Author: Create Wealth Through Long-Term Investing and Short-Term Trading

What has been your best investment?

Uncle8888 was flipping the pages of SundayTimes at NLB when he came to read on ME & MY MONEY. Vicom was one “Guru” stock pick. BreadTalk was the other late “Guru” stock pick. He was very curious to know what was or is that multi-bagger stock pick by this value investing “Guru”. But, he was shocked, arh and walau at the answer! When he recovered from the initial shock; he thinks deeper why like that! Yeap! “Guru” was right! He is actually running a training school business making much more money than investment return from personal financial investment from stocks...

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One Uncommon Way To Top Up CPF OA Through CPFIS

Read? CPF Contribution and Allocation Rates Read? 2016 : Key Fact of Household Income In Singapore Read? Government to review CPF Investment Scheme: DPM Tharman Read? The Dilemma Of Young Personal Financial Investment Influencers Few points to take note: 1. The CPFIS was set up to offer CPF members a way to earn higher returns on their savings but it is “not fit for purpose”, Mr Tharman told an audience at the Economic Society of Singapore’s annual dinner. Over the past 10 years, more than 80 per cent of the CPF members who put their savings into an investment product via the CPFIS would have been...

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ComfortDelgro

Read? Why Blue Chips? Depending Who You Ask??? (2) 1.  Kep Corp (Still have) 2. SembCorp (Still have) 3. SPC (Delisted) 4. ComfortDelgro (All sold) 5. DBS (Still have) 6. Semb Marine (All sold) 7. Noble (Still have) 8. Kep Capital (Delisted) 9. Olam (All sold) 10. ST Engg (All sold) This ComfortDelgro is NOT the last comfort anymore so Mr. Market has to give out big discount to attract new...

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2016 : Key Fact of Household Income In Singapore

How many households married with kid(s)/kid(s) and dependent parents can accumulate from their saving to build investment portfolio of $500K to $1M to generate passive (investment) income of $3K to $5K per month? How long will it take for them to retire on investment portfolio? Do you think those investment bloggers in Singapore showing you large investment income fall on the left or right side of  Median household income statistics? With that answer; what young investors should do to be on the right path on their investing journey?...

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The Dilemma Of Young Personal Financial Investment Influencers

Read? Top Up CPF SA From CPF OA? Depending On Who You Ask! (10) With more young personal financial investment influencers coming on board the investment blogosphere. We are seeing this dilemma exhibited quite clearly in the cyber space! The wonder of compounding interests of additional 1.5% over the next 30 to 40 years in CPF SA to secure retirement well in advance vs the potent power of investment return in CPFIS across market cycles. This potent power of investment return in CPFIS can generate either gigantic return or destroy wealth. With CPFIS, CPF members may be better off doing Bar Bell investing...

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Separating the Dos From the Don’ts of Investing

Caution alone is not an investment strategy, so Marks penned a follow-up memo last week to give investors six options for how to invest in a low-return world: 1. Invest as you always have and expect your historic returns. 2. Invest as you always have and settle for today’s low returns. 3. Reduce risk to prepare for a correction and accept still lower returns. 4. Go to cash at near-zero return and wait for a better environment. 5. Increase risk in pursuit of higher returns. 6. Put more into special niches and special investment managers. (CW8888: Why many will fail at market...

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The best investors sit on plenty of cash

Read? The best investors sit on plenty of cash The most famous, of course, is the legendary financial guru Warren Buffett, whose company, Berkshire Hathaway, sits pretty on a war chest of US$70 billion (S$94 billion) as at the end of last year. His partner, fellow billionaire Charlie Munger, reputedly advised investors: “There are worse situations than drowning in cash and sitting, sitting, sitting. I remember when I wasn’t awash in cash – and I don’t want to go back. And they are hardly outliers in that sense. A study of nearly two million households with investment portfolios of US$3...

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Two Bank Accounts? No, You may need Four! – (6)

Read? Two Bank Accounts? No, You may need Four! – (5) Four bank accounts are for ease of tracking and monthly downloading of Excel file; and particularly the Investment account is important for us to PHYSICALLY andMENTALLY separate our investment from all other needs and wants. This setup will help us to ride the emotional roller coaster rides across market cycles without worrying too much about meeting living expenses. Uncle8888 over the last 17 years hasn’t touch a single cent in his investment account; but next year onward will be different as he is now a retiree depending on sustainable retirement...

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ElderShield

Uncle8888 has received one-time rebate to offset his premium payable for 2017 renewable due to ElderShield claims have been lower than projected in last 5 years of the scheme. Uncle8888 and his spouse actually doesn’t need this ElderShield; but they didn’t opt out since Eldershield is social insurance pool. Just treat as charity contributions to pool and hopefully help to make it...

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Learn Investing From Agar Agar Non Commercial Vested Retail Investors???

Sillyinvestor, Have you noticed in documentaries about Master Chefs or Ah Ma’s home cooking, the way they cooked is “agar agar” and a bit any-o-how? Fusion this, mix-and-match that? But for cooking class programs for beginners, everything is measured in EXACT proportions, French is French, Cantonese is Cantonese, Korean is Korean? Step by step and no short-cuts (even though there are)! How many audiences believe they can learn by watching agar agar Ah Ma’s home cooking and then can cook the similar meals close to that standard? You can even watch many times on slow motion. You may not even guess or...

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Master The Art Of Sword Fighting In The Stock Market Through Secret Manual???

Read? Random thoughts: Of Swordplay, Pedagogy and Investment Read? Master the Art of Formless Form – The Greatest of All Kung Fu in Investing Unlike those days of sword fighting; they couldn’t purchase those secret manual of sword fighting or supreme kung fu to become the best sword-man or sword-woman; or pugilistic master. No matter how much Gold or Silver they could afford. These Secret Manuals were not for SALE! They had to either steal; rob or became the most beloved disciples to get those Manual. But; now you can easily purchase these secret manual to become better sword-man or sword-woman in the...

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Doing The Starfish Story – One At A Time

Loren Eiseley “Once upon a time, there was a wise man who used to go to the ocean to do his writing. He had a habit of walking on the beach before he began his work. One day, as he was walking along the shore, he looked down the beach and saw a human figure moving like a dancer. He smiled to himself at the thought of someone who would dance to the day, and so, he walked faster to catch up. As he got closer, he noticed that the figure was that of a young man, and that...

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