Author: CS Jacky - 360 Wealth Management

Cleaning Guru Sparked Your De-Cluttering Exercise?

I am talking about the recent Netflix show on Marie Kondo sparked a de-cluttering craze. Suddenly, cleaning up your wardrobe and store room became fashionable. People start sharing pictures and videos of their tidying-up activities, and how asking if the item brought inner joy help dispose many redundant stuff. Is your wardrobe like this after the konmari de-cluttering? This period coincided with the traditional pre-Chinese New Year spring-cleaning season. Since many were already doing, or about to start, their spring-cleaning, might as well hop onto the bandwagon with many others perhaps. It makes an interesting case to understand the...

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Education Series: What is Price to Book Value and How to Apply It

Price to Book Value (PB) ratio is a popular stock valuation metric, easily understood and commonly-found. However, PB has its flaws and there are blind spots in its application. I wish to address in this education piece. Before I go on, I have a upcoming seminar titled ‘How to Analyse Financial Statements and Annual Report’. It covers key steps to analyse financial statements, and relevant numbers to note. The end goal is to enable you to do an in-depth yet practical stock fundamental analysis. Do sign up here if you want to pick up FA knowledge and start your...

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Everyone Needs An Investing Plan

The stock market staged a solid recovery past two weeks. STI rised about 6.8% from 2,994 on 4 Jan to 3,198 on 11 Jan. Other markets recovered well too: Hang Seng up 6.9%, Shanghai 4.4%, Nikkei 225 3.6%, S&P500 4.9%, Dow Jones 4.8%. Accompanying this recovery is an increase in interest to participate in the stock market. I start receiving many questions from friends and clients on stocks and asset class, compared to 2 weeks ago when the mood was sombre 2 without much chatter. The two most questions I get regularly is ‘xxx stock can buy?’ and ‘how...

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The Curious Case of CapitaMall Trust

CapitaMall Trust (CMT), at a price of $2.29, is moving against the broad market trend. While the STI is fast approaching bear territory, CMT is near its 52-w high of $2.31, it is also near its highest price in the past 5.5 years. This has piqued my interest to look deeper. Interesting Price Movement Looking at CMT’s 4 year chart, the stock shows a rather distinct pattern of range-bound movement. On hindsight, one can attempt to enter CMT at the low range of this price channel at around $1.85-$1.95, and profit from its rise to a high range of...

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The Curious Case of CapitaMall Trust

CapitaMall Trust (CMT), at a price of $2.29, is moving against the broad market trend. While the STI is fast approaching bear territory, CMT is near its 52-w high of $2.31, it is also near its highest price in the past 5.5 years. This has piqued my interest to look deeper. Interesting Price Movement Looking at CMT’s 4 year chart, the stock shows a rather distinct pattern of range-bound movement. On hindsight, one can attempt to enter CMT at the low range of this price channel at around $1.85-$1.95, and profit from its rise to a high range of...

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3 Year End Actions to Put One In a Better Shape Financially

With 2018 approaching an end it is time to stock-take,close the year on a good note and look forward to a better 2019. Many would reflect on 2018 highlights, what went wrong, and try not to repeat the same mistakes next year. It is even a more structured process at work where the appraisal/performance review with bosses take place. It shouldn’t be any different when it comes to one’s financial health. In fact, it is even more important for the wealth growth journey which should be worked on, regardless of one’s life and work circumstances. Here are four actions...

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3 Year End Actions to Put One In a Better Shape Financially

With 2018 approaching an end it is time to stock-take,close the year on a good note and look forward to a better 2019. Many would reflect on 2018 highlights, what went wrong, and try not to repeat the same mistakes next year. It is even a more structured process at work where the appraisal/performance review with bosses take place. It shouldn’t be any different when it comes to one’s financial health. In fact, it is even more important for the wealth growth journey which should be worked on, regardless of one’s life and work circumstances. Here are four actions...

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3 Year End Actions to Put One In a Better Shape Financially

With 2018 approaching an end it is time to stock-take,close the year on a good note and look forward to a better 2019. Many would reflect on 2018 to see what were the highlights and what went wrong, and try not to repeat the same mistakes next year. It is even a more structured process in one’s work where the appraisal/performance review with bosses take place. It shouldn’t be any different when it comes to one’s financial health as well. In fact, it is even more important for the journey of wealth growth and management should be worked on...

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Ascendas Hospitality Trust Latest Seoul Acquisition

*All examples and stocks quoted in this article are for education and sharing purposes. They do not constitute a buy/sell recommendation.Ascendas Hospitality Trust (AHT) has been actively acquiring hotels since they recycled capital via the sale of two Beijing hotels in Jan this year. The latest acquisition is the Ibis Ambassador Seoul Insadong, for a purchase amount of about S$94.5 million. It is a 363 room hotel built in 2013, sitting on freehold land near the major tourist attractions of Geongbuk Palace, Bukchon Hanok Village, Insadong cultural district and Changdeukgung Palace. This comes hot on the heels of recent...

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Ascendas Hospitality Trust Latest Seoul Acquisition

*All examples and stocks quoted in this article are for education and sharing purposes. They do not constitute a buy/sell recommendation . Ascendas Hospitality Trust (AHT) has been actively acquiring hotels since they recycled capital via the sale of two Beijing hotels in Jan this year. The latest acquisition is the Ibis Ambassador Seoul Insadong, for a purchase amount of about S$94.5 million. It is a 363 room hotel built in 2013, sitting on freehold land near the major tourist attractions of Geongbuk Palace, Bukchon Hanok Village, Insadong cultural district and Changdeukgung Palace. This comes hot on the heels...

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Used E Payment and There’s No Turning Back

I am referring to my recent holiday in Shanghai, where my wife and I experienced an almost full convenience of e payment and related services, thanks to the topping up of our WeChat wallet. We circumvented the requirement of linking WeChat pay to a China bank account, by having my brother-in-law transferring CNY into our WeChat wallet, which we would return him SGD into his Spore bank account. We then went around our daily activities in Shanghai using WeChat pay. Since we were already using WeChat pay to keep in touch, it follows that we used WeChat pay instead of Alipay,...

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Used E Payment and There’s No Turning Back

I am referring to my recent holiday in Shanghai, where my wife and I experienced an almost full convenience of e payment and related services, thanks to the topping up of our WeChat wallet. We circumvented the requirement of linking WeChat pay to a China bank account, by having my brother-in-law transferring CNY into our WeChat wallet, which we would return him SGD into his Spore bank account. We then went around our daily activities in Shanghai using WeChat pay. Since we were already using WeChat pay to keep in touch, it follows that we used WeChat pay instead of Alipay,...

Read More

Used E Payment and There’s No Turning Back

I am referring to my recent holiday in Shanghai, where my wife and I experienced an almost full convenience of e payment and related services, thanks to the topping up of our WeChat wallet. We circumvented the requirement of linking WeChat pay to a China bank account, by having my brother-in-law transferring CNY into our WeChat wallet, which we would return him SGD into his Spore bank account. We then went around our daily activities in Shanghai using WeChat pay. Since we were already using WeChat pay to keep in touch, it follows that we used WeChat pay instead of Alipay,...

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Recent Financial Statement Analysis Workshop

More investors are getting interested in using Fundamental Analysis to short list strong company stocks to invest in, especially in a lacklustre market we are going through right now In fact it is an opportune time to start studying the fundamentals and earnings of companies you are interested in. So one would know where is a good, under-valued price to start establishing position. I held a seminar recently to share with participants how to analyse financial statements and annual reports. Much insights were presented on extracting relevant figures, zooming into key sections of annual report, and performing company valuation....

Read More

Recent Financial Statement Analysis Workshop

More investors are getting interested in using Fundamental Analysis to short list strong company stocks to invest in, especially in a lacklustre market we are going through right now In fact it is an opportune time to start studying the fundamentals and earnings of companies you are interested in. So one would know where is a good, under-valued price to start establishing position. I held a seminar recently to share with participants how to analyse financial statements and annual reports. Much insights were presented on extracting relevant figures, zooming into key sections of annual report, and performing company valuation....

Read More

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