Author: Got Money, Got Honey!

My House Hunt so far

This post stumbled into my radar when I was surfing the internet. Although it is a very short post, I think it is very sweet and concise. However, it did remind me about what I have NOT been doing, which I should be doing very soon. I did read Property Soul’s book, which I am very glad that I did. I feel a lot more knowledgeable and a lot more skeptical about the Singapore real estate market now. I think it’s always better to be a skeptic when encountering something that you don’t really know much about at first....

Read More

Upgrading yourself Online: Coursera and Udemy

I think that the soul grows old once we start to stop learning. Shoutout to the sweet couple at Bf Gf Money Blog for this good lobang they found! Udemy is a website that is very similar to Coursera. I think those of you who have tried your hand at some free online courses must have definitely stumbled upon Coursera. I remember taking courses on Philosophy and Roman Architecture maybe 2 years ago when my mind was more curious about breadth of knowledge. Nowadays, I have to grudgingly admit that I think about personal finance and money a lot....

Read More

40% Off Enough for Sarine Tech?

Since it’s peak of $3.25 on 1st October 2014, Sarine Tech has shaved off a whooping 40% to be at $1.975 where it closed today. Is this 40% discount enough to entice me to be an investor? I’ve stumbled upon Sarine before and it is on my watchlist. Personally, I think diamonds as a decorative jewellery are great… for jewellery shops. My innate bias that will leave me a bachelor forever aside, their business is pretty niche and interesting, with not too many other competitors, I would imagine. As with almost all the companies I invest in, I claim...

Read More

5 Years of Advanced Pay

One of my inspiration to set up my local SGX portfolio is actually based on what I learnt from reading the DIY Income Investor who is based in the UK. I’ve always believed that buying is the easiest part about investing. Don’t know what to buy? Surf the net for 5 minutes. There are tons of “gurus” out there trying to sell you things that they are “buying as well”. Try to be more discerning and know how to cut through the crap. Advise on what to buy is everywhere, all around you. The hardest part is actually selling. I...

Read More

Who Said Money Can’t Buy Happiness?

Of course, I know that intangible things like “love from family and friends”, “being healthy” and “pursuing a passion” are some of the most common things that people derive happiness from, but a huge misconception is that these things come a whole lot easier with money. Money doesn’t have to play a huge role in that. Poor and rich alike both strive for these things. Haven’t you heard about celebrities complaining how they had some bad experiences with “friends” that only hung out with them for their money? Or how rich bachelors have problems finding a girl that isn’t...

Read More

MoolsahSense: Seoul Yummy Follow-up

I blogged about Seoul Yummy, the 3rd campaign of Moolahsense a few weeks ago. Just thought I’d give some updates about it. Over the weekend, I decided to visit their flagship store at Bugis+ to try out their food with my friend who also enjoys Korean culture and cuisine! (Photo Credits: Eugenia from Spacestardom) They have a policy of not taking reservation for their Bugis outlet after 6pm, and I can understand why. I was supposed to meet my friend for dinner at 7pm, but she arrived 15 minutes earlier, so she went to queue. Once I arrived, she...

Read More

Oh China, That Don’t Impress Me Much

Anyone who is reading the right kind of news would know the insane move that has happened in China stocks. A massive 5 sigma move to the upside as calculated by Tiho from ASSOL. Guess what? Back in Jul 2014, I did give a shoutout that I was eyeballing China as a contrarian play with a lot of potential. It was about 38 when I talked about it, and it just went up to freaking 51. That’s a pretty intense 34% explosion in roughly only 9 months. However, most of the move was made in the past month. 24%...

Read More

Interested in some 100 Year Bonds?

Okay, I know Simon Black from Sovereign Man is quite out there on the fringe, but he make’s an absolutely fantastic point with his recent post. As if negative 10-year Swiss bonds weren’t ridiculous enough, this will really get you to shit yourself. 100 year bonds in USD isn’t really as crazy as it sounds if you swim in the mainstream. But throw in it’s massive debt burden and it’s rapidly deteriorating status as the global trade currency, you have to be pretty bold to make a bet like that for something 100 years out into the future. I’m...

Read More

[Book Review] No B.S. Guide to Property Investing by Property Soul

I actually finished reading this book many weeks ago, but I just haven’t had the time to write up my thoughts about it. Property Soul is no means a stranger to the investment blogging community. Any person that is serious about property is bound to have run into at least a few articles written by her on her blog, or reposted on other websites. Personally, I am particularly selective about the books that I read. I have been trying to stay away from property books since most of them would be irrelevant in Singapore’s context, not to mention the...

Read More

Wedding: $110,000 or $26?

While getting my daily digest of the finance articles, I stumbled upon this article by Joanne Poh (one of my favourite random article authors) about why you might want to delay marriage. Although her article itself was interesting (and I agree with her), what I found more interesting was a linked article from the ST back in 2014 about a couple that spent $110,000 on their wedding. I almost shit myself instantaneously. It just blows my mind that they spent $12,000 for a tulip arch made of 999 tulips from Holland. What. The. Fish. Being the cheapskate cynical unromantic...

Read More

My Thoughts on the Singapore Savings Bond

I’m not going to explain the product much, because I think many many many many other bloggers, as well as news sites have done a great job with that. It has been done to death. I’m not the kind of blogger to hold your hand and read things together with you, sorry for the let down. My personal favourite is from Elf on a Shelf at Epsilon Luxe, with his attached infographics from BT and MAS. It’s a great article with good sources, so I’m all up to speed with my knowledge on the SSB now. Greatly advise you...

Read More

[SGX Portfolio] March 2015 Update

As mentioned previously, this will be my attempt at having a monthly update of my SGX portfolio. I have also updated that page to include the historical growth of my portfolio. I find it personally encouraging to know that at this point last year I had nothing, but now I have accumulated a fair bit. Hopefully other people may be inspired and also decided to embark on their financial journey. “The journey of a million miles begins with a single step” Anyway, here are the current stats of the portfolio as of end March 2015. Total Cost     $12,941.30 ...

Read More

Spending Your SkillsFuture Credit

Joanne from MoneySmart writes on an array of random money-related articles and I quite enjoy her work. Her latest article about what to do with the new SkillsFuture credit that was announced in the latest budget. I like the ideas that she gave! Cooking classes Business Chinese Photoshop DJ techniques Ikebana Tour Guide Cooking classes sounds fantastic. I don’t know about you, but I’ll be pretty impressed with anyone that I meet that has a WSQ Higher Certificate in Culinary Arts! Also cooking your own meals is almost definitely healthier since you watch what you put in, and there...

Read More

Where Are All The Rich People (Going)?

The Ultra High Networth Individuals (UHNWI) are a very mobile bunch, as this article which uses data from Knight Frank has shown. While their article uses a map to show you where the rich people ARE, it isn’t very useful to show you where they are going, unless you have time series. I happen to have the data from the 2013 study and made it into this: Well just looking at the rankings it seems like London is the up and coming new city to live in, right? Sorry, but no. That is the problem with ranking data. That...

Read More

Future Proof Yourself In a Throw Away Society

Living Investment wrote a piece on the transient “Throw Away” society that we live in. Things are replaced to most up to date technology and whatever is old is thrown away. Some examples of this in our modern day lives are very clear: Mobiles phones are upgraded on the dot every 2 years, if not more frequently. “Old” buildings get torn down and new ones are built (some maybe only 40 years old or much less) We use plastic bags for shopping instead of rattan baskets. We use plastic containers for takeaway instead of tiffin boxes. Old equipment are...

Read More

Like us on Facebook

Follow us on Twitter