5 S-REITs that Underperformed in 1Q17

While there were outperforming REITs for the quarter, there were a number of REITs that failed to put in a decent set of results for the quarter. In the final part of the 1Q17 report card series for REITs, we highlight five REITs that had a quarter they wish they could forget. 1. Frasers Commercial Trust Frasers Commercial Trust delivered an above average quarterly result with the Australian … [Read more...]

3 S-REITs that outperformed in 1Q17

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Following the REITs Report for 1Q17, we dive into individual REITs performance in today’s report. Here, we highlight three REITs that managed to outperform the rest of the REITs. 1. CapitaLand Retail China Trust Capita Retail China Trust had two positive catalysts working for them in 1Q17: Firstly, CapitaMall Minzhongleyuan has finally managed to turnaround its poor rental performance with a … [Read more...]

REITs Report Card For 1Q17

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With the 1Q17 quarterly reporting for Singapore-listed REITs more or less done, we resume our REITs report card series. We analysed the quarterly results of REIT sub-sectors and some notable REITs that have either done well or underperformed. Industrial REITs Source: Trading Economics Singapore’s Purchasing Manager Index (PMI) has been recording an expansion for the eighth consecutive … [Read more...]

4 ways to lower your family’s expenses

Managing your own expenses is difficult. Imagine having to manage the expenses of 3 to 4 people at the same time. It’s little wonder that most people find it difficult to manage and maintain their expenses as a family. That being said, it’s not impossible to manage your family’s expenses efficiently. Truth is, with careful planning, adjustments in expectations and a clear plan of … [Read more...]

Can you really afford that condominium in Singapore?

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No doubt that living in a condominium feels a whole lot different compared to staying in a HDB flat. There is security, luxury fittings and an array of facilities available at your convenience (swimming pool, gym, etc). All perks of a high-end living. You must take time to carefully consider all the facts before committing to what is likely to be the biggest investment you’ll ever … [Read more...]

DIY Home Renovation: Getting the best bang for your buck

Spending money on renovation is similar to investing whose chief aim is to get the most value out of our money. Most would agree that the renovation journey can be hard especially for a first timer, and harder if you have no clue of what is in store. This post is to share some personal experiences on how to optimize the renovation budget and identifying areas for cost savings in cold hard … [Read more...]

Top 5 Dividend Investing Mistakes to Avoid

The world of investing is one in which you can never fully eliminate the risks, as many new investors are quick to find out. However, by making better decisions and, more importantly, avoiding bad ones, you can minimise the level of risks that you take. Here are some suggestions for improving your odds of making successful investments. Mistake 1: Focusing Too Strictly On Yield New investors … [Read more...]

4 Myths About Dividend Investing in the Stock Market

Stock market analysts and investors frequently take sides when it comes to the topic of dividend stock investing. There are the cheerleaders on one side who think dividend stocks are basically the next best thing to having free money. Then there are the naysayers on the other hand who think that dividend stocks are the worst thing after a government takeover. There is a tendency for the truth … [Read more...]

Did You Beat the Market with Your Own Portfolio of Stocks?

If you want to honestly evaluate whether picking stocks individually is worth your effort and time adequately, you need to measure the performance of your stock portfolio. Otherwise, you can still enjoy the ‘game’ for its own sake…if you really enjoy the process. I understand that some investors relish the process of searching for undervalued stocks and drilling deep into the financial … [Read more...]

Dr Wealth Portfolio Tracker App: A Getting Started Guide

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The Dr Wealth Portfolio Tracker App makes Portfolio Performance Benchmarking and Dividend Tracking easy for the small, independent investor who wants to grow his/her wealth through investing. It is free to use and does not contain ads. This guide is created to help you get started fast so that you can immediately see how your investments have been doing – in a single glance. 1: Download the … [Read more...]

Dr Wealth App is LIVE!

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Thank you for your patience! The Dr Wealth App is finally live (for Android users)! Download now:  The Dr Wealth app is created by investors, for investors, and it’ll be FREE to use. Imagine being able to upload a couple of years of transaction, letting the app process it and then graphically present our performance to us in a single glance! Download the app and immediately use these 2 … [Read more...]

1 Practice that Separates Profitable and Average Investors

Imagine you are driving a car but it has no speedometer or accelerometer. And you were told to drive on a road at speeds between 60km/h and 80km/h. How do you drive with confidence that you are within the speed limits? It is going to be tough. The speedometer and accelerometer provide important feedback about your driving which you use the information to moderate your gas pedal. We … [Read more...]

Why Technical Analysis Won’t Work For You – You’re Doing It Wrong

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So you think you can make money just by drawing some lines, recognising chart patterns and memorising candlestick patterns? Or you may think that Fundamental Analysis is too difficult. Reading and evaluating financial statements are too mind-boggling. Reading price charts would be much easier, so it should be easier to make money. You are in for a rude shock. I first got interested in technical … [Read more...]

Kingboard Copper’s $0.40 Cash Offer – To Take Or Not To Take

Following on the heels of the cash offer for GP Hotels, I would like to discuss yet another similar offer for a deep value (CNAV) stock that we had invested in previously. Kingboard Copper is a Hong Kong based company that is listed on the SGX. What made us invest in this stock It was in 2014 when we first picked up Kingboard Copper. The stock had a CNAV discount of 52% and POF score of 2. It had … [Read more...]

$0.365 Cash Offer For GP Hotels Shares – Koh Wee Meng Can Do Better

SGX has seen more delistings than IPOs recently. It is a matter of time one of the stocks that we own would be the target of a delisting attempt. True enough, founder of GP Hotels Koh Wee Meng has offered to buy back shares of his company at $0.365 per share. He has also announced his intention to delist the company. We want to present our point of view about this delisting and explain why, … [Read more...]

NikkoAM-Straits Trading ex-Japan REIT ETF : Should You Invest?

NikkoAM will be launching a new REIT ETF on SGX. The new REIT ETF named NikkoAM-Straits Trading ex-Japan REIT ETF is set to list on 29th March 2017. If you’d like to invest in REITs but are too busy to analyse individual REITs, this could suit you. But before you jump into it, let’s take a look at its features: Key features of the NikkoAM-Straits Trading ex-Japan REIT ETF Investment … [Read more...]

HDB Loans vs Bank Loans, which Housing Loan should you get?

What type of housing loan should I get ? If you intend to purchase a HDB flat, you have two choices regarding the financing- you can either opt for a HDB loan or go for bank home loans. There are pros and cons for each, and you should make your decision strictly based on your own financial status and needs. Let’s discuss the features of these 2 types of housing loans. HDB Loan Being a … [Read more...]

How well did S-REITs perform in 4Q16?

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As part of our goal to help investors better understand REITs, we are starting a new REIT series that aims to give a good summary of REIT performance during every quarter. We hope that through this “Report Card Series”, you can better grasp the important macro trends and factors that impacts the performance of REITs. While the quarterly reporting for Singapore-listed equities is still underway, we … [Read more...]

Why your investing results will never improve

It seems that the average investor has the wrong information when it comes to investing in the stock market. Although one cannot logically dispute general concepts such as “buy fundamentally cheap stocks” and “buy low and sell high“, the typical investor doesn’t have an idea how to use these principles to improve their chances of making money. The problem lies with one group that is … [Read more...]

Essential Terms that all Bonds Investors must know

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Bonds are like IOUs. Borrowers (usually businesses) issue bonds to raise funds by reaching out to investors who will lend them the money for an agreed interest rate for a certain period of time. Bonds are a great tool for the income investor who wants to balance their portfolio to include assets beyond stocks. Before you even invest in bonds, here are the essential terms that you should … [Read more...]