Author: Create Wealth Through Long-Term Investing and Short-Term Trading

Warren Buffett’s Secret Sauce (Refresh)

Read? Warren Buffett’s Secret Sauce CW8888: This is something retail traders (speculators) haven’t learnt enough! Decades of wisdom in it! Although his fame as an economist is global, Keynes’s stunning success as a professional investor is not well known, even among economists. When I asked Prof. Paul Krugman after a Chicago talk last year if he was familiar with Keynes’s investment record, he replied that he wasn’t familiar with that part of his life. And this coming from a Nobel Prize winner who is one of the world’s leading Keynesians! Utlimately, it doesn’t matter who takes the credit for long-term investing...

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Can I use CPF Investment to trade???

Can I use CPF Investment to trade? Yes, you could! Our “XXXX” can help you to pinpoint which company to trade in and when to get out too. We do conduct previews almost weekly, do email to XXXX to find out more. Hmm … Walau! Early morning read this snake oil financial advice to grow CPFIS fund by trading in and out. Chun bo? FACT: If you are already so successfully in trading your cash fund; then your CPFIS should be treated as your bonds as assets allocation and only switch bonds to equities during stock market crashes when there is higher...

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Turning 55 – and enjoying financial freedom (6)

Thursday, 22 December 2016 Read? Turning 55 – and enjoying financial freedom (5) One year has passed so fast! To confirm below understanding in Dec 2016 For retirees thinking of using their CPF to build fixed income annuity; the best time to withdraw all these interests from SA, OA and MA is at first two weeks in every December after 5th December when interests for November has been credited. You will have 11 months of interests to withdraw. That is max and leaving interests for Dec to become principal in the following year. We will have perceptual fixed income annuities for...

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Police reports filed against fintech company

Read? Police reports filed against fintech company POLICE reports have been filed by angry investors who fear they have lost millions of dollars invested in a local fintech currency trading firm that built a high profile by painting its name on aircraft, and wooing potential clients at Davos. SixCapital, or SixCap as the firm is called, promised returns as high as 18 per cent a year but stopped making payouts around June. Investors also had difficulties accessing their performance reports. (CW8888: When some retail investors see XX% yield; they may immediately lose their investing mind!) Around 1,000 investors and employees put millions of dollars...

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I score distinctions in my exam but not in the stock market (Refresh)

Read? I score distinctions in my exam but not in the stock market (Refresh) Can investing be taught like any academic subjects in school or higher institutions? In investing, your account size really matters! Same Mentor/Trainer/Guru training or mentoring two students. One student has $50K as capital and the other student has $1M as capital. Both students follow to the dot on Method learnt...

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How I EVOLVE My Passive Income Stream By Investing

Uncle8888 didn’t specifically invest for “passive” income. It started off asPanadols and then evolve into the higher power Pokemons for passive income. It will be truly passive income for long, long time while waiting for the next evolution into higher level. Passive income for long, long time! (1) Fixed income from 2.5% interests fom net investment gains refunded from CPFIS to CPF OA (2) Variable dividend income from risk-free (freehold) from several positions of multi-bagger stock. He just need to have the wisdom and discipline to maintain theright position sizing on these counters and he will not lose any of his invested capital ever again. Infinite dividend yield Mathematically!...

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Stock market Volatility Is NOT Risk!

This statement has to be fully explained! Stock market volatility is NOT risk is ONLY applicable to those retail investors NOTdoing any form of leverages AND DON’T depend on their investment portfolio fordraw-down to supplement or fund their annual household expenses AND they still have war chest to fight as market continues to trend lower AND they are also NOT afraid of sitting on gigantic gains when market turns in their favor. The days when we turn into depending on partial draw-down on our investment portfolio then Volatility becomes risk! Read? Peter Lynch on His Secret to Superior Returns (2) Forced selling during market low to cover any expenses is a terrible and horrible wrong thing to do as...

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Pre-AFC Nothing Could Gone Wrong. Hoot Tua Tua or Supercharge Your Leverage!!!

May be many folks are too young to know what has happened during pre-AFC days of leverages, margins and CPFIS. It was those period at your own time, own target and fired. Even Big Daddy caught sleeping with CPFIS! How could brokers went bankrupt when Parliament was debating on brokers earning higher pay than Ministers? One broker jumped from Shenton Way’s high building! How could DBS fail? One secondary principal did home mortgage to supercharge his investment in DBS. Hoot tua tua. Never waste a crisis. But; DBS kept going down and he went bankrupt. He lost his landed...

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Do You Fear Market Volatility?

Market will operate in cycles and will always cause volatility in our investment portfolio value! When we choose to invest across economic and market cycles; we should be very CLEAR about it! Especially when we DON’T depend on asset draw-down in our investment portfolo to fund our living expenses; what wrong with volatility? Why do we fear volatility? 3Ms – Method, Mind, and Money Management May be fewer investors has stronger investing Mind. But, can we train our investing mind to be less fearful of volatility?...

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Investing Lessons That You Can Learn From Real Life Veteran Retail Investors (2)

Read? Investing Lessons That You Can Learn From Real Life Veteran Retail Investors Read? The Investing Stories Behind Singapore’s STI Blue Chips Before some retail traders thinking loud on how to poke these retail veteran investors who Buy, Hold, Sell Some, Buy back, Hold … When these veteran retail investors looking back at those few buy and hold positions at their 70s and 80s. They smiled without any regrets. These stocks have served them well. Their decades of Panadols had paid for children university fund. Some Panadols have paid for these and that. It was a journey of investing with little...

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Securing (locked up) Well In Advance For Our Retirement Is NOT Same As Planning And Progressing Well Ahead Of Our Retirement

Read? Hey! Do You Have Any Loved Ones???Read? Saving For Your Future: Should You Max Out Your CPF Voluntary Contributions Every Year? Some time ago; one Starfish was talking about retirement planning over kopi session; Uncle8888 said retirement planning for singles and for those who have younger and/or older dependents is totally different. As singles, it is about your own retirement; but for those who have younger and/or older dependents is about the journey towards to our retirement endpoint. Along this journey of planning, implementation and execution; it is just unpredictable. Unfortunately bad events in life may happen consecutively and drain...

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Buy And Hold Or Buy, Sell, Hold?

Singapore Man of Leisure13 November 2017 at 08:55:00 GMT+8 temperament, Exactly! I don’t care about labels. Don’t sell how to take profits? Although I am teasing and debating with you – we both are closer to the same definition – we both see and acknowledge the “S” ;) CW sides with you in “words”; but his multiple rounds in “actions” speak louder! LOL! We both know WHY CW will NEVER sell his multi-baggers out COMPLETELY like the US librarian above even if STI zooms up to 10,000. It has nothing to do with fundamentals or technicals. Or lack of...

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Should you follow the 3% or 4% retirement rule? (2)

Read? I Took All My Money Out of the Stock Market and It Feels Amazing Thanks to Temperament for pointing out this article. One good example of not following the 3% or 4% retirement rule? CW8888: Once we have bulk of our net worth exposed to future market cycles; how many of us dare to claim that we are able to sleep well when market crashes and wipe off 40 to 60% of our net worth? Do I think the stock market is about to crash? Am I afraid that with Donald Trump at the helm of our ship of state...

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Young CPF Members Should You Transfer CPF OA TO SA For additional 1.5% Compounding Interests Over Next Few Decades?

Read? How I Accumulate $1M In CPF OA! Read? Top Up CPF SA From CPF OA? Depending On Who You Ask! (10) Uncle8888 did once to transfer from CPF OA to SA and then realized .. oh dear and better stopped it! One and only once! Luckily; at that time personal finance and investment bloggers DID NOT EXIST yet to cheer the power of additional  1.5% compounding interests in CPF SA to reach FRS as soon as possible to secure RA well in advance. For his $1M in CPF OA; 53% or $528K was from mandatory CPF contributions as employees from Aug 1977 to Sep 2016. It took him 39 years up to...

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