Author: CS Jacky - 360 Wealth Management

How Much To Buy Into a Stock?

Every investor aims to make money in stock market. New investor hopes to make big profit and strike a fortune. Seasoned investors are more realistic, satisfied with lower but more sustainable returns. All possible profit start with the purchase of shares, unless if you are shorting the market. Hence the first step of buying, is usually crucial. Most people would focus much on what share to buy, and when to buy. What about how much funds should a person invest into one share? I believe this is seldom considered. Here I would like to share some principles to help...

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How is Facebook Q1 2019 Results?

During my daily morning train ride to office, I would often look around and observe what others are viewing on their phone. Very often, I look to my left and right (sometimes front), commuters will be scrolling Facebook, Instagram, or messaging on Whatsapp. FB has indeed become so well-ingrained in the modern lives of many people. Throw a stone on Orchard Road and it will be hard to hit someone who is not a user of FB/Instagram/Whatsapp/FB Messenger. FB just released its Q1 2019 earnings Thursday. Let’s take a look. Even if you are not an investors, it would...

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Whats Up with Dairy Farm International

Dairy Farm International (DFI) is primarily engaged in retail business across Asia. Together with its subsidiaries, its retail operations cover four segments: Food – supermarkets, hypermarkets, convenience stores Health and Beauty – quick moving beauty and personal well being products Home Furnishings – household products through Ikea Restaurants – chain catering business through associate Maxim’s Recently, DFI announced its full year earnings with some negative surprises. Let’s take a look at DFI from different angles. *US$ currency applies to all figures in this article Fundamentals For the fiscal year ended 31 December 2018, DFI revenue increased 4% to $11.75B....

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3 Learning Points from Chatting with New Investors

2016 and 2017 were good years for local bourse as STI was recovering from a severe drop of 3,500 plus to mid-2,500 triggered by the China stock market crash. Attracted by the smooth-sailing 2016 and 2017, many young retail investors started their investing journey during that period. But as the old saying goes, market will be good until the tide turns, and expect the unexpected. 2018 presented a rude shock to this group of investors. They were  fully immersed in the market drop, offered a front row seat in witnessing the horrific price drop first hand. As I talked...

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This Stock Could Benefit from The Greater Bay Area Development

*All stocks quoted in this article and this website are solely for educational purpose. They do not constitute buy/sell recommendation, or financial advice. Contents are reflective of author’s personal views.  A major development is taking place at Pearl River Delta in China. Arguably this is the area that majority of us are more familiar with. It is the Greater Bay Area Development, a grand plan by Chinese government to create a giant economic hub consisting Hong Kong, Macau, Shenzhen and other cities. The end goal is a vibrant bay area with economic powerhouse that rival other similar areas such...

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Get Your Kid Properly Covered by Age One

I have settled all essential protection plans for my kid shortly after she turned one year old. What I realised is that perspective on what constitutes essential protection changes after becoming a father. I probably ponder deeper and about broader issues now, as  a young life is now totally dependent on me. This article sheds light on the complete set of essential protection plans for kids. I will not share about wealth-building here, such as accumulating tertiary education fees, long term investments etc. Those are for another article. I believe new parents would learn a thing or two here....

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Cleaning Guru Sparked Your De-Cluttering Exercise?

I am talking about the recent Netflix show on Marie Kondo sparked a de-cluttering craze. Suddenly, cleaning up your wardrobe and store room became fashionable. People start sharing pictures and videos of their tidying-up activities, and how asking if the item brought inner joy help dispose many redundant stuff. Is your wardrobe like this after the konmari de-cluttering? This period coincided with the traditional pre-Chinese New Year spring-cleaning season. Since many were already doing, or about to start, their spring-cleaning, might as well hop onto the bandwagon with many others perhaps. It makes an interesting case to understand the...

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Education Series: What is Price to Book Value and How to Apply It

Price to Book Value (PB) ratio is a popular stock valuation metric, easily understood and commonly-found. However, PB has its flaws and there are blind spots in its application. I wish to address in this education piece. Before I go on, I have a upcoming seminar titled ‘How to Analyse Financial Statements and Annual Report’. It covers key steps to analyse financial statements, and relevant numbers to note. The end goal is to enable you to do an in-depth yet practical stock fundamental analysis. Do sign up here if you want to pick up FA knowledge and start your...

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Everyone Needs An Investing Plan

The stock market staged a solid recovery past two weeks. STI rised about 6.8% from 2,994 on 4 Jan to 3,198 on 11 Jan. Other markets recovered well too: Hang Seng up 6.9%, Shanghai 4.4%, Nikkei 225 3.6%, S&P500 4.9%, Dow Jones 4.8%. Accompanying this recovery is an increase in interest to participate in the stock market. I start receiving many questions from friends and clients on stocks and asset class, compared to 2 weeks ago when the mood was sombre 2 without much chatter. The two most questions I get regularly is ‘xxx stock can buy?’ and ‘how...

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The Curious Case of CapitaMall Trust

CapitaMall Trust (CMT), at a price of $2.29, is moving against the broad market trend. While the STI is fast approaching bear territory, CMT is near its 52-w high of $2.31, it is also near its highest price in the past 5.5 years. This has piqued my interest to look deeper. Interesting Price Movement Looking at CMT’s 4 year chart, the stock shows a rather distinct pattern of range-bound movement. On hindsight, one can attempt to enter CMT at the low range of this price channel at around $1.85-$1.95, and profit from its rise to a high range of...

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The Curious Case of CapitaMall Trust

CapitaMall Trust (CMT), at a price of $2.29, is moving against the broad market trend. While the STI is fast approaching bear territory, CMT is near its 52-w high of $2.31, it is also near its highest price in the past 5.5 years. This has piqued my interest to look deeper. Interesting Price Movement Looking at CMT’s 4 year chart, the stock shows a rather distinct pattern of range-bound movement. On hindsight, one can attempt to enter CMT at the low range of this price channel at around $1.85-$1.95, and profit from its rise to a high range of...

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3 Year End Actions to Put One In a Better Shape Financially

With 2018 approaching an end it is time to stock-take,close the year on a good note and look forward to a better 2019. Many would reflect on 2018 highlights, what went wrong, and try not to repeat the same mistakes next year. It is even a more structured process at work where the appraisal/performance review with bosses take place. It shouldn’t be any different when it comes to one’s financial health. In fact, it is even more important for the wealth growth journey which should be worked on, regardless of one’s life and work circumstances. Here are four actions...

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3 Year End Actions to Put One In a Better Shape Financially

With 2018 approaching an end it is time to stock-take,close the year on a good note and look forward to a better 2019. Many would reflect on 2018 highlights, what went wrong, and try not to repeat the same mistakes next year. It is even a more structured process at work where the appraisal/performance review with bosses take place. It shouldn’t be any different when it comes to one’s financial health. In fact, it is even more important for the wealth growth journey which should be worked on, regardless of one’s life and work circumstances. Here are four actions...

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3 Year End Actions to Put One In a Better Shape Financially

With 2018 approaching an end it is time to stock-take,close the year on a good note and look forward to a better 2019. Many would reflect on 2018 to see what were the highlights and what went wrong, and try not to repeat the same mistakes next year. It is even a more structured process in one’s work where the appraisal/performance review with bosses take place. It shouldn’t be any different when it comes to one’s financial health as well. In fact, it is even more important for the journey of wealth growth and management should be worked on...

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Ascendas Hospitality Trust Latest Seoul Acquisition

*All examples and stocks quoted in this article are for education and sharing purposes. They do not constitute a buy/sell recommendation . Ascendas Hospitality Trust (AHT) has been actively acquiring hotels since they recycled capital via the sale of two Beijing hotels in Jan this year. The latest acquisition is the Ibis Ambassador Seoul Insadong, for a purchase amount of about S$94.5 million. It is a 363 room hotel built in 2013, sitting on freehold land near the major tourist attractions of Geongbuk Palace, Bukchon Hanok Village, Insadong cultural district and Changdeukgung Palace. This comes hot on the heels...

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