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Most Popular Posts in June

July 3, 2011 by Derek Lim
The top five articles in June are: Standard Chartered Bank Singapore- NO MINIMUM BROKERAGE FEES! Standand Chartered Online Trading Account 8 Singapore Stocks to watch during a bear market Sometimes it’s better to be “stupid” and “wrong” To Pay Or Not To Pay SCB no minimum brokerage fees has been the top news this month [...]

in Categories: Site Update

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Will you use your emergency fund to invest?

May 11, 2011 by Derek Lim
Update 11 April 2011 40% will not use their emergency fund to invest while 60% will have no problems using it for investment. What’s surprising is that 30% or half of those who will use their funds to invest are willing to use at least half if not all of it. I am not sure [...]

in Categories: Investing, Personal Finance

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Most Popular Posts in April

May 11, 2011 by Derek Lim
I have been tracking the most popular articles in each month since the beginning of the year but this is my first write up on it. Just a short commentary which I find rather interesting. The top five articles based on Google Analytics are: Hyflux preference shares Part 1 2,463 page views Mapletree Commercial Trust [...]

in Categories: Site Update

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Lessons from the Japan Quake

March 29, 2011 by Derek Lim
Two weeks have passed since the Japan quake and there are conflicting reports to the nuclear situation. In one day, we can have 1,000 times the normal amount of radiation before being told it was a mistake in the calculation. We hear about optimism in getting the situation under control followed by news that the [...]

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Secrets of Singapore Property Gurus by Mr Propwise – Read Chapter 1 for free and enjoy a S$5 discount

March 6, 2011 by Derek Lim
Subscribe to TheFinance.sg via email and read Chapter 1 for free! Get S$5 off! Enter discount code “fin5” in the shopping cart and click “Update cart”. I don’t read many books on property but I enjoyed this book. Although I don’t invest in property, I am still able to relate to it; probably because the [...]

in Categories: Property

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Poll: Singapore Budget 2011 (Closed)

March 6, 2011 by Derek Lim
Thanks to those who has voted. Although there were only 29 votes (probably due to many similar polls), the results were a little different to that conducted by Straits Times (ST). 50% in ST felt that the budget definitely did not meet their expectations but only 34% readers here share the same sentiments. The next [...]

in Categories: Personal Finance

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Poll: Market Outlook for 2011 – Full Time

February 19, 2011 by Derek Lim
Many thanks to all the readers who participated in the poll. There were a total of 129 votes and not surprisingly the optimism has somewhat faded. I will think the main cause is due to the unrest in North Africa and the Middle East. I am however surprised that there are about 20% of readers [...]

in Categories: Market Review and Trends

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Poll: Market Outlook for 2011 – A half time review

January 16, 2011 by Derek Lim
While most analyst agree the bullish sentiments will continue in 2011 or at least during the first half of the year.  It will be interesting what readers to my site think. The poll was started in the first week of January and true enough, most of the votes gathered then were  bullish. There were a [...]

in Categories: Market Review and Trends

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Website Revamp

May 3, 2010 by Derek Lim
Dear Readers and Authors, When I first started this site two and a half years ago, there weren’t many local Financial blogs but I’m glad to say now that this is not the case now. It’s really heartening to see more people willing to share their thoughts and experiences online. Unfortunately my current site is [...]

in Categories: Featured, Site Update

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Time Watch – Dual List Hype

January 24, 2010 by Derek Lim
24 January 2010 Time Watch revenue has been increasing steadily since 2007. Kind of surprised because it’s competitors experienced negative growth in FY2009. Time Watch latest results has already seen an increased in earnings.  However there are some queries from SGX on its Financial reports and I will be scrutinizing it. In addition, what contributed [...]

in Categories: Shares and Derivatives

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Lian Beng – The Whisper Stock

January 14, 2010 by Derek Lim
The reason that I bought it is because someone told me that that this stock is going to rise soon. That was over a year ago and I believe ‘soon’ will never arrive, at least not this year. As some may know, I’m a avid fan of Peter Lynch and I am going to do [...]

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Test @4.20pm

October 19, 2009 by Derek Lim
Test @4.20pm

in Categories: Site Update

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Invest Fair 2009

August 21, 2009 by Derek Lim
The Invest Fair is here again. I’m sure for some this is an event not to be missed. Maybe I’m a little biased but I don’t see how attending a fair can make me invest better. I’m pretty sure it is more of a motivational talk telling you that investing is better than saving, start [...]

in Categories: Featured, Investing

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