Can We Hold STI ETF With Good Entries As Multi-bagger Over Market Cycles???

Unlike holding single stocks over market cycles; there are no shortage of multi-baggers held by some retail investors over market cycles; can we hold STI ETF into into multi-bagger Game? If you are curious and have time; you may to check on other market indices. Uncle8888 not keen in other market so he doesn't bother with it... … [Read more...]

Never Attend Any AGM and Don’t Read Annual Report Anymore???

Probably; Uncle8888 is one of those retirees and investment bloggers who till now never attend any AGM and don't read annual reports anymore; BUT he follows every piece of news and quarterly announcement of companies in his watch-list closely. Like that also can survive? Retail investing is more than just analyzing. Stock Market - What is the nature of this beast? Stock Market is one … [Read more...]

MAS: Don’t trade in binary options on unregulated platforms (2)

IMG_20170422_174521.jpg

Read? MAS: Don't trade in binary options on unregulated platforms I am Millionaire! I am Millionaire! I am Millionaire! then get a few others to provide testimonial and chant the same ... I am Millionaire! I am Millionaire! I am Millionaire! No need for any audited proof that I am Millionaire! A long line of Bei Kamping will be queuing up to be slaughtered for their … [Read more...]

Your Children University Fund. Who pays???

Read? Sending Your Kid To Overseas University Education Real People. Real Story. He has gotten his flat and getting married soon; but he is financially stress as he has supported himself and paid for himself his tertiary education as his father's CPF OA was not enough to pay for his tuition loan after using up for his elder sister's tertiary tuition fee. While his peers are saving money; … [Read more...]

Do You Invest/Trade in US Market?

This is frequent question ask : Do you invest/trade in US market? In 01 Aug 2009, Uncle88888 said .... I have never invested in any oversea market before, and also unlikely in the future as I don't believe that with my limited investing capital, SG market cannot provide enough opportunity for me to make decent returns. There is no need to look so far away when the pot of gold is just in … [Read more...]

Self Interest vs. Vested Interest??? (Good to refresh)

Read? Self Interest vs. Vested Interest??? Remember 3Ms - Method. Mind and Money Management! How can "Gurus" train you effectively on your Mind to be less emotional and add on another difficulty of training you to maintain strict discipline with your Money Management regardless of market movement? What was the process that have been taught for these two factors with the respect to your … [Read more...]

Why You Didn’t Use Your Medisave???

Read? Financial Independence : Withdrawal??? Passive Income > Living Expenses??? (2) Today, Uncle8888 received a call from his medical insurance company asking why he didn't submit Medisave claim form. Insurance: Why you didn't submit your Medisave claim form? CW: Why do I need to submit Medisave form as I am paying total cash! Insurance: First 10% of medical bill is deducted from … [Read more...]

Young Asian adults likely to face cash crunch in retirement

Read? Young Asian adults likely to face cash crunch in retirement Lorna TanInvest Editor/Senior Correspondent Young adults - so-called millennials - in the region are at substantial risk of a cash crunch in their later years, with many expecting to carry mortgage debts into retirement or even run out of money altogether. CW8888: True man! Uncle8888's younger peers at 54. You see that … [Read more...]

Wow! That 20% Compound Return!!! (3)

Read? Wow! That 20% Compound Return!!! (2) Hobbyist investment bloggers have been around for many years and surprising investment newbies of different age group haven't discover them. How come? Something for Uncle8888's blogger friend, TheFinance.sg to find out why? LOL! This not-so-young man sat beside Uncle8888. Normal BAU action to know your seat neighour at seminar. CW: I retiree. … [Read more...]

Give Your Child Fish Or Teach Your Child How To Fish (2)

Read? Give Your Child Fish Or Teach Your Child How To Fish You DON'T believe you can really recognize future market cycles. You DON'T think you can wait patiently to profit from the next few market cycles; then you should move on to become STRONGER passive savers. There is No free lunch in the world of investing! You have to trade off something for something else. For your young … [Read more...]

Goals, System And Process Are Not Mutually Exclusive! (3)

Read? Goals, System And Process Are Not Mutually Exclusive! (2) They say for something you cannot control e.g. stock market your investing Goals are useless. If you are going to retire in the next few years then it is foolish to set retirement as your investing Goal! But if you are decades away from retirement you can set SMART investing Goals with Rule of 72; you will still have some … [Read more...]

On why sound investing principles will always work???

Uncle8888 came across this in the Cyber world So instead of “high risk / high return,” a better description of how investing works – in my view – would be “low risk / high return.” The following’s a real-life example of how this works. Back in 10 October 2007, when the Singapore stock market reached a peak prior to the Great Financial Crisis, Singapore’s largest bank, DBS Group Holdings Ltd … [Read more...]

Goals, System And Process Are Not Mutually Exclusive! (1)

Uncle8888 has lived long enough and witness more than enough people growing up in the same era as him; but those who have CLEARLY communicated their Goals upfront in their early years; somehow they eventually achieved their Goals way ahead of their peers who are still dreaming of striking ToTo JackPot in their 60s! BTW; he is one of them every Mondays and Thursday dreaming it! Our Goals can … [Read more...]

The Forces Behind STI Blue Chips. You Know Them??? (2)

Read? The Forces Behind STI Blue Chips. You Know Them??? The truth about stock market and investing behavior of most RETAIL investors who are participating as MINOR players across market cycles is more likely to be like this  ..... Uncle8888 after spending more than 17 years, days and nights soaking, Google-ing and seeking in the world of financial and investment articles and news for … [Read more...]

Goals, System And Process Are Not Mutually Exclusive! (2)

Read? Goals, System And Process Are Not Mutually Exclusive! (1) Goal of Self-insured Fund by 60 ......   After reading if you have bother to read them; what is the difference? Real People. Real Story! (1) The Grasshopper's Way - No Goal! (2) The Ant's Way - Setting Goal well ahead of his time in term of decades! The difference? Foresight and hindsight? Ant has foresight … [Read more...]

Investors file police reports against property company

Ready sources of Bei Kamping despites modern days of Googling and many sources of hobbyists bloggers who are on the ground themselves investing their own money for those real investment return! Real money in their own pocket and NOT those dream money in the Wonderland. Sigh! Read? Investors file police reports against property company Read? Articles related to Bei Kamping A … [Read more...]

Passive Investors And Passive Mothers???

We DON'T call full-time working mums who employ domestic help to take care and manage their kids (future Human Assets) passive mothers. No right? You try calling them passive mothers and see what happen? Eggs on your face? But; those retail investors who deploy their hard earned saving (Financial Asset) through ETFs e.g. SPDR STI ETF or Nikko AM STI ETF Managers to help them collectively … [Read more...]

Dividends As Panadols To Ease An Investor Heartache???

For the past two weeks; Mum and her daughter kept mum about it. It was only on last Friday; after he has stopped taking Panadols to check whether the pain is tolerable or not. Mum finally said it out. The ward nurse told his daughter that Hernia is minor operation but painful and she advised to take pain killers timely as the pain killer will take one to two hours to become effective. No wonder … [Read more...]