Author: CS Jacky - 360 Wealth Management

Silver Linings in This Down Market

Singapore stock market undergoing some rough patch now, as STI has dropped about 11% from 3,640 to 3,240. Once in a while the market will catch a cold, and this is when all the negative news will surface prominently in media. Future looks bleak and stock market seems to be falling off a cliff. Human nature, being risk averse, will start thinking about getting out of market, avoiding the downturn until the coast is clear. But let’s remember that market always climb a wall of worries, and eventually it will recover. We were even able to survive and prosper post-2008...

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Give Your Portfolio A Health Check

Most people go for regular health check-up to ensure that their body functions well to lead a healthy life. Similarly, retail investors should also conduct health check on their portfolio to ensure tip-top conditions. After all these are our hard-earned money and we should guard it attentively.  But very often investors are lazy and do not monitor the health of their portfolio regularly. Here I would share my portfolio review steps to offer you some guidance. I do such review at least half-yearly. (Wait.. You do not have a portfolio? Or don’t know what is a portfolio? Perhaps we...

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Give Your Portfolio A Health Check

Most people go for regular health check-up to ensure that their body functions well to lead a healthy life. Similarly, retail investors should also conduct health check on their portfolio to ensure tip-top conditions. After all these are our hard-earned money and we should guard it attentively.  But very often investors are lazy and do not monitor the health of their portfolio regularly. Here I would share my portfolio review steps to offer you some guidance. I do such review at least half-yearly. (Wait.. You do not have a portfolio? Or don’t know what is a portfolio? Perhaps we...

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Some ETFs to Ride on China A Share MSCI Inclusion

Amidst all the buzz about Trump Kim Summit and US vs Rest-of-World trade war, an important financial event is taking place, that is the inclusion of China A Shares into MSCI Emerging Market Index. Let’s understand some background first. MSCI and Emerging Market IndexMSCI stands for Morgan Stanley Capital International. It compiles key indices that represent the targeted equity market according to themes, industries or geographical sectors. These indices are often used as benchmark to measure investment funds’ performance. One of the most popular MSCI indices is the MSCI Emerging Market (EM) Index that tracks equity performance from 23...

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Some ETFs to Ride on China A Share MSCI Inclusion

Amidst all the buzz about Trump Kim Summit and US vs Rest-of-World trade war, an important financial event is taking place, that is the inclusion of China A Shares into MSCI Emerging Market Index. Let’s understand some background first. MSCI and Emerging Market Index MSCI stands for Morgan Stanley Capital International. It compiles key indices that represent the targeted equity market according to themes, industries or geographical sectors. These indices are often used as benchmark to measure investment funds’ performance. One of the most popular MSCI indices is the MSCI Emerging Market (EM) Index that tracks equity performance from...

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Parted Ways with Tai Sin Electric

Examples and stocks quoted in this article do not constitute financial advice and/or buy/sell recommendation. Opinions expressed are personal view and do not take into account your investment objective, financial situation and particular needs.  I sold Tai Sin Electric after some un-inspiring results. This is one of my longest holding so I decided to pen down this short article as a record. BackgroundI first bought Tai Sin in Sept 2012. It is the leader in the field of manufacturing and supplying of cables to the construction players. I expected the demand for electric wires and cables, being a necessity...

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Parted Ways with Tai Sin Electric

Examples and stocks quoted in this article do not constitute financial advice and/or buy/sell recommendation. Opinions expressed are personal view and do not take into account your investment objective, financial situation and particular needs.  I sold Tai Sin Electric after some un-inspiring results. This is one of my longest holding so I decided to pen down this short article as a record. Background I first bought Tai Sin in Sept 2012. It is the leader in the field of manufacturing and supplying of cables to the construction players. I expected the demand for electric wires and cables, being a...

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Make Sense of Your Insurance Plan Bonus Statement

I will be having a talk covering various instruments available for retail investors, how to determine quickly the quality of selected stock, and ways to safeguard your profit and protect your assets. Sign up for the session here!  If you have an Participating Life Insurance policy, you would receive an annual bonus statement that provides an update on bonus declared for this year and the total accrued bonus so far. In this article I highlight what are the important segments to zoom into and the key info to be gleaned from a bonus statement, using my own Tokio Marine policy. But...

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Make Sense of Your Insurance Plan Bonus Statement

I will be having a talk covering various instruments available for retail investors, how to determine quickly the quality of selected stock, and ways to safeguard your profit and protect your assets.  Sign up for the session here!  If you have an Participating Life Insurance policy, you would receive an annual bonus statement that provides an update on bonus declared for this year and the total accrued bonus so far. In this article I highlight what are the important segments to zoom into and the key info to be gleaned from a bonus statement, using my own Tokio Marine policy....

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3 Reasons Why Retail Investors Find it Hard to Cut Loss

There is this investing words-of-wisdom in Chinese: 会买的是徒弟,会卖的是师傅。Essentially it means it is relatively easy to buy a share, but when to sell is much trickier. Buying is like elementary school level, but selling may be a high school level manoeuvre. What about selling a loss position, ie cut loss? What level does is it? PHD? While I have no answer for that, I do have some opinions on reasons that make most retail investors not willing to cut-loss. It Will Come Back Up AgainPerhaps this is due to the old adage, or common belief that, over the long term,...

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3 Reasons Why Retail Investors Find it Hard to Cut Loss

There is this investing words-of-wisdom in Chinese: 会买的是徒弟,会卖的是师傅。Essentially it means it is relatively easy to buy a share, but when to sell is much trickier. Buying is like elementary school level, but selling may be a high school level manoeuvre. What about selling a loss position, ie cut loss? What level does is it? PHD? While I have no answer for that, I do have some opinions on reasons that make most retail investors not willing to cut-loss. It Will Come Back Up Again Perhaps this is due to the old adage, or common belief that, over the long...

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Education Series – Financial Statement: A Layman Overview

I will be having a talk on market outlook and investment insights, on 25 May (Fri), 730pm. I will also share stocks in my watch list, and how to structure a resilient stock portfolio. Register your attendance here.  95% of investors, or my clients, shun financial statements like some kind of poison. The truth is successful investment cant run away from Financial Statements. As Warren Buffet puts it, accounting is the language of business, presented in the form of Financial Statements. They are important documents that communicate to us investors, how well the business is doing. But reading financial statements need...

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Education Series – Financial Statement: A Layman Overview

95% of investors, or my clients, shun financial statements like some kind of poison. They frown upon the mention of it, let alone reading through these statements. But the truth is successful investment cant run away from analysing Financial Statements. As Warren Buffet puts it, accounting is the language of business, presented in the form of Financial Statements. They are important documents which companies communicate to us investors, how well the business is doing. But reading financial statements need not be such a painful experience. We do not need to know how statements are prepared. Just like we don’t...

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Market Outlook and Investment Insights Sharing

Were you taken aback by the recent market swing as opposed to the smooth-sailing market we had in 2017? Were you unsure of how to react when your portfolio share price falls sharply? Would you like to gain valuable knowledge about current market situation to better position yourself for next movement? If your answer to the above is yes, then this seminar is for you. In this session, I will cover Global Market Insights Singapore Market Insights Selected Singapore Stocks Fundamental Analysis How to Structure a Resilient Portfolio In addition, I will also share my investment watchlist, and how...

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Market Outlook and Investment Insights Sharing

Were you taken aback by the recent market swing as opposed to the smooth-sailing market we had in 2017? Were you unsure of how to react when your portfolio share price falls sharply? Would you like to gain valuable knowledge about current market situation to better position yourself for next movement? If your answer to the above is yes, then this seminar is for you. In this session, I will cover Global Market Insights Singapore Market Insights Selected Singapore Stocks Fundamental Analysis How to Structure a Resilient Portfolio In addition, I will also share my investment watchlist, and how...

Read More

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