Author: cheerful.egg

How To Talk To Anyone Without Feeling Awkward

So you’ve probably noticed that I haven’t written regularly for the past 6 months or so. There were yuuuuge changes in my personal and professional life that consumed all my energy and attention for the past 6 months. One of those changes is simple: I started a new job. (Well, before that, there was also the researching, networking, applying, preparing, multiple rounds of interviewing, negotiation, tying up loose ends at the old job, doing a bit of travelling, catching up with old friends, etc. You can see why I didn’t really have the energy to blog these past 6 months)....

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Your Financial GPS – A Whiskey-Inspired Review

This is a sponsored post done in collaboration with DBS. I very rarely accept sponsored posts, and only do so when I already use or like the product. All opinions are my own. You get the best insights over whiskey and KFC. I had some time to kill yesterday, so I hung out with Alvin and Jon from Dr Wealth at their office, kicking back over some excellent Hibiki whiskey and a KFC Dip ’N Share Bucket. Nothing gets the brain going faster than single-malt whiskey and greasy food. About 3 hours in, a slightly inebriated Jon started drawing...

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Why Pre-Paying Your Home Loan Could Be Awesome

Sometimes, I wish I were a 4th-century king in medieval England. I would spend all day sitting on my throne, deep in thought, slowly sharpening my broadsword and staring out into the abyss. My subjects, fearful of breaking my concentration, would whisper amongst themselves. “Perhaps His Majesty is coming up with a way to reduce taxes? Maybe he’s planning an invasion of France?” And then I would suddenly stand up, skewer an unsuspecting roast pig, and roar, “YES! IT TOTALLY MAKES SENSE TO PREPAY YOUR HOME LOAN!!!!” Then I would sit back, smile, and tuck into my meal. Peace...

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Can Facebook Solve The Community Conundrum?

Note: I often take an interesting business problem and try to imagine what I would do in their shoes (often letting my imagination go crazy). I call this exercise a “Business Braindump”. I’ve always been too embarrassed to share these thought exercises on my blog, but today I got inspired to pen down my thoughts on Facebook’s community-building manifesto. It’s a topic that both excites and resonates with me, so I said “Screw it, I’m gonna share this on my blog.” So there ya go. Let me know what you think! ======= When I was in secondary school, the extra-curricular activity you...

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How To Bend Others To Your Will (And Make Them Like You)

Heya! It’s been another crazy month of travelling (Hanoi and Tokyo!), full-time work, and Church activities, which is why I haven’t been blogging much. But I’ve been reading this awesome book Thank You For Arguing: What Aristotle, Lincoln and Homer Simpson Can Teach Us About the Art of Persuasion (awesome title) by Jay Heinrichs. I’m only a tiny way through the book, but I wanted to give my own spin on a nifty negotiation technique which Henrichs introduces in the first few chapters. Negotiation Aikido When I was a kid, I used to take Aikido classes. Aikido is unconventional because unlike other...

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To The Folks Who Meet My Sister

My sister has autism. She’s 30 this year, and she’s had it for as long as I can remember. She’s probably the most joyful person I know. Maybe it’s because she doesn’t have to deal with, y’know, jobs or bills or angry clients. She sings to herself. She eats with gusto. When we scold her for misbehaving, she gets quiet for a while, and then she goes back to daydreaming as usual. Most of the time, she’s pretty quiet. But sometimes, she gets into these hyperactive moods. She runs around with lots of energy and laughs and hyperventilates. She...

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The 2017 cheerfulegg Annual Review

Every year, I do an annual review where I look back at the past year and write down what I did well, what I could have done better, and a couple of lessons to distill from the journey. I also take a look at my personal / professional goals that I set the year before, and score how well I did on them. Why do I do this? Two reasons: It reminds me about what I’ve accomplished in the past year. We often forget or undervalue our accomplishments especially when life gets crazy, and it’s good to take time...

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Beware The Ol’ UOB Annual Fee Trick

Oh, UOB. You are such a hard-to-understand entity. (That’s about the extent of my rhyming prowess. I’m a blogger, not a poet). On one hand, you provide such fantastic credit cards to earn miles, like your UOB PRVI Miles World Mastercard, and the UOB Preferred Platinum Visa card. On the other hand, you resort to such sneaky little tactics to try and pull one over on your cardmembers. Case in point: Here is a screenshot of my credit card statement on my UOB Mighty app:   Nothing much to see here, just a couple of transactions and a GIRO...

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Which Singapore REIT ETF Would I Invest In?

Heyyyy it’s yo boy L-dawg, the financial blogger who doesn’t really write financial blogposts. (go figure) Today I decided to switch it up and actually write something money-related, because a bunch of y’all have been emailing me to ask abouuuuuttttt… REIT ETFs! (woot woot!) This particular post is a little more technical than my usual ramblings, so if you don’t care very much about REIT ETFs, or if you’re already investing like a boss, don’t even worry about it. This is for the bunch of you who’re wondering if you should plonk your money into the REIT ETFs that...

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What I Learnt Being Bored For A Week

I love bathroom breaks, especially when it’s time to get down to uhm, “serious business”. That’s the only time in my day when I get to mindlessly scroll through Facebook and Quora without feeling guilty. But this week, as I sat down in my usual cubicle, I started to panic. As part of an experiment, I had a self-imposed ban on my phone during any “in-between moments” of less than 5 minutes. Instead, I had to just sit there and well, do what I had to do. If you read last week’s post, you’ll know that I started this experiment to try...

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Reader Challenge: Be Bored For One Week

Tell me if this sounds familiar: You’re waiting in line to order your ban mian. There are about 5 people ahead of you. What do you do? You pull out your phone and check your Instagram feed. You head to the office bathroom to do your morning ahem, rituals. After settling in, you pull out your phone and play Clash of Clans. (Does anybody ever think about how our phones are usually the dirtiest thing that we touch all day?) Our phones are everywhere with us. We use them when we’re on the MRT. On the escalator. In the office....

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What Do Brides Do Before Their Wedding?

I don’t really remember what I did the night before my wedding. I’m a dude, so it probably involved some combination of Soi 19 wantan mee, YouTube videos, potato chips, and texting my bros about when they should come over for beer in the morning. Brides, on the other hand, probably have a loooooot of stuff to do. I know, because Brides.com has a list of 19 Things to Remember To Do The Night Before Your Wedding. This includes pearls of wisdom like “wash your hair” and “practise deep yoga-like breaths”. (Sorry, this was too hilarious not to share). I’ve...

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Why I Was Tempted To Stop Blogging

Heyaaa guys I’m back! Didja miss me? It’s been 6 weeks since my last post, and I wanted to explain a key insight I had during this long absence. First of all, I stopped blogging for a couple of weeks because of a crazy travel schedule to London, Hong Kong, and Israel. There was one particularly intense week when I had four flights in 7 days. Man, that was not fun. It kinda killed my love for airplane food and Big Bang Theory. Something funny happens when you suddenly stop doing something you’ve been doing for a long time. You’re not so...

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Business Lessons From A Michelin Star Restaurant

So last week, my wife convinced me to have dinner at The Clove Club, a 1-Michelin Star restaurant ranked #26 in the World’s 50 Best Restaurant Awards this year (Britain’s highest entry). Now, you must understand that unlike my wife, I have a very un-Michelin-like palate. I love Qiji nasi lemak, Soi 19 Thai wanton noodles, and the chicken and fish set from Long John Silver’s. I used to have the same dumb complaints as every clueless college kid: “Why should I pay 20X the price when I can get equally delicious food elsewhere? Why is 90% of the plate...

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The Unconventional Millennial’s Guide To Winning At CPF

Okay, quick poll: How many of you hate being called a “millennial”? I know I do. A little part of me dies every time I see a millennial commercial showing beautiful young people laughing, taking selfies and drinking hipster coffee. You see, I don’t think I fit into the typical millennial stereotypes. I hate WhatsApping, I prefer reading books over checking my Facebook feed, and I run away from stores that sell anything with the word “artisanal” in it. I recently read an article titled “Don’t Call Me A Millennial” and I was like, “YES! FINALLY someone understands me!” Some...

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