Author: Dr Wealth

Finally! A Revolutionary Investing Strategy That Explains Why It All Work.

Let’s face it. Successful investing is no easy task, it’s an accumulation of several different knowledge & skills: you need to master business analysis, market sentiment, economics, fundamental analysis, and well the language of business – accounting. Bottom line? If you want to pick winning stocks consistently, you got to spend 10,000 hours + lucks + expensive experiences Today, you are going to learn how a revolutionary investing strategy can reduce your investment risks, and make you market-beating returns without the above. Here’s how: The Complete Guide To Factor-Based Investing. We spent more than 45 hours putting this 10,500+ words...

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Debtzilla – Mastering Personal Finance Through Games

Our good friend Xeo, the brain behind Wongamania, has launched a new financial board game Debtzilla! We had the privilege to play it before it was available for sale and here is some of our views about the game. What is Debtzilla? In the land of Banana Republic, an incompetent and corrupted government has caused a wave of crime and lawlessness in the Republic. A few brave souls showed up and decided to take on the mantle of Heroes – to combat the Villains who are scamming the hard-earned savings of ordinary Citizens. However, beneath every Hero lies a hard...

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Value Investing: The Extensive 2017 Guide

Buy Low, Sell High, and then Repeat. That’s the success formula that many investing pros have shared. But, how do non-financially trained, small investors like us actually execute that?! Fret not. We’ve compiled the fundamentals that you will need to know, along with the strategies and practical formulas used by investing greats in this Extensive Value Investing Guide. The aim of the guide? To help you hack the value investing journey. This guide aims to bring you from a total investing newbie to a functional investor: Value Investing: The Extensive Guide to Value Investing in Today’s Market [2017 Edition]...

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How to Generate Passive Income from Investing

Passive income is a well-loved concept. Unfortunately, it is flawed. Don’t get us wrong, we are not trying to be ‘contrarians’ for the sake of it. The concept of passive income works. But, most investors’ assumption of the term ‘passive income’ is flawed. We aim to correct that here…and to point you in the right direction of generating passive income through investing. What is Passive Income? The Definition of Passive Income What everyone thinks ‘Passive Income’ is: “The ability to generate income (regularly), without having to do anything.” What ‘Passive Income’ really is: “The ability to generate income (regularly),...

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Daily Leveraged Certificates – A New Product Launch On The SGX

What are Daily Leverage Certificates (DLCs)? It will be easier to explain the term in reverse order; ‘certificates’, ‘leverage’ and ‘daily’. Certificates Certificates are a class of securitised financial instruments. They are financial derivatives that allow investors to conveniently gain exposure to an underlying asset. They are bi-directional, and investors can use certificates to express both long and short ideas. Finally, certificates are traded on the stock exchange and hence can be bought and sold easily through a regular stock brokerage account. Leverage DLCs are leverage products. For the initial launch, the maximum leverage would be capped at 5x....

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The Complete Guide to REITs Investing in Singapore

Singaporeans love Properties. Just think about that regular monthly paycheck that comes in month after month, without the daily fight for space on the MRT nor the daily lunch crowds. But real estate investing is not easy. Most investors do not have the capital nor knowledge to be successful. You could easily burn your entire savings on a single property that flops. But that’s not the end of the road. Today, we will show you how you can invest in real estate, at a small fraction of the cost through an investment vehicle called Real Estate Investment Trust (REIT). With it, you...

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[Case Study] How We Made A 100% Gain From A Falling Business

No, we did not short the stock. Instead, we chanced upon a small, strange little company using our Conservative Net Asset Valuation method. And it went on to reward us with a 100% gain, even though its business was failing: It’s revenue was falling steadily Source: Shareinvestor But it’s price chart was a stark contrast. It’s stock price was climbing despite of the losses!? Source: Shareinvestor On the surface, this seems illogical. But our investment criteria told us otherwise. It takes guts (and balls) to stick to your decisions at times. But if you have a sound strategy to...

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How Refinancing Saved Me $4,000 Per Year on Home Loan Interest (5 Things to Know)

It has been 3 years since the purchase of my first property in Singapore. At the point of purchase, the loan that I signed up for had a 3 year lock-in period. Now that the lock-in period is up, I am looking at ways to reduce my interest expenses. To do so, I have decided to refinance my existing loan.  At the time of writing, I am still in the midst of restructuring the loan. It is now a good time for me to examine the process. I hope to share what I have done right and what I could have...

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M1 – Is now the right time to invest?

M1 has been one of the often talked about stocks in Singapore. With the share price dropping from a high of $3.96 to $1.76, it has drawn the concerns of shareholders and sparked interests among opportunists. TPG Telecom being the fourth telco who would takeaway a slice of the market share is old news. What we do not know is how much of the share would M1 lose. However, M1 has already reported lower earnings before TPG Telecom offers her services. Shareholders might ponder to sell now in case the news get worse. Or…would these bad news depress share...

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3 Things to Take Note When Investing in ETFs

Passive investing through exchange traded funds (ETFs) have become more popular over the years, especially as active managers find it difficult to beat the market. As the popularity of ETFs continue to boom, they may become a staple in most investors’ portfolio. As investors learn to invest in ETFs, there are three key points to pay attention to. 3 Things to Take Note When Investing in ETFs Forex (FX) And Liquidity Risks As ETFs are equity-related investments, there are bound to be risks associated with them. While most investors are familiar with market risk (i.e. ETF is exposed to...

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3 Investing Concepts That All Beginners Should Know

It is always ideal to start your investing journey early. But before you take the first step, it is important to understand basic investing concepts that will aid you in your investing journey. And here are three investing concepts that you should know before you dive into the market. 1.The Power Of Compounding Compound interest is the key to how some of the greatest investors in the world build their wealth. The most prominent examples are Berkshire Hathaway owners Charlie Munger and Warren Buffett. Even the genius, Albert Einstein, referred to compound interest as the eighth wonder in the...

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4 Characteristics an Ideal REIT Investment Needs

In a previous post, I shared about the three things that investors should avoid when making investment in any REIT. But knowing what to avoid might not intuitively translate to knowing what to search for when investing in REITs. Thus, I want to highlight four important characteristics that ideal REIT investments need to possess before we embrace them in our portfolio. 1. Ideal REITs Shouldn’t Be Overvalued Despite having a different structure to the traditional real estate investment structure, REITs are an investment which rely on the underlying real estate’s ability to generate income. As with all real estate...

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4 Personal Finance Tips And Tricks Every Fresh Graduate Should Know

Heading into the month of July, many of you will be completing the ‘last leg’ of your education journey (let’s not forget the government’s push for lifelong learning though). For some of you, it might be the first time you are managing your personal finances. You might find yourself clueless about the DOs and DON’Ts. Thus, we compiled a list of four personal finance tips and tricks that every fresh graduate should know to help you manage your personal finance. 1. Settle Your Tuition Fee Loan Quick (If Possible) If you have just graduated from one of the local...

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7 Essential Financial Planning Questions That You Need An Answer To

One out of 10 Singaporean is a millionaire. Singapore is a rich country indeed. Despite living in such a wealthy country, many people are still living paycheck-to-paycheck without proper financial planning. Many working adults are simply too busy with work that they have no time to take care of their own finances. They only think about their finances at certain stages of life – marriage, having a child, purchasing property. Some only start to be concerned as they approach retirement age. At other times, they remain blissfully unaware of the need to plan. Although Singapore has one of the...

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What if you could get up-to-speed with today’s finance and investing scene in just a day?

Without having to spend an arm and a leg for it. Our friends at BIGScribe are holding their inaugural Investors Exchange. They aim to gather the best retail investing practitioners in Singapore and have them openly share about their investing concepts. How Investing Works Here is a simplified explanation; A) Business owners list their companies for various reasons. To raise funds, to achieve a ‘status’, etc. The reason isn’t the key. B) Once they list their business on an exchange, investors gain access to the company through its shares. D) The stock price on the exchange is a reflection...

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