Author: cheerful.egg

IPPT Gold In 4 Weeks – Is That Possible?

One of the biggest complaints about my blog is that I don’t write enough about “personal finance stuff”. Well whoops, because here’s yet another non-money blogpost to annoy you with. 7 months ago, I wrote The Ultimate Guide To Achieving An IPPT Gold. It went on to become one of my most searched-for posts, because hey, IPPT continues to be the thorn in the side for hundreds of thousands for suffering male Singaporeans everywhere. The message in that post was simple: 1) Train hard, 2) Track your performance, and with enough time, you’ll get your IPPT Gold. However, one...

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You Don’t Need A Miles Card To Earn Miles

Before we start: I’m experimenting with short, tactical and specific posts like these with nuggets of practical tips. They’re easier to write than my longer strategic (rambling?) posts, but may not necessarily apply to everyone. I’ll likely end up doing a mix of both, but let me know what you think! === Everyone knows that if you want to fly on Suites or Business Class without shelling out thousands of dollars, you need to earn miles. And to earn miles, you need an airmiles credit card… right? I’ve talked previously about how airmiles cards like the Citibank Premiermiles card or the...

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No One Is Naturally Good At Pitching

Lots of people downplay the amount of preparation it takes to achieve something impressive. I was first introduced to this idea by Ramit Sethi in this blog post: That behind every every impressive feat lies a HUGE amount of preparation. You only see the results, but you almost never hear about the hours and hours of grunt work: Situation: Your friend lost 10kg in 3 months and looks amazing He says: “Oh I just watched my diet and exercised more” Reality: He ate chicken breast and steamed broccoli every day, hired a personal trainer, and worked out 5X a...

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“There’s No Way I Can Save Up For That”

Don’t you just hate it when you hear lame, generic advice that everybody knows? You know what I’m talking about: “Just eat less and exercise more!” “Make sure you leave work on time!” Or my personal favourite: “Spend less than you earn!” Ohhhhh man. One of the reasons why I stopped reading personal finance books is because they all offer some version of this lame advice. They’ll tell you to cut back on lattes avocado toast, buy toothpaste in bulk, and generally put on a sackcloth and live like a homeless person so you can retire in 20 years. But...

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“There’s No Way I Can Save Up For That”

Don’t you just hate it when you hear lame, generic advice that everybody knows? You know what I’m talking about: “Just eat less and exercise more!” “Make sure you leave work on time!” Or my personal favourite: “Spend less than you earn!” Ohhhhh man. One of the reasons why I stopped reading personal finance books is because they all offer some version of this lame advice. They’ll tell you to cut back on lattes avocado toast, buy toothpaste in bulk, and generally put on a sackcloth and live like a homeless person so you can retire in 20 years. But...

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What A Priest Taught Me About The Meaning Of Work

WOW. You guys are awesome. After last week’s post “Is Your Work A Necessary Evil?”, you sent me dozens of long, well-written answers to my questions. THIS IS WHY I LOVE HAVING A BLOG. But today’s post isn’t about financial freedom. Instead, I wrote this post because I found a fascinating invisible script among some answers I received this week. See if you can spot it: “A meaningful job might not pay as well. If (I take up a meaningful job), I would have to make significant adjustments to my current lifestyle.”  “Maybe you want a fulfilling job; would you...

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What A Priest Taught Me About The Meaning Of Work

WOW. You guys are awesome. After last week’s post “Is Your Work A Necessary Evil?”, you sent me dozens of long, well-written answers to my questions. THIS IS WHY I LOVE HAVING A BLOG. But today’s post isn’t about financial freedom. Instead, I wrote this post because I found a fascinating invisible script among some answers I received this week. See if you can spot it: “A meaningful job might not pay as well. If (I take up a meaningful job), I would have to make significant adjustments to my current lifestyle.”  “Maybe you want a fulfilling job; would you...

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Is Your Work A Necessary Evil?

So I was hoping you could help me out with something. I’ve been pondering it all weekend and I just can’t figure it out. Usually, when this happens, I sit down and do a brain dump of all the thoughts swirling in my brain. Then I organise it, write several drafts, find a nice picture, and boom – we get another blogpost. But after writing all Sunday, I still couldn’t get my head around it. Maybe you can help me out. Here’s the thing: We talk a LOT about “financial freedom” these days. Specifically, financial freedom refers to the...

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Is Your Work A Necessary Evil?

So I was hoping you could help me out with something. I’ve been pondering it all weekend and I just can’t figure it out. Usually, when this happens, I sit down and do a brain dump of all the thoughts swirling in my brain. Then I organise it, write several drafts, find a nice picture, and boom – we get another blogpost. But after writing all Sunday, I still couldn’t get my head around it. Maybe you can help me out. Here’s the thing: We talk a LOT about “financial freedom” these days. Specifically, financial freedom refers to the...

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A Singapore Millennial’s Take On Avocado Toast

Poor Tim Gurner. He’s the Australian millionaire who recently got destroyed online for claiming that millennials would be able to afford their own homes if they just stopped spending money on “smashed avocados and $4 coffee.” Millennials around the world were up in arms, firing back with some (hilarious) sarcastic replies: I was gonna put a down payment on a house last year but then I spent $44,000 on avocado toast https://t.co/SvSEisua71 — Jennifer Albright (@albrightjc) May 15, 2017 poor person eats crappy cheap food: YOU’RE UNHEALTHY & A STRAIN ON THE SYSTEM poor person eats fresh fruit: THIS IS...

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A Singapore Millennial’s Take On Avocado Toast

Poor Tim Gurner. He’s the Australian millionaire who recently got destroyed online for claiming that millennials would be able to afford their own homes if they just stopped spending money on “smashed avocados and $4 coffee.” Millennials around the world were up in arms, firing back with some (hilarious) sarcastic replies: I was gonna put a down payment on a house last year but then I spent $44,000 on avocado toast https://t.co/SvSEisua71 — Jennifer Albright (@albrightjc) May 15, 2017 poor person eats crappy cheap food: YOU’RE UNHEALTHY & A STRAIN ON THE SYSTEM poor person eats fresh fruit: THIS IS...

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How To Find The Famous Three Blue Domes In Santorini

When my wife and I were honeymooning in Santorini, we knew that we had to take that picture of the famous 3 blue domes. Yes, Santorini has dozens of blue-domed churches, but there’s only ONE place where you can take that famous picture you see on virtually every Santorini postcard. You know the one I’m talking about: Credit: Kenneth J. Garcia – flickr You would think that such a famous landmark would be clearly signposted along the main tourist belt – no such luck. It turns out that while the blue domes are relatively easy to find, finding the right spot to take that...

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How To Find The Famous Three Blue Domes In Santorini

When my wife and I were honeymooning in Santorini, we knew that we had to take that picture of the famous 3 blue domes. Yes, Santorini has dozens of blue-domed churches, but there’s only ONE place where you can take that famous picture you see on virtually every Santorini postcard. You know the one I’m talking about: Credit: Kenneth J. Garcia – flickr You would think that such a famous landmark would be clearly signposted along the main tourist belt – no such luck. It turns out that while the blue domes are relatively easy to find, finding the right spot to take that...

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New Talk: Investing With Less Stress

Last week, my wife and I flew into Athens airport where we were connecting to another flight to Santorini. We planned a 2-hour connection window – usually more than enough time – but our inbound flight into Athens was late. Uh-oh. To make matters worse, we ran into a yuuuuuuge queue at immigration. There were just 2 counters open for 500 passengers. We stood in line, checking our watches every few minutes, mentally WILLING the queue to move faster so we wouldn’t miss our flight. Gah. Nothing feels worse than knowing you have absolutely no control over a stressful situation. Sometimes, that’s what...

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New Talk: Investing With Less Stress

Last week, my wife and I flew into Athens airport where we were connecting to another flight to Santorini. We planned a 2-hour connection window – usually more than enough time – but our inbound flight into Athens was late. Uh-oh. To make matters worse, we ran into a yuuuuuuge queue at immigration. There were just 2 counters open for 500 passengers. We stood in line, checking our watches every few minutes, mentally WILLING the queue to move faster so we wouldn’t miss our flight. Gah. Nothing feels worse than knowing you have absolutely no control over a stressful situation. Sometimes, that’s what...

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