Author: Dividend Warrior

Dividend Warrior’s Best January In 10 Years Of Investment Journey!

The global economy is currently in a ‘Goldilocks’ state. This is probably the optimal environment for REITs in my opinion. Markets are facing enough headwinds for the Fed to turn dovish and pause rate hikes in 2019. But these headwinds are still not severe enough to send the global economy into a deep recession yet. Both factors are beneficial to REITs. 1) No rate hikes means the REITs’ interest payment burden is stable. 2) No deep recession means the tenants won’t default on their leases. Several well-run, high-quality REITs could even achieve DPU & NAV growth year-on-year despite a rising rate environment...

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Building My Second Pot Of Gold

Many Singaporeans earned their first ‘pot of gold’ from property investments, specifically HDB flats and private condominiums. An entire generation of Singaporean ‘Baby Boomers’ was lifted into middle-class status during the 1980s to 1990s as they entered the workforce and used their CPF savings to purchase government-subsidised flats. Suffice to say, the public housing eco-system has been a bedrock of Singapore’s economy in recent decades.  [embedded content] Climbing the property ladder has been a well-trodden path to building wealth in Singapore. A tried-and-tested method. That’s how our grandparents and parents did it and it has worked out pretty well...

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Dividend Warrior 2018 Portfolio Quick Review

Happy New Year everybody! 2018 has been a strenuous year, fraught with problems in the global arena and heightened market volatility. Trade tensions between US and China, Fed rate hikes every quarter, a breakdown in Brexit negotiations, trouble in the Big Tech world (I’m looking at you, Facebook!), slowdown in semi-con industry, US government partial shut-down, Elon Musk tweeting ‘funding secured’ to take Tesla private and the oh-so-frequent Trump tweets to spice things up. There is a reason why this particular post of mine received the highest views in 2018. Apparently, investors out there need some reassuring words (-__-“) Now, time...

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DW Portfolio Bubble Chart (Dec 2018)

I created my very first portfolio Bubble Chart! :) *X-axis: Yield-on-price *Y-axis: Unrealised paper gain *Size of bubble is based on market value of the counter *Propnex is excluded as it has not given a full-year dividend yet Overall patterns:  – All counters have above 4% yield-on-price except RMG – All counters are in the green except NetLink Trust (as of 14 Dec) – Most counters are concentrated in the middle-right part of the chart...

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7 Common Things Singaporeans Don’t Realise Are A Waste Of Money

From health supplements to single-serve consumables to cable channel packages, here are 7 common ways Singaporeans waste money. We all have impulse purchases, which we make without thinking. If we learn to control these, we would have much more cash to spend on the things that we do care about. The following items aren’t really things that we love; they’re the habitual, money-wasting purchases that we should weed out. Bottled Water Singapore is currently suffering from a S$134 million bottled water addiction. This is mostly because (1) we don’t like to carry water bottles, and (2) we consider it disgusting to drink...

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Healthcare S-REITs Rate-Hike Sensitivity Data Comparison

Collecting rental income from hospitals and nursing homes is one of the more stable yield investment IMO. Healthcare REITs combine the best of two worlds – real estate & healthcare. With a rapidly aging population in Asia, hospitals and nursing homes will be in greater demand than ever. Parkway Life REIT is best positioned to take advantage of this demographic trend. It has the premium brand private hospitals Mount Elizabeth & Gleneagles in affluent Singapore in addition to a largely freehold portfolio of nursing homes in Japan, where adult diapers sales just overtook baby diapers in 2016. ParkwayLife REIT:...

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What Does A Trump Presidency Mean For Singapore?

SingSaver.com.sg, Singapore’s #1 personal finance comparison platform by transaction volume, provides consumers with timely money insights and aggregates the latest credit card offers and up-to-date personal loan deals. Singapore’s future will be affected by a Trump Presidency and the domestic issues that arise from it. The world is still reeling from President-elect Donald Trump’s shock win during the 2016 American elections. This has gotten some Singaporeans to wonder, why do we care so much? It’s because, while the United States is far away, they are a superpower whose domestic issues can affect Singapore. Here’s how: The Trans-Pacific Partnership is Likely to End Last...

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Can A Singaporean Survive On This Portfolio?

I have a friend (Let’s call him Mr Cat). Mr Cat is in his early thirties, contemplating about quitting his job and living on his portfolio. I told him that his dream is not possible unless his portfolio is generating cash flow of at least $2k per month. Mr Cat then showed me his current portfolio, which is rather impressive if I do say so myself. Mr Cat is single without the need to support his parents. He lives in a fully-paid 4-room HDB flat left behind by his late mother. His savings are meagre though. Name (Currency) Port %...

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Dividend Warrior is back! August 2015 Singapore Dividend Portfolio Update

Name Shares Average Price 1.  M1 7000 $3.50 2.  ST Engg 4000 $3.49 3.  Silverlake Axis 12000 $1.03 4.  Raffles Medical 3000 $3.86 5.  Starhub 3000 $3.71 6.  Keppel DC REIT 5000 $1.03 7.  Singtel 1000 $4.23 8.  Sheng Siong 5000 $0.79 9.  AIMS AMP 2000 $1.43 Total dividends (2015): S$2133.50 Average monthly dividends (2015): $177 Giving a shout-out for my friend’s blog. Check it out > FPL Warrior For the month of August, I will be receiving a total of S$1057.50 in dividends from: M1: $490 Singtel: S$107 Starhub: $150 Raffles Medical: $45 Keppel DC REIT: $178 Sheng...

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Dividend Warrior is back! April 2015 Singapore Dividend Growth Portfolio Update

Name Shares Average Price 1. SembCorp Industries 4000 $4.82 2. ST Engg 3000 $3.53 3. Raffles Medical 3000 $3.86 4. Keppel DC REIT 5000 $1.03 5. Silverlake Axis 2000 $1.24 Total dividends (2015): $120 Average monthly dividends (2015): $10 Sheng Siong Group has skyrocketed to $0.80 in recent weeks, I decided to divest all my Sheng Siong shares with a capital gain of approximately 20%. Unless its China venture and online grocery unit take off in a big way, $0.80 is a fair value in my opinion. Besides taking some profits off the table , I am looking forward to collecting...

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Dividend Warrior Singapore Portfolio Update (December 2014)

No. Stock Lots % of Portfolio 1 AIMS AMP REIT 30 15.1% 2 Starhub 10 10.3% 3 Singtel 7 8.7% 4 Frasers Centrepoint Trust 12 8.7% 5 SPH 5 7.8% 6 M1 7 7% 7 SATS 4 5.2% 8 Capitamall Trust 7 4.9% 9 CACHE Logistics Trust 10 4.7% 10 Mapletree Logistics Trust 10 4.4% 11 SembCorp Industries 2 4.3% 12 PLife REIT 4 3.3% 13 Suntec REIT 6 3.1% 14 First REIT 10 3% 15 Mapletree Greater China Commercial Trust 7 2.5% 16 Raffles Medical Group 1 1.6% 17 ST Engineering 1 1.6% 18 Sheng Siong 5 1.4% 19...

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DW November 2014 Singapore Dividend Portfolio Update

No. Stock Lots % of Portfolio 1 AIMS AMP REIT 30 15.4% 2 Starhub 10 10.5% 3 Singtel 7 8.9% 4 SPH 5 7.9% 5 Frasers Centrepoint Trust 10 7.2% 6 M1 7 7.2% 7 SATS 4 5.3% 8 Capitamall Trust 7 5% 9 CACHE Logistics Trust 10 4.7% 10 Mapletree Logistics Trust 10 4.5% 11 SembCorp Industries 2 4.4% 12 PLife REIT 4 3.3% 13 Suntec REIT 6 3.2% 14 First REIT 10 3.1% 15 Mapletree Greater China Commercial Trust 7 2.6% 16 ST Engineering 1 1.7% 17 Sheng Siong 5 1.4% 18 Mapletree Industrial Trust 2 1.2% 19...

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Final Thoughts……

Over the past few days, I have received heart-warming comments and messages from many of my loyal readers. I took a long time to craft this post for my supportive readers and I sincerely hope it clears things up before I leave the financial blogging scene.When I first started blogging in 2010, I was full of zest and energy. I looked forward to sharing my portfolio update every month because it shows I have made progress. I dream of the day my monthly dividend income crosses the $1k mark. Many readers cheered me on and encouraged me. I was super...

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