Work Less and Gone Fishing Planning Room (4)

Read? Work Less and Gone Fishing Planning Room (3) More ideas from the book: "What Color Is Your Parachute? For Retirement." Three Levels Of Retirement Happiness Pleasure - Level 1 Engagement - Level 2 Meaning - Level 3 Engagement - Level 2 This level introduces a new element: challenge. But why would you want challenge in your retirement? Here 's what Csikszentmihalyi's … [Read more...]

Work Less and Gone Fishing Planning Room (3)

Read? Work Less and Gone Fishing Planning Room (2) More ideas from the book: "What Color Is Your Parachute? For Retirement." Three Levels Of Retirement Happiness Pleasure - Level 1 Engagement - Level 2 Meaning - Level 3 Level 1 - Pleasure It's usually based on your interests in the world outside of work. It's the same kind of stuff that you pursue whenever you have free time: … [Read more...]

Work Less and Gone Fishing Planning Room (2)

Read? Work Less and Gone Fishing Planning Room (1) Some understanding from the book: "What Color Is Your Parachute? For Retirement." Why "Enough Money" Isn't Enough? If life is a journey and retirement is a journey too. First, a true journey always has an element of the unknown. Second, there is a need to maintain well-being in this journey. Well-being It has three distinct … [Read more...]

How Much Do You Need for Your Retirement?

Read? Uncomfortable With Draw-down Method? - 2nd Visit I have revised the worksheet for Retirement Planning with simulation function for me to key in various parameters for CPF OA, CPF Life, Cash, Passive and Active Portfolio, etc... I just need to play around with the various parameters till I get "Yeah!" and that is the amount that I need for my retirement or I need to "Try again". For … [Read more...]

High Dividend Yield Stocks? – Part 8

Read older post on? High Dividend Yield Stocks? - Part 7 I believe all investors will love high dividend yield unless you are a day trader who don't really need to care on dividend. Imagine a high dividend yield bandwagon is rolling past you. A few people on the back of the wagon are partying and playing music of their lives and singing the song of high yield. You may be unable to resist … [Read more...]

Understanding Stock Market Risks – Updated

You may often hear this - Investing in Stock Market is risky. In fact, investment of any kind including setting up your own business by nature is risky, and can potentially cause you lose some or all your investing or initial capital. Actually as a paid employee you also face similar risks of losing your job when you approach 40s or 50s. It is a well known fact that HR department update this … [Read more...]

Help me! I am still losing money in my Investment Quadrant – Part 1

"Successful stock investing starts from stock analysis and continue from it." - Createwealth8888 Some DIY retail stock investors are still not very clear between Stock Analysis and Stock Investing. Many are still stuck in the stage of Stock Analysis and didn't really advance themselves into the stage of Stock Investing. Knowledge, skills and mindset related to Stock Analysis and Stock … [Read more...]

No safety net in trading futures, options or forex!!! – 2nd Revisit

No safety net in trading futures, options or forex!!! - Revisit Win or lose. No Hold please! If you dislike the ideas of losing your money then it is better for you to avoid forex, futures and options as such financial instruments are invented for the purpose of winning and losing. You can't really hold on to them as there will be time decay risks and incur additional financial … [Read more...]

Understanding Stock Market Risks – No 7 Risk

Understanding Stock Market Risks - No 6 Risk This Great Bear of 2008 taught me there is another risk to think about: 7. Dilution Risk Even if you only invest in blue chips that are strategically important to Singapore and the government will never allow them to fail. So there is very little risk of complete failure but you are still expose to the dilution risk i.e. your interests in … [Read more...]

How to retire?

By Cheng Huang Leng Four Pre-Conditions for Retirement I retired in year 2000 at age 52. I am now 61, thus I can claim that I got more experience at retirement than most! I thought I should share my experience with mariners because I have seen too many friends and neighbours who became so bored that they have become a nuisance to their spouse and children and to others! A few of them … [Read more...]

Portfolio Management – Rate of Returns

Portfolio Management - Diversification Is Your Friend - Part 2 What is your method for stock picking? FA or TA or just buying on any major pullbacks or corrections? What is your objective of coming into the stock market? Having a positive returns over a long-term period If your objective is to have a long-term (20 - 30 years) positive returns on your portfolio with re-investing … [Read more...]

Q1 2010 Quarterly Performance Report

"However beautiful the strategy, you should occasionally look at the results." - Winston Churchill “What gets measured, gets managed.” - Peter Drucker 1. Year Goal Hit Rate Year Goal Hit Rate improved by +4.8% from 14.4% in  Q1 2009 to 19.2% in Q1 2010. (In 2003, I set some bullish progressive year goals from 2003 to 2011. 2010 Year Goal is 74.9% of 2009 Total Salary including … [Read more...]

5 Myths About ETFs – Part 3

5 Myths About ETFs - Part 2 Does STI ETF really give average market return? I still think that STI ETF is just another beast in the stock market and its behavior is no different from any other beasts in the stock market - some are hares, some are tortoise, and some are dying and waiting to be buried. If you look at the price volatility of STI ETF, it can be scary depending when you … [Read more...]

Buy And Hold – Is this the best use of limited capital? – Part 2

Buy And Hold - Is this the best use of limited capital? There will never be short of debates on passive income vs capital gain. No absolutely right or wrong method. I like both but treat them differently. My income from stock dividend just forms part of the minimum sum of Yearly Earning Goal. Yearly Earning Goal = Stock Dividends + Capital Gains I split my portfolio into … [Read more...]

Is Your Company Hoarding Too Much Cash For You? – Part 4

Understanding cash flow Cash flow is the amount of cash generated from all sources within a specific period of time. Cash can be generated by the following: from operations from owners’ equity from loans from investing from one-time activity such as an asset sale A cash rich company does not mean it is a highly profitable company or its future earning growth is secured. Cash … [Read more...]

Olam – Amazing recovery!

Olam Q2 gain hits quarterly record of $158.9m OLAM International yesterday reported its best ever quarterly performance and for the first time, declared an interim dividend of 2 cents a share. Chief executive officer Sunny Verghese said the company could pay a dividend midway through the fiscal year because of its strong first-half performance and good visibility for the rest of the year. Read … [Read more...]

Protecting Our Portfolio From The Next Bear – Revisit

Market Truism: Every Bear market is followed by a Bull Market, and every Bull market is followed by the Next Bear market. Protecting Our Portfolio From The Next Bear Portfolio Management - Diversification Is Your Friend. http://createwealth8888.blogspot.com/2009/10/portfolio-management-passive-income.html "However beautiful the strategy, you should occasionally look at the results." - … [Read more...]

Don’t Forget 200 EMA

Newton’s First Law Every body continues in a state of uniform motion in a straight line, unless it is compelled to change that state by a force impressed upon it. You may remember this law as “an object in motion, stays in motion.” This means that once the stock price starts to move in one direction, it’s very likely to continue to trend in that direction until something changes the overall … [Read more...]

The Truth About Retail Investors

Retail investors are profoundly different from institutional investors like mutual, pension, endowment funds or even Warren Buffet. 1. Source Of Investing Capital Retail investors, where does the source of investing capital come from? Some of you may have rich parents to provide you with big sum of investing capital so it is not a problem; but for most of us, our investing capital come from … [Read more...]

CPL Weekly – CapitaLand growing presence in China

PROPERTY firm CapitaLand announced yesterday that it has a pipeline of 14,000 homes in China and plans to launch an average of 5,000 units a year there with its strategic partners. The announcements came as CapitaLand celebrated the 15th anniversary of its entry into China with a gala dinner. The festivities were held at Shanghai Port yesterday. It aims to grow the figure to around $10 … [Read more...]