Author: Agedashi23cents

Monefy – Your Personal Finance Manager

Personal finance manager This first impression i have of apps for money managers, expenses trackers or budgeting is that it will be very complicated with a lot of details to enter and ‘serious looking’ layouts. Monefy provided me with a very simple solution to the concern i have had regarding ‘serious looking’ expense tracker apps. What attracts me about Monefy is its pleasing graphics and icons that is very gentle on the eyes that isn’t too serious. It is for this reason that I found it more engaging than other money tracker apps I tried previously. The truth is i...

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Stay Away From This Exercise

It’s mid month! Whatever exercise you have been doing, hope it’s not related to running…out of money. ;) Saw an interesting photo while browsing the internet and i thought i’ll just share it, but the message is loud and clear. Yup, payday is still some way to go and looking at your wallet…there’s just enough to get by if you don’t spend anymore. ‘Gosh! Shouldn’t have spent on that expensive watch.’ ‘Arrgh what a jerk I am for trying to act hero and paid for that round of drinks the other night.’ Does all that sound familiar to you? If...

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How Early You Wished You Had Started Investing?

I was with my mum at a coffee shop the other day having lunch. As we were chatting away, i look over to her wrist and to my astonishment, i saw an ‘ancient’ piece of…timepiece on my mum’s wrist! It’s a watch i wore a long long time ago. It must have been 20 years ago…gosh how time flies. Fragments of memories came gushing back to me. This was what happened. The watch was a gift from a friend of mine back in my schooling days. I believe the cost of this watch was in the region of $100...

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Monthly Savings & Expenses Apr 2016

Monthly Savings & Expenses Apr 2016 Monthly Expenses Apr 2016 Necessity House ($335.55) – Groceries shopping, utilities, household items. Food & Eating Out ($540.30 – $48.78 = $491.52) – Daily meals and the weekends eating out. 30% of eating out is allocated as baby expenses. Transport & Taxi ($40.00) – Just EZ Reload. No taxi trip! Well done, haha! Communication ($42.00) – My M1 bill that is still on the 3G plan with 12 GB of data. Baby ($359.30 + $48.78) – The usual expense for Chloe including packet milk, allowance, tidbits. Financial Freedom Everything Savings Account ($200.00) – This goes directly to the ‘DO NOT...

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5 Myths About Money And Personal Finance

Like it or not, many of us probably grow up dealing with the fears we have about money. We hear a lot of negative stuffs about money, about how ‘money is the root of all evil’, ‘money can’t buy you happiness’ or ‘money is a good servant but bad master’. How many of such quotes have you heard before? Here are some weird and some not so weird stuffs about money i came across in my life: 1) I will save when I have the money.  This is one of the worst assumption about saving, and definitely someone from the poor...

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Monthly Savings & Expenses Mar 2016

Monthly Expenses Mar 2016 Necessity House ($663.10) – Apart from grocery shopping, this month i had air-con servicing costing $150! Food & Eating Out ($328.80 – $79.50 = $249.30) – Daily meals and the weekends eating out. 30% of eating out is allocated as baby expenses. Transport & Taxi ($50.50) – EZ Reload and taxi trip. Communication ($42.00) – My M1 bill that is still on the 3G plan with 12 GB of data. Baby ($463.35 + $79.50) – Woah oh oh baby baby oh baby baby oh baby…my little girl is growing up so fast!  04/03/2016 -5.00 Packet milk 05/03/2016 -43.00...

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