Author: A Path to Forever Financial Freedom (3Fs)

Challenging a different perspective of Dividend Investing & Delayed Gratification

Vera Nazarian once said “Not knowing your future is life’s greatest motivator”. But what if you already knew the story of your life. Would you still go ahead to elect to live them? Let’s face one fact first and foremost – i.e All of us love money, at least most of us. And dividend investing and delaying gratification will do the trick, if you already know what I am talking about. But what good if you are a millionaire only at the age of say, 40 or 50 years old. Are the delayed gratification demands of dividend growth investing worth...

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Top MBA School – Using "Car" Analogy

Here’s an interesting article using the car analogy to compare the various MBA Programmes out there. Top Three: HBS, Stanford, Wharton (some say Wharton is just a rung below HBS and Stanford but above Kellogg, MIT, Chicago, Columbia or Tuck, which I won’t dispute – opinions vary). Elite Eight: Top 3 plus Kellogg, MIT, Chicago, Columbia and Tuck. Some say Tuck is just a rung below; again opinions vary. Sweet Sixteen: Elite 8, plus Michigan, Duke, Darden, NYU, Berkeley, UCLA, Cornell, Yale (some will say that Cornell and Yale are just a rung below, but again opinions vary). Rest...

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Building World’s biggest Ship – Maersk

Some internal news from my company regarding the outlook for shipping: “Tough outlook with all round slowdown in Europe, US as well as China… but when the economy rebounded back one day, we’ll be the first ready to step in to take advantage of the opportunity” Maersk is building the world’s biggest container ships, the Triple-Es. The first of two propellers has now left Hamburg as very special cargo bound for an Asian shipyard, where the vessels are being built. And when we say big, we mean really big … With a diameter of 10m and weighing about 70...

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"Oct 12" – Transactions & Portfolio Update

Counters No. of Lots Average Price (SGD) Total Value (SGD) based on average price Market Price (SGD) Total Value (SGD) based on market price Total Dividends collected (SGD) since purchase ST Engineering 5 2.82 14,100.00 3.47 17,350.00 1,240.00 SIA Engineering 3 4.12 12,360.00 4.17 12,510.00 0.00 Noble 2 1.12 2,240.00 1.32 2,640.00 0.00 FraserCenter Point Trust 12 1.505 18,061.00 1.83 21,960.00 500.00 First Reit 8 0.85 6,795.00 1.035 8,280.00 204.00 PLife Reit 10 1.85 18,507.00 2.07 20,700.00 270.00 Boustead 3 0.88 2,650.00 0.96 2,880.00 60.00 Singtel 2 3.05 6,100.00 3.15 6,300.00 180.00 Neratel 14 0.42 5,920.00 0.475 6,650.00 400.00...

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QAF – Man can live on "roti" alone

I like the heading from the analyst’s report from CIMB on QAF. It says that man can only live on bread alone. Well, true. It is a consumer staples which most people do eat it for breakfast typically. Here’s my summarized version and keytakeaway of the report from CIMB on QAF: Defensive consumer staples with a nice dividend yield of $0.05/share (~6.6%). Margin pressure from Massimo, a new competitor in the bread industry with inception in 2011. Nevertheless, dividends looks to be sustainable. Potential catalyst – chances of divestment of the pork production in Australia, which barely break-even. Outlook –...

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Albert Edwards: We will see a repeat of 2007 Dejavu

It has been a while since we heard from SocGen’s uber-soothsayer Albert “Ice Age” Edwards. He is now back, and with quite a bang, reiterating a line from Marc Faber that will prove 100% accurate in a few short years. The French bank’s forecaster, who has proven accurate in his prediction of the Asian Financial Crisis and the tech bubble bust in the 1990s, has made his call again that the S&P 500 will go down to 500 points within the next 18 months. Apparently, he claimed that what the Fed did with the QE3 was somewhat a repeat of what the...

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The Story of a Mexican Fisherman

I came upon a great story in the web written by Heinrich Ball. An American investment banker was at the pier of a small coastal Mexican village when a small boat with just one fisherman docked. Inside the small boat were several large yellow fin tuna. The American complimented the Mexican on the quality of his fish and asked how long it took to catch them. The Mexican replied, “only a little while.” The American then asked why didn’t he stay out longer and catch more fish? The Mexican said he had enough to support his family’s immediate needs....

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Should you give an allowance to your parents?

There’s an article recently published in the “Sunday Times” which debates whether working children should give part of their allowances to parents as a form and gesture of appreciation and respect. This, of course, is debatable and it varies from one family and culture to another. –> Click here to read <– From the interviews of some of the working adults in the articles, we know that some do give part of their salary received every month to their parents as a form of respect while some do not practice this. Those that do not give their parents any allowances argue...

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"Sep 12" – Transactions & Portfolio Update

Counters No. of Lots Average Price (SGD) Total Value (SGD) based on average price Market Price (SGD) Total Value (SGD) based on market price Total Dividends collected (SGD) since purchase ST Engineering 5 2.82 14,100.00 3.47 17,350.00 1,240.00 SIA Engineering 3 4.12 12,360.00 4.13 12,390.00 0.00 Noble 2 1.12 2,240.00 1.325 2,650.00 0.00 FraserCenter Point Trust 12 1.505 18,061.00 1.775 21,300.00 500.00 First Reit 7 0.82 5,765.00 1.02 7,140.00 204.00 PLife Reit 10 1.85 18,507.00 1.95 19,500.00 270.00 Boustead 3 0.88 2,650.00 0.96 2,880.00 60.00 Singtel 2 3.05 6,100.00 3.32 6,640.00 180.00 Neratel 14 0.42 5,920.00 0.45 6,300.00 400.00...

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Welcome IHH; Goodbye NOL

IHH Healthcare has replaced Neptune Orient Lines as one of the 30 constituent stocks in the STI as a result of the half-yearly review by SGX and the FTSE Group. Good or bad? CapitaLand Ltd Keppel Corp Ltd CapitaMall Trust Noble Group Ltd CapitaMalls Asia Ltd Olam International Ltd City Developments Ltd Oversea-Chinese Banking Corp Ltd ComfortDelgro Corp Ltd SembCorp Industries Ltd DBS Group Holdings Ltd SembCorp Marine Ltd Fraser and Neave Ltd SIA Engineering Co Ltd Genting Singapore PLC Singapore Airlines Ltd Global Logistic Properties Ltd Singapore Exchange Ltd Golden Agri-Resources Ltd Singapore Press Holdings Ltd Hongkong Land Holdings Ltd...

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Review of the STI Constituent Stocks

There will be a review tomorrow for the STI Constituent stocks by the SGX and FTSE Group. Will we see any changes in the bluechip index of the STI??? I would love personally to see Ascendas REIT gets inside the main STI index. Current constituent of the 30 STI blue-chip stocks CapitaLand Ltd Neptune Orient Lines Ltd CapitaMall Trust Noble Group Ltd CapitaMalls Asia Ltd Olam International Ltd City Developments Ltd Oversea-Chinese Banking Corp Ltd ComfortDelgro Corp Ltd SembCorp Industries Ltd DBS Group Holdings Ltd SembCorp Marine Ltd Fraser and Neave Ltd SIA Engineering Co Ltd Genting Singapore PLC...

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Premier Wen: China will meet 2012 growth targets

NEW YORK (MarketWatch) — Chinese Premier Wen Jiabao said Tuesday that his nation will meet its official growth target of 7.5% GDP growth in 2012, though he acknowledged that the Chinese economy is facing significant pressure. “It is true that the Chinese economy is under notable downward pressure, but with our efforts to shift our economic model, better allocate resources and implement more reform and opening up, we have the ability to keep the economy in good shape,” Wen said in a speech at the World Economic Forum’s meeting in Tianjin, according to a statement released by WEF. Wen,...

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