Author: Create Wealth Through Long-Term Investing and Short-Term Trading

Best hedge against inflation???

Just For Thinking …. What is the best hedge against inflation?   Probably the best hedge against inflation is your investing skills.   Find multi-baggers during bear market and sell them at the future  Bull market and lock the money safely in the bank as retirement fund???   The above table shows the degree of multi-baggers required to beat 30-year inflation rate at 3%, 5% and 7% respectively.  ...

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An Ideal Permanent Portfolio???

What is an ideal Permanent Portfolio??? Provide cash flow yield of at least 5% Net positive portfolio i.e. not sitting on any paper losses on your invested capital Keep significant level of cash flow away from stock market actions Question Does it really matter when your marked to market net positive portfolio value riding up and down across market cycles when you are not liquidating your portfolio for cash flow yet? When to build your ideal Permanent Portfolio? Practise market timing – STI down at least 20% from its recent peak i.e. technically defined as entering into a bear...

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Past success??? Future Ahead???

Read? How are you measuring up with your investment return? (4) Past success??? Future Ahead??? You must collect your portfolio performance data on daily basis and be ever ready to plot these data in any other ways to view Past Success of Failure. Without knowing your past success or failure of your investing skills, how do you revise your investment strategies and uplift your investing skills to meet your investing goal? Hard. Right??? How about Future Ahead??? Absolutely no one will know how our portfolio will perform in the future. BUT, it doesn’t mean that we are helpless. ” If you...

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Is life sometime cruel to the innocent (naive, kiasi) when come to investment? (3)

Read? Is life sometime cruel to the innocent (naive, kiasi) when come to investment? (2) Uncle8888 is right! It is more like the founders smelling the blood of more and more naive and kiasu investors seeing how earlier investors boosting of their high return from their investment. Late comers become kiasu and jump in??? This investment scheme then evolves into Ponzi??? Then blame who??? Uncle8888 read this somewhere: A late entrant to the Gold bar scheme   Mr. Chan (not his real name) advised his wife to stay way from the Genneva Gold scheme. She did. After a year,...

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Is life sometime cruel to the innocent (naive, kiasi) when come to investment? (2)

Just For Thinking … Read? Is life sometime cruel to the innocent (naive, kiasi) when come to investment? Did these investment idea or scheme started off by the founders as Ponzi??? Don’t think so. It is more like the founders smelling the blood of more and more naive and kiasu investors seeing how earlier investors boosting of their high return from their investment. Late comers become kiasu and jump in??? This investment scheme then evolves into Ponzi??? Then blame...

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Sure-win schemes not a sure thing???

Sure-win scheme for WHO??? invest, Pg 31, Oct 28, 2012, thesundaytimes Who are likely to believe them? Seduced by daily advertisement in newspaper or blog posts. One day, they can’t resist the temptation anymore. They finally register themselves for the free preview. In the free preview, the Gurus charmed or conned them further for final submission to be disciples and to become religious. Haunted by their past losses. They have been losing lots of money in trading or investing on their own. So what is $X,XXX  for Holy Grail to help them to recover their past losses in a sure-win scheme. It...

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Me, No multi-baggers (6)

Read? Me, No multi-baggers (5) How do you know someone is honest or not? It can be quite difficult to confirm that someone is honest. Do we know someone who is not honest? Very easy. When they were caught doing dishonest acts, we will know that we cannot really trust them. How can you find multi-bagger stocks? The answer is same as finding an honest person. It is very difficult. It is easier to know who will not find multi-bagger stocks? Are you expert or strong believer in Bearish Divergence??? Bearish Divergence   A technical analysis where new price tops are...

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Is life sometime cruel to the innocent (naive, kiasi) when come to investment?

Just For Thinking … Read? Same story line and yet people believe them??? Is life sometime cruel to some innocent (naive, kiasi???) when come to investing? Read? CAD on trail of Edgeworth Properties? Local stocks in SGX is NOT that dangerous. It can offer reasonable returns over long-term for diversified portfolio through 3M’s – Method, Mind and Money. It is also NOT that difficult to learn 3M’s investing knowledge. Do help your friends and relatives who are newbies or oldies but still innocent (naive, kiasi???) to point them to sources of free...

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The Curse of 19 Oct 1987???

  We all know that we will need to invest the most during the Bear Market. The question is how do we plan to do it? Uncle8888’s War Room Planning for the next Bear It is weighted-step back planning into the market based on the level of fall in STI. The objective is to minimise the impact of losses when he got it damn bloody wrong like in 2008/09. Unlce8888 so smart to think that …. It is just pull back. No problem. Hoot! It is just correction. Don’t worry. Hoot bigger. I can’t be wrong. My TA Tok Kong (Hokkien)....

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Me, No multi-baggers (5)

Read? Me, No multi-baggers (4) Multi-bagger stocks or Multi-bagger Total Retun??? But, before you answer this, you must believe you can FLY like an Eagle!!! Read? Who influence you into investing? Read? Eagle can Fly!!! Read? Learn From a Fool – Believing that I Can Find a Ten Bagger Luckily, there is no investment or finance bloggers during my earlier days; otherwise, will I still believe I CAN FLY LIKE EAGLE!!! These are not penny stocks hor!!!  ...

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Retirement Income for Life???

Some ideas taken from this book: Retirement Income Redesigned by Harold Evensky and Deena B. Katz Combing Maslow’s Hierarchy of Needs & Retirement Income for Life How much is Enough in Retirement Life? By breaking down our retirement income needs into Maslow Meets Retirement Money of Needs, this may help to estimate how much is really enough. The Money Levels for Retirement Life:   Survival Money. How much do you spend simply to survive? Safety Money.  You will want to protect your life. This could mean health care costs, health insurance, and/or proper portfolio planning so you don’t outlive your money. Freedom Money.  ...

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Home for Living and not for profit taking (8)

Read? Home for Living and not for profit taking (7) He is 59. Instead of looking forward to his retirement, he is hoping that his boss will recommend him to work till 65. HOW COME???? He took profit on his first HDB home and then took a second housing loan for his replacement home. He still have another 7 more years to clear his housing loan. It is exactly what my ex-neighbour did except my ex-neighbour is a taxi driver and can drive his taxi till 70. Home for profit taking??? In life, we all reap what we sow when we...

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Same story line and yet people believe them???

During Oil Rush, we have OilPods During Land Rush, we have LandBanking During Gold Rush, we have Genneva Gold During the next Rush, we have something else .. Read? When will people stop believing in easy money making investment stories or courses? When you lose money trading or investing, you have Trading or Investing courses that promise easy method, close one eye, not much effort required. You can join The Round Table of Experts in weeks and if not months. The only consolation is that these Gurus are much less evil than Founders of OilPods, LandBanking and Genneva Gold, where $XXX,XXX...

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Learning or improving your investing knowledge and skills from Financial Bloggers and Forumers??? (2)

Just For Thinking …. Read? Learning or improving your investing knowledge and skills from Financial Bloggers and Forumers??? The Ugly Reality of following the money without in-depth knowledge of your Role Model I believe the most quoted legendary investor is Warren Buffet and most admired Role Model. BUT ….. Warren Buffet has a very different investment objective from some of us. He is looking at super-long term and able to be in a position for decades.  Buffet can wait out a losing position or absorb the losses without the undue emotional pain. You can or not??? Same as following...

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