Author: Create Wealth Through Long-Term Investing and Short-Term Trading

Why I DON’T Use Stop-Loss

Read? Why I Use Stop-Loss Uncle8888 DOESN’T use Stop-loss; but he doesn’t lose his pant! CASH got sound (in his mind)! Saturday, 10 October 2009 Portfolio Management – Stop Losses? I do cut losses to recover capital and redeploy the recovered capital to other stocks, but it is not related to the falling stock price. I don’t need to win back in the same manner that I have lost. One day in 2008, a guy came to this cbox and said: “Bro, do you have stop loss and you are holding a losing position for too long!” I replied: “Bro, I don’t use stop loss”...

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Advice to 19 years old young investor

Hi UncleCW!  Has been reading your blog for awhile, your blog posts really educate me on my financial journey. I’ve recently embarked on the financial journey earlier this year.  Just a brief introduction about myself. I’m 19 year old and currently studying as a 3rd year student in a local polytechnic. Always interested in embarking on the journey towards achieving financial freedom.  …… …… Would appreciate if you would be able to share on your views and possible advice for myself as a young individual embarking onto this journey!...

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The “Free” Trade/Hedge – Complete The Story For Retail Investors

Read? The “Free” Trade/Hedge Review your investing diary or trading journal. Have you noticed if your entry is good, better, best – your chances of getting out unharmed were greater? It never was about market timing; its about risk management. OK, not everyone trades with 10:1 leverage to appreciate the nuance I’ve just said. Let’s illustrate with an example: If you have entered Keppel at $2, at the current price of $6 plus, it feels like a “free” investment. (If you let this position turn into a loss you have no one to blame but yourself) Contrast it if you...

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Top Up CPF SA From CPF OA? Depending On Who You Ask! (10)

Read? Top Up CPF SA From CPF OA? Depending On Who You Ask! (9) Generational gap! What current generation don’t really understand the meaning of Shifting Goal Post! Let rewind back to 1980s when Uncle8888 was young @ 20s and Internet and blogging has been around for sometime. Singapore’s investment blogosphere was very active with star investment bloggers like now who were championing topping up SA and transfer OA to SA as young as possible and then becoming becoming CPF Millionaire. What if Uncle8888 in his 20s has been sucked into it by these loud voices. He jumped into topping up...

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What you will never hear at any investment seminars? (2)

Read? What you will never hear at any investment seminars? What does compounding INVESTMENT return actually mean in real life and practice on the ground for long-term retail investors? See for yourself! It is from losers to winners that is the true compounding investment return on the ground. You will have them all! You also have to live with the two common regrets throughout your investing journey! Read? Two Common Investing Regrets Among Retail Investors...

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Retirement Income : Surviving Vs Thriving

Read? Surviving Vs Thriving Those are a few examples of surviving vs thriving. But all of these examples have the same underlying commonalities. They are: 1. To thrive, you must first survive.  2. You must have something steady in your lives before you can take the necessary risk in order to thrive.  3. You must be prepared to put even more effort and energy to thrive, because the game rules for surviving and thriving is different. CW8888 Same as retail investing in the stock market; do we aim for surviving with high dependency on dividend income over future market cycles riding the boom and...

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Two Common Investing Regrets Among Retail Investors (2)

Read? Two Common Investing Regrets Among Retail Investors Read? Which one hurts more? Sillyinvestor, CW, and I were bantering which one hurts more? 1.  Sell too early and missed out on outsized profits?  2.  Sell too late and left too much money on the table? Just to clarify.  Letting a winning position turn into a loss is just plain dumb. Hmm … This is where traders and long-term investors think differently and most traders don’t get it. Where hurts more? Most traders don’t get it! Panadols are pain killer! Dividends as panadols to ease heartache and then over long-term it can...

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Two Common Investing Regrets Among Retail Investors

After more than 17 years of following investors’ comments, postings, chats, and face to face talks with fellow retail investors; Uncle8888 has noted two common investing regrets among RETAIL investors. (1) They sold their potential multi-baggers way too early for decent profits. (2) They never sell their stocks at the high. Most retail investors will eventually make either (1) or (2) or Both. As Uncle8888 has done both i.e. (1) and (2) so he can feel which investing regret is the lesser evil over 20 to 30 years of market cycles as retail investors. Which is the lesser evil? (1) or...

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What Chained Baby Elephants Can Teach Us About Poverty Slavery, Wealth And Financial Independence???

Sometime in the investment blogosphere; it can give us some insight into lesson on what chained baby elephants can teach us about childhood poverty into full grown adult on wealth and financial independence at our 40s, 50s and 60s. The difference between personal poverty slavery and financial independence and feeling of financial and retirement adequacy is simply vision in our mind. For some of us, this poverty chain can hold firmly in our minds for the rest of our life even we have far out grown this childhood poverty chain like the chained baby elephant and simply refuse to let it free. In...

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When a Giant Gain Causes Pain (5)

Read? When a Giant Gain Causes Pain (4) Last night; one ex-vendor and ex-colleague jio Uncle8888 for dinner at the famous Clementi Satay. Of course; when they have dinner with Uncle8888; one of the thing to talk about will be on investing. This ex-vendor is amazed at Uncle8888’s decades of holding multi-bagger stocks and seriously he wanted to learn from him on how to hold multi-bagger stocks over the next market cycles. His biggest regret of unable to hold winning stocks and this he must learn from Uncle8888 for the next bear market. Uncle8888 bought DBS at $7.53; but he...

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Telcos Are Retail Investors’ Favourite Defensive Stocks For Dividend Income

Read? When a Giant Gain Causes Pain (5) M1 still defensive in view of incoming stronger competitor? It is not unexpectedly to talk about M1 when they have the chance to ask your fellow retail investor. Uncle8888 is not vetted in any Telcos yet. Market is up, up and UP; but M1 is down, down and DOWN! This is NOT emotional selling from retail; but systematic selling by BBs. Right?...

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Amazon Prime Now delivery unavailable for second day after launch

Read? Amazon Prime Now delivery unavailable for second day after launch Lack of drivers!!! CW8888: Smaller courier companies or agencies tio hit liao! Good news to full-time deliverymen with car! Your human asset up one level. LOL! Saw this Hi All, Amazon is opening up another round of recruitment for Project Speed! Please send me the below particulars today via Facebook PM if you are interested. As they need Drivers urgently. Start work next week. Name : Nric : Hp no. : Email : Phone Model : Car Reg no. : Model of Car : *”Project Speed”* *Payout:* $25 + $5 bonus...

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Worry Or Serious Concern Over Adequacy To Meet Their BRS or FRS For CPF RA???

You may NOT like or agree! It is okay! If someone has to worry or have serious concerns over adequacy to meet their BRS or FRS for  their CPF RA over their lifetime of working till 55; they should be focusing on enhancing or extending their work-life to 62 to 67 and above. It is cold hard fact that person or persons are NOT ready to build sustainable retirement income for life!...

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Using dividends to provide a stable income

Read? Using dividends to provide a stable income Those positive results do not mean that the income is guaranteed, of course, as share prices can also drop. Investors who put money into Keppel Corp in 2014 when the share price was more than S$11 in order to get a high dividend, for example, have seen the share price fall to just over S$6 and annual dividends drop from 48 cents per share to 20 cents. CHOOSING SHARES Individuals investing in shares for their dividends will need to select them carefully so that they balance the potential returns with the risks...

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