New Talk: Money Or Love?

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Check out this NUSWhispers post from a girl who’s torn between two guys: Guy A: A rich gentleman who drives a BMW and wines and dines her at restaurants Guy B: Her boyfriend who’s serving his NS and takes her to Swensens and Ajisen On the surface, it’s easy to judge the girl for even thinking of leaving her current boyfriend. How ungrateful! He’s doing his best to save money now to afford … [Read more...]

The Ultimate Guide To Achieving An IPPT Gold

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It started with a T-shirt. While trying on T-shirts at Uniqlo, I realised that not a single M-sized shirt could hide my proudly protruding belly. Aren’t these changing room mirrors supposed to make you look more attractive than you actually are? Ugh. It was time to do something about it. I didn’t want to do the usual “join a gym, pay lots of money, fall of the treadmill (literally)” cycle that … [Read more...]

What A Hip-Hop Dance Group Taught Me About Rejection

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A friend randomly texted me this week saying that he watched Jia Jiang’s TED talk “What I Learned From 100 Days of Rejection” and he thought of me: (If you haven’t seen it yet, it’s about this introverted Asian guy who wanted to inoculate himself against rejection. So he did an experiment where he filmed himself asking ridiculous requests from random people for 100 days). It just so … [Read more...]

Maybe You Don’t Have To Be Number 1

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So part of my new Sunday housework routine (#marriedlife) is that I listen to podcasts while mopping the floor and washing the toilets. Last Sunday, I came across this excellent 3-hour+ episode of the Tim Ferriss Show with David Heinemeier Hansson (DHH). Who? His name may not be immediately familiar to you, but he created the programming language Ruby On Rails, is the founder of collaboration … [Read more...]

The Power Of Enthusiasm (Or Why Aunties Make The Best Promoters)

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So the wifey and I were at the supermarket this weekend (because that’s what married Singaporean couples do on weekends, amirite?). As you know, I’m fascinated by the psychology of sales. So while we were shopping, I started to observe the promoters who were scattered around the supermarket. You know the ones I’m talking about: Those earnest-looking folks who have a little pop-up stand next to the … [Read more...]

How To Fly First Or Business Class At A Fraction Of The Cost

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What are some of your most deep-seated assumptions? You know, stuff that you’d never even think about questioning. Like: “You need a college degree to be successful” “Investing is about how well you pick stocks” “Donald Trump will never win the election” How about this one: “Credit card fees are a waste of money” Are they really? Let’s think about this for a sec. Sure, no … [Read more...]

Your Investments Will Survive Donald Trump

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I’m not going to talk about Trump. You’ve heard enough from the news, Facebook, the Simpsons, and all your friends who transformed into political analysts overnight. If you’re still disappointed / worried / depressed like many of my friends are, read this excellent post from Wait But Why. It’ll help put things in perspective. Also, it reminds us that life goes on. The world didn’t end with … [Read more...]

Ambition Or Gratitude – Which Should You Choose?

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The crappy thing about the Internet is that it often sends you conflicting messages: On one hand, you’ve got articles that emphasise the value of “more”. Steve Jobs says, “Don’t settle.” A new study on LinkedIn proclaims, “Acquire multiple skills to rise to the top.” And if your full-time job isn’t enough, you should definitely start a side business. But the Internet also says that life … [Read more...]

The Difference Between Pitching And Presenting

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(Short post today because I’m travelling again this week) I have to do a lot of pitches in my line of work. In the past, I used to equate pitches with presentations. I’d prepare a huge deck of slides, rehearse the important points until I could confidently rattle them off, and then sit back and wait for the magic to happen. There was just one problem: It didn’t seem to work. The … [Read more...]

A Couple Of Reading Hacks

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I love, love, love reading. There’s no other learning medium in the world that lets you: Sneak a peak into someone else’s brain Have years and years of research all packaged up for you Potentially use it to level up your money/career/relationships – one chapter could literally change your life Learn a couple of fun stories along the way … All for the price of a movie ticket (or … [Read more...]

Would You Like To Buy A Porche For Your Hedge Fund Manager?

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Is there a celebrity you’ve always wanted to meet? Justin Timberlake, President Obama, Steve Jobs, Justin Bieber (so you can punch him in the face)? For a geek like me, I’ve always wanted to meet the “celebrities” in the investing world. Not many people know who they are, but they’ve changed the lives of millions of people by teaching them how to invest the right … [Read more...]

The Carousell Miles Strategy: How To Evaluate Mileage Deals

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Last week, I wrote a post about how my wife and I redeemed Singapore Airlines Suites tickets with our KrisFlyer miles. The next thing I knew, I was receiving tonnes of queries asking, “EH WHICH CARD YOU USE AH? I ALSO WANT TO FLY SUITES LEH.” Okay, okay. Ruh-lax. First of all, assuming that you can redeem a Suites ticket with just one credit card is like saying you can marry someone with a … [Read more...]

How To Get The Most Out Of Your KrisFlyer Miles

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Since last year, I’ve been fascinated by the wonderful world of travel hacking. I’m still a novice at this game, but after doing some research and optimising our spending this year, it paid off: My wife and I used the miles we earned to redeem a ticket on the fabled Singapore Airlines Suites – something we’ve never flown before – for our honeymoon in Europe next year. The cost? A mere … [Read more...]

My Favourite Savings Account In Singapore

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Note: This ISN’T a sponsored post. Sometimes I just like sharing cool stuff I use. Whenever my friends find out that I blog about money, they invariably come up to me and ask, “Sooooooo… which savings account is the best, ah?” Gah. Do all my friends think that I spend my weekends meticulously comparing bank interest rates? Most people automatically assume that the best savings account = … [Read more...]

Using Facebook On The Toilet

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First, let’s get this out of the way: We all use Facebook on the toilet. Don’t even try to deny it – I know you’ve done it. And there’s nothing wrong with that. I had a friend whose family kept a stash of Archie comics on the toilet to help pass the time when they’re uh, passing something else. So today, when we have our smartphones everywhere we go, Facebook is the new Archie comic. It’s … [Read more...]

Following Your Passion (Ugh)

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Last week, I had the privilege of speaking at a careers event. Over 100 bright-eyed students/young working adults were packed into a hotel ballroom, listening to entrepreneurs and industry titans talk about their careers. Pretty much everyone who stepped on stage said some variation of “follow your passion”. Find what you love! If you love what you’re doing, you’ll never work a day in your … [Read more...]

This Analogy Will Help You Buy The Right Insurance

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Imagine this scenario: You’re rummaging through your kitchen drawer, and realise that you’re out of plasters. You know, the sticky thing you put on your knee when you cut yourself against the coffee table (speaking from experience here). So you head to NTUC and look for plasters. Now, if you’re like me, you probably hate running errands – especially something as mundane as buying … [Read more...]

The “Pokemon Go” Method Of Investing

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You know you’re spending way too much time on your blog when you rename your Pokemon to this: They don’t look cheerful, but hey, I’ll take it. In true cheerfulegg style, I usually blog about “current affairs” approximately 2 weeks too late. (Sorry, I was too busy collecting Magikarp so I can get mah Gyarados swagger on.) But instead of adding to the barrage of … [Read more...]

CPF Board’s Latest Initiative Is Pretty Awesome For Young People

Our Government is notoriously bad at coming up with names. For example, there’s that infamous story of how the CAAS spent $28,000 to launch a contest to name our airport’s budget terminal, and chose the winning name of… The Budget Terminal. Or how the Silver Support Scheme makes me think of: #SGBudget2015 will have Silver Surfer Support. pic.twitter.com/ZalSwNd7ra — mrbrown (@mrbrown) … [Read more...]

I’m Moving House This Week

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Hey! So I’m moving house this week, and you wouldn’t believe the amount of crap involved: Cleaning, mopping, organising, scrubbing, assembling and dealing with boxes. An avalanche of boxes. Thankfully, it’s almost over, even though I currently have 1) No couch, 2) No dining chairs and 3) No study desk (Dammit, IKEA!). I also have no curtains/blinds so my neighbours can totally see me walking … [Read more...]