Author: Create Wealth Through Long-Term Investing and Short-Term Trading

What is Dividend and Distribution?

Just For Thinking … From Wikipedia, the free encyclopedia: Understanding Dividend and Distribution Dividends are payments made by a corporation to its shareholder members. It is the portion of corporate profits paid out to stockholders.[1] When a corporation earns a profit or surplus, that money can be put to two uses: it can either be re-invested in the business (called retained earnings), or it can be distributed to shareholders. There are two ways to distribute cash to shareholders: share repurchases or dividends.[2][3] Many corporations retain a portion of their earnings and pay the remainder as a dividend. A dividend...

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Where does the money come?

Just For Thinking …. Most investors will love yield! Most investors will want passive income stream! Monthly passive income is the BEST!!!! So what happen? In some overseas property investment, investors are guaranteed rental income for three years. Guranteed for three years!!!! But, where does the money come??? Remember this Chinese’s proverb Yang mao chu zai yang sheng shang : Sheep’s wool comes off the sheep’s back. Do a yield test to avoid falling into Yield Trap. Where does the money...

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How to become rich in stocks??? (9)

Must read : The Key to Life Success – The Two Marshmallow Theory and understand delay gratification and self-control!!! Read? How to become rich in stocks??? (8)   Are you very sure that you fully understand Retained Earning??? If not, please go back to read again before continue …… On the right: S-REIT Young Bunnies and their high yield On the left:  Growth Young Bunnies and their low yield Carrot is the size of Retained Earning. Marshmallow is the dividend. Kids are young investors or young bunnies. What the young bunnies may not know about the REAL effect of the Giant Carrot?...

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How to become rich in stocks??? (5)

Read? How to become rich in stocks??? (4) Number doesn’t lie!!! Read? Are you one of high income earners in 2009 in Singapore? How many of us are high income earners and can save more money for investing capital? How many of us don’t want to marry and may have more money for investing? How many married couple want to be DINK and may have more money for investing? (Dual Income No Kids) How many of us can have an account size of more than $1M for investing? How many of us has an account size of lower $XXX,XXX and...

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H1 2012 Investment Performance Report

A goal-based investing approach I use a goal-based investing approach by setting a 10-year goals target to achieve for each year from 2012 to 2021. H1 2012 Result Achieved 48.8% of 2012 Year Goal. Portfolio XIRR Track, measure and visualise – without doing it how to revise investing strategies and improve year-on-year investing performance. My portfolio XIRR includes all investible cash plus the current stocks value at market closing price as on 30 Jun 2012. Since one year ago: –1.1% Since 1 Nov 2008: +10.2% Since 1 Jan 2003: +11.5% Since 1 Jan 2000: +10.3% From the above multi-years XIRR...

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Can recommend some high yield dividend stocks for passive income? (2)

Just For Thinking …. Read? Can recommend some high yield dividend stocks for passive income? “Any Tom, Dick, and Harry who has $X,XXX or $XX,XXX on Monday can immediately become an investor with high yield dividend stocks for passive income.” – Createwealth8888 Why not? Visit for your select: S-Reits REIT Period DPU cts Mkt Yield NAV Gearing Assets Type Sabana REIT Q1 – Mar12 2.26 $0.975 9.323% $1.040 33.90% Industrial Any Tom, Dick, and Harry can see for themselves by visiting the above URL and buy Sabana REIT and become an investor with high yield dividend stocks for passive income...

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How to become rich in stocks??? (4)

Read? How to become rich in stocks??? (3) If you are not already rich and wealthy, then this is the Golden Formula of becoming rich in stocks. Remember them by heart like you memorised your time-table when you were in primary school. Create wealth through stocks = Money in Your Pocket                                                    = Cash Flow = Stock Dividends + Realised Gains Like it or not. Any paper profit is never yours yet and Mr Market has every right to take it back without ever serving you any notice. With money in your pocket, you will be laughing to bank....

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Investing Made Simple by Uncle8888 (34)

Read? Investing Made Simple by Uncle8888 (33) Read? Active Income and Passive Income What is passive income? Passive income is money received on a regular basis, with little effort required to maintain it. The three key words: regular, little effort. and maintain What is active income? Active Income will require significant effort and time to acquire with services performed. Simply, it just means that we have to frequently use our human asset, significant effort and time to get the payouts from these activities. The frequency to execute these activities is often measured in term of minutes, hours, days, or week to receive...

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Can recommend some high yield dividend stocks for passive income?

Just For Thinking …. Someone asked: “Can recommend some high yield dividend stocks for passive income?” High yield dividend stocks har??? Easy leh! Any Tom, Dick, and Harry who has $X,XXX or $XX,XXX on Monday can immediately become an investor with high yield dividend stocks for passive income. Why not? Visit for your select: S-Reits But, if you want to rise way above Tom, Dick, Harry as a passive income investor; then there are certainly more works to be done.  Monday is not the day yet. Read? More articles on high dividend yield The choice is...

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How to become rich in stocks??? (3)

Tired of seeing the same old pic of bunnies again and again. Time for a change. See my son’s 16 year old smelly rabbit at his bed that he refused to throw it away!   Bunny Growth or Bunny Yield???   Read? How to become rich in stocks??? (2) “Having said that, nothing wrong with using a high yielding strategy. I use it to provide cash flow to pay for my living expenses. But I am under no illusion it will help grow my net-worth… ” – SMOL Excellent comment from SMOL. Clap clap clap! Yeah. We can’t buy...

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How to become rich in stocks??? (2)

Read? How to become rich in stocks??? Borrow the idea from La Papillion ** “BIAS” is a special feature in my blog where I get to say whatever I want with scant regards for your feelings. I’m not politically correct in this feature, so go ahead, judge me.” Read? Does Your Account Size Matter? – Part 3 Read? When you have money, what would you do with it? Read? Preserving or building wealth? That is the difference! Have you read and understand the above three posts? Why? Because I am going to do another BIAS post and it may raise your...

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How to become rich in stocks???

Read? Investing or trading ??? Both Bunnies in the picture are really good at their act; but who may become rich in stocks??? Bunny T on the Right side is a successful retail trader. Bunny I on the Left is a successful retail investor. Look at picture again and think over it carefully. Who may become rich in stocks? Bunny T on the Right or Bunny I on the Left? I am telling you Bunny I on the Left side is more likely to become rich in stocks. Why, why, why??? For two simple reasons: One,  Their mind: The difference in Investing...

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How do you see your investing or trading success?

Which side do you see for SUCCESS? Right side or Left side??? Happy in winning pennies but forgetting hidden losses in dollars. Read? Measuring portfolio performance To see both sides of SUCCESS in investing or trading, we should track and measure everything in our portfolio. Portfolio = Current stocks value + Cash available for investing = Capital + Realised P/L + Un-Realised...

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Four types of stock investors

Just For Laugh …. There are four types of stock investors in the market. 1. Lazy, impatient, and non-savvy The stock market loves them as they are ones who consistently donate part of their earned income from their jobs to the other savvy players in the stock market. 2. Hardworking, patient, and savvy They are hardworking, patient, and savvy. They will analyse their companies upside down and inside out and paying attention to the finest details before committing their money to the stocks. They are value investors. 3. Hardworking, impatient, and savvy They are hardworking, savvy; but impatient. Should we call them...

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The Magic of Compounding???

Read? Saving, Lending and Investing (5) Read? Compound Interest is not the same as Compound Returns (4) Read? Saving matters but Investing determines – Part 3 “Compound interest is the eighth natural wonder of the world and the most powerful thing I have ever encountered.” ~ Albert Einstein Quotes The Magic of Compounding really works for who??? The magic of compounding works well for lenders for secured lending financial products e.g. home loans and extremely well for threatening secured lending like Ah Longs. Does this magic of compounding still work for good savers but poor investors? Who is sitting at the other...

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