Author: A Path to Forever Financial Freedom (3Fs)

Stress Test Checkup For Small Cap Stocks

Every now and then I tried to force myself to do a bit of homework in updating my spreadsheet for some companies that are in my watchlist.  This article is about consolidating the strength of the company through looking into the lenses of the health of the balance sheet. I am only covering ground on one segment so it cannot be entirely looked into making certain grounds. Small cap companies have been a favorite for many because of their potential to grow. Unlike matured companies, small cap companies have greater room to grow because they can build on new...

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Building Sustainable Dividends Through Learning With REITS Masterclass

Most of you readers know that I love Reits investing because it fits my profile of having a sustainable stream of dividend income that pays every quarterly or semi-annually. This is align with my aspirations of being able to use the rest of my time to do what I wanted to really do. As a matter of fact, if you look at my current portfolio right now, more than 50% are in Reits and my top 2 positions are in CDL Hospitality and Fraser Logistics Trust. It is pretty obvious that I have a biasness towards liking Reits as an asset...

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Is There An Opportunity In Gold Right Now?

For a long time, I’ve considered Gold as a monetary goods that are driven by demand and supply more than an investment itself. It has a very long track of history itself and it was first used as a barter trade in 700 B.C. A friend that I was close with has recently notified me that the long term downtrend of Gold was finally broken and that it might be on its way up again after breaking its 6 years downtrend.   Almost a decade of close to zero interest rates have atomized any form of risk aversion, and...

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Understanding Your Risk Tolerance And Risk Appetite

As investors, we always tend to worry about what might go wrong in our portfolio regardless of how much efforts of research we’ve taken.   There’s always this navigation on how things might not perform up to our expectations because of the underlying differences between our risk appetite and risk tolerance that we can take from the whole risk universe we are exposed to.   Many investors put their whole resource perspectives on how to improve performance but do not spend enough time evaluating their risk tolerance.   The business of investing is inherently about taking risk to generate...

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HRnetGroup Limited – IPO Balloting Results

HRnetGroup Limited balloting results is out. Placement of 85,682,000 shares is approximately 13.17 times subscribed due to strong demand from international and local institutional investors. Public offer of 3,359,200 shares is approximately 68.34 times subscribed by retail investors. Chances are actually pretty evenly big if you are one of them who apply to the shares. 9:50 means for every 100, 18 will get it. So the probability is quite high at 18%. Most of the tranches applied between 100,000 to 199,000 with 30.2%. I did apply 51,000 shares and still can’t break my bad luck streak of not getting...

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HRnetGroup Limited IPO – Is This A Good Buy?

HRnetGroup Limited is going public by offering 89.4m shares which made up of 85.6m shares under placement and 3.8m shares under the public offer. The IPO will close on the 14th Jun at 12pm with a market cap of approximately $900m, which makes it one of the top IPO for this year in the SGX market. The issue price is at $0.90 per share. About The Company HRnetGroup Limited is the largest Asia based recruitment agency in Asia Pacific with a dominance presence in Singapore. It currently operates in a few key growth markets such as Tokyo, Hongkong and...

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"Jun 17" – SG Transactions & Portfolio Update"

No.  Counters No. of Shares Market Price (SGD) Total Value (SGD) based on market price Allocation % 1. CDL Hospitality Trust 60,000 1.61 96,600.00 16.0% 2. Fraser Logistic Trust 80,000 1.05 84,000.00 14.0% 3. M1 35,000 2.25 78,750.00 13.0% 4. Comfortdelgro 30,000 2.42 72,600.00 12.0% 5. Capitalmall Trust 30,000 1.92 57,600.00 9.0% 6. Fraser Comm Trust 40,000 1.40 56,000.00 9.0% 7. Singtel 10,000 3.75 37,500.00 6.0% 8. First Reit 8,134 1.32 10,736.00 1.0% 9. OCBC 34 10.69      356.00 1.0% 10. Warchest* 116,000.00 19.0% Total SGD 610,142.00 100.00% I am updating the Jun portfolio a bit early this month...

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2017 Half-Yearly Reflections Review

In a blink of an eye, we are almost halfway towards the year and I think it is quite an appropriate time to do a review of what has been set out as objective at the start of the year. My youngest son is already 4 months old (having born in the same year same month same day as fellow blogger LP‘s son) and I am happy seeing him grow happily and healthily and soon enough will be able to play with his elder brother, who’s already 3 years old plus now. As part of the annual exercise, I wrote...

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Recent Action – Far East Hospitality Trust

Far East Hospitality Trust has been one of the most avoided Reits and shunned by investors for quite sometime having poor performance since it went public in late 2012 with an IPO price of 93 cents. Since then, it slides down almost on a clear downtrend every year given that the industry in general is cyclical in nature, especially with the hospitality industry seeing major supply coming in. I picked up the shares not too long ago at 59 cents in Mar 17 which I blogged here. From the comments section in the post, you can easily see so...

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Recent Action – Ireit Global

I made a full divestment of Ireit Global today at a share price of 75.5 cents, which yields me a profits of over 21% over a period of about 1.5 years. I talked about how I wanted to do a strict review on my post yesterday in a bid to increase my cash position so I have to pick what I think has the least reward with the most risk one way or another. It wasn’t an easy decision but it has to be done. I’ll just quickly list down what was going through my mind when I picked Ireit...

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Building Up Some Cash Position

I’m just going to do a bit of an update as I’m still in the midst of a 2 weeks vacation and I just wanted to pen this down before I proceed with my activities. Throughout the past few years, my position in cash have gone up and down pretty fast as I tend to move my position pretty quickly by taking vesting position in and out of the company. Cash remains an important part of my strategy to achieve my desired rate of return and hence I would try to ensure that I keep a decent amount of...

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How I Research and Select My Stocks

I’ve been getting increasing number of queries from readers on emails on how I research and select my stocks. I have to admit that it’s extremely difficult to organize your thoughts in that split second and reply to readers in a single email. It’s been so natural for me to think about it in real time because I have done it so many times myself unconsciously but to put words into perspectives can be a real challenge. I’m going to try and do that in this article and hope I am able to articulate well on my thoughts. Once...

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"May 17" – SG Transactions & Portfolio Update"

No.  Counters No. of Shares Market Price (SGD) Total Value (SGD) based on market price Allocation % 1. CDL Hospitality Trust 60,000 1.61 96,600.00 16.0% 2. Fraser Logistic Trust 80,000 0.99 79,200.00 13.0% 3. M1 35,000 2.25 78,750.00 13.0% 4. IReit Global 73,000 0.755 55,115.00 9.0% 5. Fraser Comm Trust 40,000 1.365 54,600.00 9.0% 6. Singtel 10,000 3.73 37,300.00 6.0% 7. LippoMall Trust 80,000 0.42 33,600.00 6.0% 8. Elec & Eltek 15,000 1.37* 28,770.00 5.0% 9. Comfortdelgro 11,000 2.42 26,620.00 4.0% 10. Far East Hospitality Trust 40,000 0.615 24,600.00 4.0% 11. Micro-Mechanics 15,000 1.275 19,125.00 3.0% 12. Keppel DC...

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Recent Action – Comfortdelgro

Just wanted to do a quick update on Comfort recent quarter results and also some activities regarding Comfortdelgro in my portfolio. I bought Comfortdelgro back in Feb at an average price of $2.42 and managed to divest the shares on the 9th May at $2.73 for a profits of 13% (inclusive of dividend). I bought back the same shares back on the 15th May after they announced their results at $2.55, thinking the support would hold. It was breached rather easily and now am getting caught catching a falling knife. Oh well, that’s life. I’ll do a quick thoughts...

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Dividend Income Updates – Q2 FY2017

It’s the time of the year again where I try to tabulate all the dividend income received in the quarter and see where I stand in terms of passive income cashflow. I am terming it as passive income because it’s the closest to passive as I can get. Naturally it means having the management takes good care of the company and then we reap in the rewards as a shareholders of what’s left in the profits. The theme of this post will be based on my understanding of the advantage of dividend investing and that is to compound dividends...

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