Author: A Path to Forever Financial Freedom (3Fs)

"May 14" – SG Transactions & Portfolio Update"

 No.  Counters No. of Lots Market Price (SGD) Total Value (SGD) based on market price Allocation % 1. FraserCenter Point Trust 30 1.825 54,750.00 22.0% 2. Vicom 6 5.83 34,980.00 14.0% 3. SembCorp Ind 5 5.40 27,000.00 11.0% 4. SPH 5 4.20 21,000.00 8.0% 5. Ascott Reit 15 1.195 17,925.00 7.0% 6. Mapletree Greater China Commercial Trust 20 0.86 17,200.00 7.0% 7. China Merchant Pacific 17 0.955 16,235.00 6.0% 8. FraserCommercial Trust 11 1.285 14,135.00 6.0% 9. Neratel 20 0.715 14,300.00 6.0% 10. First Reit 10 1.16 11,600.00 5.0% 11. ST Engineering 3 3.84 11,520.00 5.0% 12. Second Chance...

Read More

Dedicated to the Ultimate job of all time

This post is dedicated to the one and only mother of our baby Oscar and also to every mother in the world. It is a role which pays next to nothing but the amount of dedicated hours needed to take care of the children is immensely huge. There are no emergency, sick and vacation leave, not even a weekend day off. Their contributions to the family cannot be put to a monetary value because this is unconditional love they bring to the family. To all mothers out there and my wife in particular, wishing you a Happy Mothers Day and...

Read More

Dividend Income for May – Fruits of Our Freedom

The month of May has been my favorite month of the year because of dividends that start pouring in, rewarding shareholders that believe in the company throughout the thick and thin. I love dividends simply because they are hard actual figures that anyone anywhere in the world can earn. They represent the fruit of my labor which I have built up over the past couple of years. When you see your dividend income grows over time, you know that your past hard work has finally paid off. The best thing about this is I have created a system where...

Read More

Sembcorp Industries – Q1 FY14 Results

Sembcorp Industries has just release its first quarter set of results for FY14. The highlights were: Turnover  at $2.6 billion, up 12% Profit from Operations at $300.9 million, down 4% Net Profit at $184.8 million, up 5% EPS at 10.3 cents ROE (annualised) at 13.5% My thoughts Following my post back in Feb, we would have expected a much improved results for the first quarter. It appears that following the de-consolidation of Salalah, revenue and gross profit for the utilities sector was expectedly going to be affected. Nevertheless, the sector still managed to turn in some growth in its...

Read More

The idea of experimenting and making mistakes

The life expectancy we have in Singapore is probably around 80 years old. By then, irregardless of what happen during the course of our life, we probably have to bid farewell to our tiny little earth when time is up. Because of this, many people are advocating us to live life each day to the fullest and at the same time to embrace happiness in everything we do. But it’s only as easy as it sounds. In reality, not many people can go out there to experiment new things and live their dreams, especially not if you are in...

Read More

First time is always the most difficult but special moment

First time in doing anything is never easy. You get the tension and nervous syndrome that came out random from your body system sending special moments of spiral when you do things for the first time. First time is also special because it is the one moment in your life that you could probably remember as you grew older. I remember my first time entering the workforce. It seemed upon like the whole world is awaiting for my grand entrance into the new office. I checked my shirt, ties and shoe-lace again and again making sure that everything is...

Read More

$250K – First Milestone Target Reached!!

I started out my journey some 4+ years ago and back then I had set out a 10-year projection target for myself. I tried to review them at the every interval of my birthday month to see how I was doing and if the target was overly ambitious. Projection Target Year Year Starting Capital Cumulative Annual Capital Injection  Dividends on Starting Capital Total Yearly Dividend Payout Monthly Passive Income 0 1/9/2012 $100,000.00 $60,000.00 $6,000.00 $6,000.00 $500.00 1 1/9/2013 $166,000.00 $60,000.00 $9,960.00 $13,920.00 $1,160.00 2 1/9/2014 $245,920.00 $60,000.00 $14,755.20 $19,190.40 $1,599.20 3 1/9/2015 $345,030.40 $60,000.00 $20,701.82 $25,453.25 $2,121.10 4 1/9/2016...

Read More

"Apr 14" – SG Transactions & Portfolio Update"

 No.  Counters No. of Lots Market Price (SGD) Total Value (SGD) based on market price Allocation % 1. FraserCenter Point Trust 30 1.795 53,850.00 21.0% 2. Vicom 6 5.95 35,700.00 14.0% 3. SembCorp Ind 5 5.40 27,000.00 11.0% 4. SPH 5 4.13 20,650.00 8.0% 5. Ascott Reit 15 1.235 18,525.00 7.0% 6. FraserCommercial Trust 14 1.295 18,130.00 7.0% 7. Mapletree Greater China Commercial Trust 20 0.86 17,200.00 6.0% 8. Neratel 20 0.78 15,600.00 6.0% 9. First Reit 13 1.14 14,820.00 6.0% 10. ST Engineering 3 3.95 11,850.00 5.0% 11. China Merchant Pacific 8 0.95   7,600.00 3.0% 12. Second...

Read More

Be Prepared for the Loss of your Job

When corporate firms signal their intention for restructuring an organization, there will always be uncertainty that sends their employees morale down their spiral. In today’s context, we see pressures coming in from top management and shareholders on how they can come up with a leaner processes that will drive up their profit margin and lower their overhead. No levels are secured – from the junior assistant to the Director level. Anyone at any point in time can be retrenched at the mercy of where the company direction is going. That’s what happens recently to SPH who undergo restructuring in...

Read More

FCT finally acquires Changi City Point

FCT has finally announced a proposal to acquire Changi City Point at $305 Million to inject the abovementioned asset into their existing sub-urban malls portfolio. I’ve got a feeling that investors have been waiting for this acquisition for some time now, given the recent lacklustre organic growth opportunities especially on their performance for YewTee and Bedok Point in the recent months. My take on Changi City Point For those who have not been to Changi City Point, they are a sub-urban malls located in the heart of Changi Business Park and is close proximity to the residential estates of...

Read More

Improving on an investor "Exit" Strategy

If you have been investing for some time, you would probably have developed some kind of an exit strategy in selling your assets. Whether your assets are stocks, funds or properties, all of us would have an exit strategy preference that is different from the other. For instance, if we are talking about stocks, these exit strategies are probably the most common you would see: 1.) Valuation Strategy – Based on the intrinsic value calculation of a company, you would be able to come up with a valuation figure that you think the stock is worth for. If the...

Read More

Generating Income on a Friday evening!!!

It’s been a while since I last went to a focused group survey, especially on a wonderful Friday evening when you can use the time to enjoy a nice dinner with your loved one, watch a movie with your friends or chill-out with your colleague. Instead, I chose to spend the time on a focused group survey I signed up for. The remuneration has to compensate for the time loss, so I thought it was a good time to earn extra earnings for the month. For the past surveys I have gone to, my remuneration was not too bad...

Read More

My Transition from a Single to Married Life — Financially

I see the way the human nature (for most people) transition over time in 3 big steps, from single to married life to having extended little minions in the family members. As I am close to the end of having our own personal honeymoon world in these past 9 months of marriage, I would like to share on the difference between leading a single to married life before moving on to having little Bs bugging for daddy :) Savings Savings percentage is probably one of the major difference financially between leading a single or married life. When I was...

Read More

Money $$$ – Difference between respect and disrespect

I came across these two pictures which I do not know fully whether it holds truth, but if it is then we know what is the kind of respect we do need to give these two different people. Christiano Ronaldo, a player at Real Madrid football club is the current FIFA World Footballer of the Year who earns the highest wage amongst all other footballer in the world. Yet, the way he respects and donates his money deserves our respect. Contrary, Liam Ridgewell, a player who plays for Westbrom uses his “excess” money as a tissue paper to clean...

Read More

"Mar 14" – SG Transactions & Portfolio Update"

 No.  Counters No. of Lots Market Price (SGD) Total Value (SGD) based on market price Allocation % 1. FraserCenter Point Trust 30 1.73 51,900.00 21.0% 2. Vicom 6 5.82 34,920.00 14.0% 3. SembCorp Ind 5 5.26 26,300.00 11.0% 4. SPH 5 4.10 20,500.00 8.0% 5. Ascott Reit 15 1.18 17,700.00 7.0% 6. FraserCommercial Trust 14 1.25 17,500.00 7.0% 7. Neratel 20 0.73 14,600.00 6.0% 8. First Reit 13 1.075 13,975.00 6.0% 9. ST Engineering 3 3.76 11,280.00 5.0% 10. Mapletree Greater China Commercial Trust 10 0.85   8,500.00 3.0% 11. China Merchant Pacific 8 0.96   7,680.00 3.0% 12....

Read More

Like us on Facebook

Follow us on Twitter