Author: Create Wealth Through Long-Term Investing and Short-Term Trading

How do you grade your investment skills?

The award is based on Uncle8888’s past 12 years of achievement in the stock market producing high yield and high gains. His Best Score for Top Three Core Modules at Thursday market closing price: 1. Kep Corp Total yield on investment cost: 352% over 11.8 years or 29.8% p.a. Unrealised gains: 695% Total Return: 1,047% 2. Semb Corp Total yield on investment cost: 273% over 10.5 years or 25.9% p.a. Unrealised gains: 584% Total Return: 856%...

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Retire by 35 by investing for passive income??? Fact or Fiction? (3)

Just For Thinking …. Borrow the idea from La Papillion ** “BIAS” is a special feature in my blog where I get to say whatever I want with scant regards for your feelings. I’m not politically correct in this feature, so go ahead, judge me.” Uncle8888 is going to do another BIAS post! Read? Retire by 35 by investing for passive income??? Fact or Fiction? (2) Boasting Your Passive Income! When you are still working and living off your earned income, it is so easy to go around boasting your passive income in the Cyber world and becoming an instant...

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Retire by 35 by investing for passive income??? Fact or Fiction? (2)

Just For Thinking …. Read? Retire by 35 by investing for passive income??? Fact or Fiction?  Don’t say Uncle8888 so bad. Here to poke Big Dream! ME & MY MONEY, the sundaytimes June 30, 2013, This young investor who is at 25 and hopes to have passive income of $10,000 and retire by 45. This young chap is more realistic than last Sunday Young Investor. This is how YOUNG thinks … Then you read on … small change, invest page 33, This is what Lao Jiao spending 27 years around the financial markets and seen many of his friends attain financial...

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Climbing your investing or corporate ladder? (4)

Just for Thinking – Investing Read? Climbing your investing or corporate ladder? (3) Read? Earning More Than Your Boss?   Mid-Life Crisis @ 40s   By 40s, we should be honest with ourselves are we still the Red Man who is climbing the Corporate Ladder to reach the annual million dollars pay package. If we can’t then how?     Then you may have little choice; but seriously putting in your body and soul into climbing the other ladder –  Investment Ladder. At 40s, if you are still thinking about it; then you may be in for rude shock later. Because,...

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H1 2013 Investment Performance Report

Read? Q1 2013 Investment Performance Report A Goal-based Investing Approach Using a Goal-based Investing Approach by setting a 10-year progressive Goal Targets to achieve for each year from 2012 to 2021. Year 2: H1 2013 Result Achieved 12.5% of 2021 Goal Target.   Portfolio XIRR Track, measure and visualise! Without doing it how to revise investing strategies and improve year-on-year investing performance? My portfolio XIRR includes all investible cash plus the current stocks value at market closing price as on 28 Jun 2013. Since one year ago: +2.1% Since 1 Nov 2008: +6.7% Since 1 Jan 2003: +10.9% Since 1...

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Retire by 35 by investing for passive income??? Fact or Fiction?

Just For Thinking …. me & my money, june 23, 2013 thesundaytimes, $120,000 passive income per year and retire at 35??? Fact or Fiction? Here is the Maths on investing capital required, yield on investment cost and INFLATION @ 3% rate. Maths doesn’t lie! From 36 to 75 yrs old, where does his increasing rate of investing capital come from to be able to produce this kind of year-on-year passive income @ 3% inflation rate? How come interviewer never ask hard...

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Is high dividend yield sustainable?

Someone asked : “How sustainable is 8% dividend?”   Highly sustainable yield of XX% can be found in the next Fat Bear!When your investment horizon is 20 or more years, why so kan cheong of chasing high yield now? Only for long-term investors who have Gut and Patient;  they will be rewarded in bigger way by Mr. Market in the long run. This is how Mr. Market works! You want to see testimonial??? Here is the testimonial from Uncle8888:   How strong is your...

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My last life insurance policy maturing on Mar 2016 and no more for me!

“We have bought insurances coverage on good faiths but don’t ever expect the insurance companies to pay our claims on good faith as they are not our father or mother who helps to pour milk into our mouth as they exist to make money for their Management and their shareholders.” – Createwealth8888 Uncle8888 has read too many cases of disputed claims posted in the Cyber space and has lost faith in insurance companies.   Uncle8888’s last life insurance policy will mature on Mar 2016 and thereafter he will self-insure and self-funding with Medi-save, Medi-shield, and internal resources...

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Shocking Discovery On My ILP (Re-posting)

…. I finally woke up and realised how the protection part was rapidly eating into the remaining units of the Investment part and can seriously deplete the investment value over multiple bear markets. So I bite the bullet and terminated the ILP at loss. Read? Shocking Discovery On My ILP Read? More articles on insurance Study the long-term financial planning model below. Think very carefully how should we plan for our long-term needs for income, risk management (insurance coverage), and growth solutions during our different stages of working life and after our retirement. Good model. This is definitely worth...

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Average Down or Pyramid Up? (5)

Read? Average Down or Pyramid Up? (4) When people lost big in the stock market, they may go around asking what wrong with their method? FA? TA? or both FA and TA? How many people who lost big money in the stock market go around asking? What wrong with my Mind? What wrong with my Thinking? What wrong with my Money Management? Read? Have you spend enough time thinking on your money management strategies? The Truth is … Method, Mind, and Money Management What are the real key drivers that truly drive us along this long journey to reach our...

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Average Down or Pyramid Up? (4)

Read? Average Down or Pyramid Up? (3) The Greatest Sin ever committed by newbies in the stock market and get their backside badly burnt! What do you think it is? They keep averaging down their beloved stocks!!! If you still don’t believe, you can go around and visit investment and trading blogs to find out yourself. Once you have locked in massive losses and negative return, it is extremely difficult to recover unless you have the financial strength to pump in massive investing capital...

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Life starts at 60, how long will funds last?

think, June 2, 2013 thesundaytimes, pg 43 Life starts at 60, how long will funds last? As retirees, we need to avoid two big money mistakes commonly made by many retirees during their financial planning for retirement income for life. No 1: Not adequately factor in year-on-year inflation for retirement income cash flow. Our passive income (e.g. dividend income from stocks) from our investment portfolio is never inflation proof or inflation adjusted. When we need to top up any short fall in our retirement income, we may then commit the bigger No 2 money mistake. No 2:  We are forced...

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