Author: Create Wealth Through Long-Term Investing and Short-Term Trading

So What Is A Good Investment?

Read? What Is A Good Investment? Less Analyzing. More Investing – CW8888 How do Uncle8888 know whether his stocks are good or bad investment? Of course; he cannot never forecast the stock price after Point X. Only those retail investors who are hardcore analysts themselves may like to think that they can analyze company’s business into years away. Forecast the next few months is still very possible but over future economic and market cycles; it is damn hard! Never mind! Got Panadols to ease heartache. Okay lah! This is how many retail investors who like to think on Yield Focus, Read? Yield Focus Or...

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Why I Don’t "Invest" In P2P???

One simple financial reasoning in Rule of Investment: Yield Focus or Return On Invested Capital? Read? Yield Focus Or Return On Invested Capital Focus??? (3) Asymmetrical return on “invested” capital One day, somehow we will make terribly and horribly mistakes and lose 100% of the invested capital. so P2P is no different! Return on “invested” capital for P2P is from -100% to...

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Why I Don’t Leverage To Up Size My Investing Capital???

For simple reason on money management. When Uncle8888 is horribly and terribly wrong; he can only lose 100% of those invested capitals; but if he is ever right and continues to be right his Return on those invested capitals is N x 100% over long run. No need for emergency fund, buffer or whatsoever to meet margin calls! Just War Chest! Profit margin : -100% to N x 100%...

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How I Accumulate $1M In CPF OA!

Year on year voluntary top up to CPF Accounts? 1. Mandatory CPF contributions as full-time employee 2. Becoming one patient and discipline CPFIS investor who is only active during STI bear markets 3. Compounding interests at CPF OA  2.5% rate Read? More CPF investors beat guranteed risk-free returns in fiscal 2016 Read? One Uncommon Way To Top Up CPF OA Through...

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S- REITs As Retirement Income For Cash Tight Retirees???

Investing is about 3Ms – Method, Mind and Money Management One Starfish found out what was not covered at her paid investment course on Investing on S-REITs for income and learned something practical on money management at the price of Kopi O Kosong! What wrong with S-REITs as retirement income for cash TIGHT retirees who are depending on investment income to fund living expenses?...

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F.I.R.E : FU$ Or No Thanks$

Uncle8888 technically reached financial independence on Jan 2013; but he didn’t do FU$ to his Boss in 2013. It was only when he reached his 60th birthday; then he said No Thank$ to his Boss. F.I.R.E is either FU$ or No Thanks$ It is good to set your Goal to seek financial independence; then you will have the choice to exercise your FU$ or No Thanks$...

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Peter Lynch on His Secret to Superior Returns (2)

Read? Peter Lynch on His Secret to Superior Returns How many retail really understand it? How different from Peter’s quote : So there’s lots of stocks out there and all you need is a few of ’em. So that’s been my philosophy. You have to let the big ones make up for your mistakes. There are 30 STI Blue Chips on quarterly survival-ship reviews; you just have to let that few blue chips bought on SGX Great Sales and let these few big ones make up for your losses in those few blue-black chips. You don’t believe in Peter’s quote? You basically see...

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Position Sizing. Let The Winners Run. Having Some Fun On The Winners. Cap The Losers

Singapore Man of Leisure 29 September 2017 at 10:12:00 GMT+8 Readers out there who may want to ask CW out for kopi kosong, you may want to jio me along! I play the role of “got shadow or not” verification ;) Especially if you believe in the “clash of ideas”. Don’t believe? I’ll show you. Of all the highlights, CW, you left out the most important “HOW” bit: “You want to let the winners run. When the fun ones get better, add to ’em, and that one winner.“ If you tell your readers your 10 bagger Keppel or Sembawang is only...

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Changes proposed to help build retirement savings

Thursday, 4 June 2015 Read? Baby Boomers in 1950s are going to sell their house for retirement!!! Read? More may be able to transfer CPF savings to parents and grandparents SINGAPORE – More people may soon be able to help their elders save for retirement. Changes to the Central Provident Fund (CPF) Act have been proposed in Parliament to lower the minimum amount they must hold in their own CPF accounts before making transfers to their parents and grandparents. Currently, CPF members must meet the prevailing Full Retirement Sum – which is $166,000 for CPF members aged 55 this year – before they...

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Singaporeans victims in Australian Ponzi scam

Read? Singaporeans victims in Australian Ponzi scam The scheme had 981 investors from Singapore, 651 from Malaysia, 58 from Britain, 17 from continental Europe and 31 from Australia Many Singapore victims The Straits Times spoke to were retirees, like Mr Chan, who declined to have their identities disclosed. Mr Chan had put in $20,000 in 2015 through Singapore-based Macro Realty Developments. Funds were collected from investors over four payments in 2015 . CW8888: This is how Yield Pigs were slaughtered and many more yield pigs are waiting eagerly to be slaughtered. Blame Government for not doing enough to educate yield...

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One Year After Retirement From Full-time Job As Employee

Read? Six Months After Not Doing Anything To Increase GDP As Jobless Man! (3) Immediately after his retirement on 30 Sep 2016; he followed up with routines to ensure he passed through the initial few months with actions and NOT by idleness and laziness. Read? Complete walking one round the coast of Singapore and complete jogging all the Park connectors of Singapore Somehow; one day on 15 may 2017; he received an offer for 8 HWW (Hours Work Week). A simple job with plenty of walking exercise on every Mondays and Thursday (any time from 11 AM to 6 PM to complete...

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More CPF investors beat guranteed risk-free returns in fiscal 2016

Read? More CPF investors beat guranteed risk-free returns in fiscal 2016 MORE CPF members who invested their savings in their ordinary account (OA) under the Central Provident Fund Investment Scheme (CPFIS) outperformed the guaranteed annual 2.5 per cent interest rate per annum in fiscal year 2016. Some 78 per cent of active CPF investment account holders or 441,000 members achieved profits larger than 2.5 per cent in the 12 months to Sept 30, 2016 as equity markets recovered from the 2015 rut. Some 12 per cent or 66,000 active CPF investors incurred losses on their investments. This was a marked improvement from the preceding fiscal...

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What has been your best investment?

Uncle8888 was flipping the pages of SundayTimes at NLB when he came to read on ME & MY MONEY. Vicom was one “Guru” stock pick. BreadTalk was the other late “Guru” stock pick. He was very curious to know what was or is that multi-bagger stock pick by this value investing “Guru”. But, he was shocked, arh and walau at the answer! When he recovered from the initial shock; he thinks deeper why like that! Yeap! “Guru” was right! He is actually running a training school business making much more money than investment return from personal financial investment from stocks...

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