Author: Create Wealth Through Long-Term Investing and Short-Term Trading

In Real Life Such Retail Investors Are Outliers???

Read? 10 Things We Learned From The 2018 Public Bank AGM Read? Public Bank Is One Example Often Quoted by Investment Writers How Retail Investors Can Became Millionaire! 5. Public Bank has paid an increasing dividend since 2013. Dividend per share has increased from 58.0 sen in 2016 to 61.0 sen in 2017. Public Bank returned a total of 24% in 2017 including capital gains and dividends. If a shareholder bought 1,000 shares of Public Bank in 1967 and subscribed to all subsequent rights issues, his stake would now be worth RM4.6 million (148,938 shares at RM22.50 per share plusRM1.3 million in gross...

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Updated for Temasek

TEMASEK Holdings warned of increased near-term downside risks even as buoyant stock markets lifted its portfolio to a 12.19 per cent one-year return for the financial year ended March 31, 2018. The Singapore government-owned investment firm’s net portfolio value grew to a record S$308 billion, up from S$275 billion a year ago, according to its annual report released on Tuesday. A year ago, the portfolio returned 13 per cent. The latest results came as key listed holdings posted strong gains over the year; market capitalisation grew 44 per cent for DBS Group Holdings, 91 per cent for Ping An...

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De-compounding Of Investment Portfolio

How many marginal retirees (NOT those spending 50% of their investment income)  seriously re-think their investing strategy to factor in de-compounding of their investment portfolio towards their last phase of their investing journey? Time for Uncle8888 to re-think! What is the acceptable yearly Return on Capital during de-compounding phase and how much improvement is required to sustain this ROC? There is no free lunch in the stock market! Average yearly ROC is 10.4%   2018 ROC as on 7 Jul 2018 is 6.4% To accept or to...

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Hey! Not All Self-Employed (Own Boss) Can Suka Suka! (2) – Refresh!

What I learnt from my neighbour who is taxi uncle! Cannot suka suka don’t drive! For example, self employed like home-based tutors can sing song and sip coconut juice on whichever day they wish; but rental-based tuition centre tutors have to work at least X or XX hours for “free” before they do same like home based tutors who can sing song and sip coconut juice. Read? Hey! Not All Self-Employed (Own Boss) Can Suka Suka! (2) The moral of the story...

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Who Are The Sellers Of More Than 5% Yield Singtel??? (2)

Read? Who Are The Sellers Of More Than 5% Yield Singtel??? Singtel is also our local investment bloggers favorite yield stock too. Big name! Singapore Government did give Singaporean a tiny stake in asset ownership by giving large discount but now scared already and dare not do it anymore. During AFC, sitting on paper losses on this asset ownership from Government; so many Singaporean KPKB on their paper losses even though it is tiny stake at risks! Time to join the Panadaol Party? Uncle8888’s way of simple TA to determine his own entry price. This thing on TA is you...

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How To Make Money In The Stock Market? Factors needed to make money in the stock market

Walter Schloss 1. Price is the most important factor to use in relation to value. 2. Try to establish the value of the company. Remember that a share of stock represents a part of a business and is not just a piece of paper. 3. Use book value as a starting point to try and establish the value of the enterprise. Be sure that debt does not equal 100% of the equity. (Capital and surplus for the common stock). 4. Have patience. Stocks don’t go up immediately. 5. Don’t buy on tips or for a quick move. Let the professionals do that,...

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Low Return Is NOT Zero Return and Far Better Than Negative Return!

In our life-cycle of investing; we should be investing largely based on ourneeds and wants in respect of tight and discipline money management and estimated future cash flow to avoid liquidating any part of our investment portfolio to fund shortfall to meet future years of household expenses. Low return is not ZERO return and it is far better than negative return when we areNOT in the position to inject monthly capital to our investment portfolio anymore. We often hear bloggers in the investment blogosphere warning us about impact of future inflation eroding our cash. So what? Uncle8888 has been living through years of inflation and same...

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F&B workers in Singapore to be assessed if they can get on wage ladder

Kitchen helpers and other low-wage workers in the food and beverage (F&B) industry could be next in line for a basic wage and structured increases under the Progressive Wage Model (PWM). CW8888: These days; Uncle8888 is paying attention over low income news. :-) But; what he has seen on the ground; F&B workers can easily lose their jobs and may be can also easily get replacement job. Read? Fundamental Analysis : As Outsiders How Far Into The Future Can We Analyze Company...

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Temasek-linked firms lift dividends 40% to record S$9.3 billion

DBS accounts for almost half of total payout, Singtel S$2.8b and the rest S$2.2b Sigh! Uncle8888 sold way too early for Singtel, SATS and STE. Cut losses for DBS during GFC! Hindsight still pain; but good investing lesson forward on how to mitigate emotional pain on psychology of money by exercising strict and tight money management and positioning sizing! Losing smaller and losing bigger! Hell of difference in...

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Why Misers Still Give Away Their Money???

Read? Life is More than Compounding Money Why misers still give away their money? Hmm .. Why arh? When we don’t spend our money on ourselves or our loved ones before we die; someone else at somewhere will be there to happily spend on our behalf as our money cannot disappear by itself. While Anne Scheiber gave $22 million away, she might have led a more fulfilled life by actually spending some of it on herself and others during her lifetime.     Would you rather have $22 million at your death and have frugality be your God or would you...

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Now I Have Seen The Tail End Of Compounding Interests Effect of 2.5% In CPFIS Without Any Dividends Re-invested

Read? Yield of dreams: Investors have “a once in a lifetime opportunity” in blue chips (6) The tail end of compounding interests effect of 2.5% in CPFIS without re-investing of dividends into the stock market. The Turtle is slow but it is still moving forward one step at a time; and over the decades that slowness is nicely compensated without having future...

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Better safe than sorry: Resist urge to invest in too-good-to-be-true schemes (Refresh)

Read? Better safe than sorry: Resist urge to invest in too-good-to-be-true schemes Real People. Real Losses CW8888: Time-sharing scam; one ex-colleage lost money his money. One agency stepped in and called for a meeting for investors to put up $5K each and collectively the agency would have enough fund to fight the case and retrieve some lost money. The Agency subsequently also disappeared. Beware! There are scammers looking for a kill and scavengers looking for your dead bodies too...

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