Author: Create Wealth Through Long-Term Investing and Short-Term Trading

Warriors, Monks And Farmers In Large Corporation

Read? The Monk, The Warrior And The Farmers There will be few warriors surviving long enough to tell their motivational stories how to become a warrior. I can. You can! Uncle, chun bo? There are more monks than warriors hiding quietly at every corners of the large corporation smiling, cruising and waiting for time up to FIRE or officially retired with more savings. The rest of them in large corporation are just farmers and many of them are hoping for re-employment at 62 and work till 67. You are not warrior? Don’t bang your head against the wall as warriors by...

Read More

CPF SA Door Is Always Wide Open For Me. I Went In Once But Then Close It After That One And Only Entry!

When looking for food at NEW place; and especially when he is less likely to visit that place again in the near future; Uncle8888 will prefer to join the food queue. The food queue is rarely wrong! Eat liao and happily moves on! But when it comes to personal investing and saving; strange thing happens. He is happy with 2.5% compound interests; but at 4% compound interests; he is not so happy! Strange!  Again he is odd investment blogger in Singapore singing out of tune on retirement song!...

Read More

The Odd Investment Blogger In Singapore???

Hi Createwealth  Can I refer to you as uncle CW like other readers? I occassionally read your posts but came across a few earlier ones on reits. I get the impression that you don’t seem to like reits very much, or maybe its that you prefer stocks (that pay dividends) much more than reits. CW8888: We are biased to our own personal investing experience on risks, rewards, and investment outcome and performance over past market cycles. It will help to shape our future investing strategies to optimize our investment performance according to our account size and our personality in the market i.e 3...

Read More

HDB 4 Room Rental Soften???

Uncle8888 recently bumped into his long time no see neighbor who is living a few floors below him. After some chatting; he came to know that his neighbour has been living at her mother’s place and rented out the entire 4 room flat. That day; she came back to her unit to settle down her new tenant. Uncle8888 asked her about the rental rate. She said that the current rental is $2,000. The previous rental was $2,800....

Read More

Rich Dad. Poor Dad. The Viral Worst Parents Video!

Worst parents? Read? Parents can be an Asset or Liability to the children? No. Uncle8888 didn’t want to follow his Poor Dad’s foot path to become liabilities to his three children. He took the path of Rich Dad to become an asset. Some parents are just too poor to plan for their own retirement. There is nothing leftover after providing whatever they have on hand to their children. That is their “best” relatively! When they are so poor how to reach FI through saving and investing? How? Big how? To be able to plan for retirement; it is all about absolute savings in...

Read More

I Didn’t Focus Too Much On How To Build More Passive And More Defensive Investment Portfolio To Support Retirement Income For Life

Read? Why Three Or More Taps Model Is Far Better For Sustainable Retirement Income For Life? Updated diagram to show what has happened in the past and forecasting the future with more certainty. The moral of the story … Read the Past and forecast the Future with more certainty...

Read More

CPF SA And Meeting FRS Before 55

Read? Maximizing Your CPF For Retirement Is So Much Easier Than Trying To Optimize Your CPF For Retirement Obviously; there are two opposing camps on FRS! LOL! One camp focusing on their earned income and career development and naturally through regular CPF contributions to meet FRS is not an issue. Uncle8888 belongs to this camp! Real People. Real CPF SA without any top up! Can meet FRS through regular CPF contributions to CPF SA!...

Read More

For Most Of Us, The Sad Truth About Our Human Asset And Why We Need To Think About It??? (2)

Read? How boring ‘secret’ to being rich Read? For Most Of Us, The Sad Truth About Our Human Asset And Why We Need To Think About It??? After five promotions; it was game over for him till his voluntary retirement in his 60. Uncle8888 just managed to climb about 40% mark of the corporate ladder to reach the level of GCEO. He started at lowest level in his department as technician and then spending his next 10 years with his spare time and money to upgrade his human capital with diploma and degree. Unfortunately; his human capital depreciated from 2004 to 2016....

Read More

Maximizing Your CPF For Retirement Is So Much Easier Than Trying To Optimize Your CPF For Retirement

Read? Top Up CPF SA From CPF OA? Depending On Who You Ask! (10) The original topic for the talk was Maximizing Your CPF OA For Retirement when Uncle8888 was first approached by organizer to join the talk as speaker. Uncle8888 immediately rejected it as he was the wrong person for this topic. How difficult can it be for anyone who has some truly spare cash on hand tomaximise his CPF for retirement? To optimize CPF for retirement through CPFIS is totally different ball game! It is never easy! In Singapore’s investment blogopshere with so many investment and personal financial bloggers; how many blog posts have you...

Read More

Chop Fingers liao!!! (2)

Read? HONOURING THE “MERDEKA GENERATION” Read? Chop Fingers liao!!! Pioneer Generation and Mederka Generation – Their CPF for retirement? Many Pioneer generation didn’t have much in their CPF due to the nature of job compensation package during their time. Many in Mederka Generation have lost money in their CPF account during AFC 1998 as the crisis hit them really hard on their face. HDB housing was cheap so more paper money was available for investing but locked in CPF till 55!  Why not hoot them all in the stock market and become rich! It is stupid not to hoot! Right? The Government didn’t...

Read More

In Investing; The Important Questions Of When, Why and How???

In investing, it may be more important to keep track and measure every transaction we have made in the stock market and be able to understand what is going on than to do a lot of complex analysis. More Investing. Less Analyzing – CW8888 1. When did we buy? 2. When did we sell? 3. Why we make money? 4. Why we lose money: 5. How much did we win? 6. How much did we...

Read More

How Come Investing Courses Can’t Be Advertised Like Skills Future Courses???

For example: Objective: Appreciate and develop a strong foundation in computational thinking, one of the core competency life skills in the 21st century, through digital animation and 2D game development using a simple-to-use, visual block-based software and unleash your creativity. Learning outcome: • Able to appreciate and understand simple programming. • Able to program using a drag and drop type of software, Scratch. • Able to apply good computational practice in creating a program. • Able to create simple games or applications. Straight forward without snake oil marketing that you will become financial independence or freedom after training....

Read More

12 Years of Christmas and Two Lessons in Investing. (Good To Refresh Again)

“Even if your borrowings are small and your positions aren’t immediately threatened by the plunging market, your mind may well become rattled by scary headlines and breathless commentary. And an unsettled mind will not make good decisions.” – Warren Buffet Read? 12 Years of Christmas and Two Lessons in Investing. CW8888: From his own personal experience in 2008/2009; you don’t have to be in high leverage to feel threatened; your immediate fear of near term liquidity needs and unsettled mind will not make good decisions too. BUT, the Truth… Market can turn faster than our self-denial The moment we have accepted...

Read More

Like us on Facebook

Follow us on Twitter