Author: Dr Wealth

[Case Study] Nobody Liked This Boring Stock, So We Bought & Profited 56% In 6 Months

Do you wish they can tell the future of a company? Many investors do. Driven by that desire, they seek out the best ways to forecast future performance, and make investments based on their ‘calculations’. But the only certainty that any investor will ever have is that the future is definitely uncertain. Today’s dividend stock reminds us of the uncertainty that we have to frequently deal with as investors. Ellipsiz was a great looking stock with a huge potential, however changes happened relatively quickly. And we were glad we still managed a 56% return in 6 months amidst the changes. On...

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Compound Interest : An Investor’s Guide

“Time is money!” You’ve probably heard this saying before. But before you brush it aside again, did you know that you can really turn time into money? “Compound interest” is your answer. And you’ll learn everything about it here, now: Contents What is Compound Interest? What Compound Interest Does To Your Investing Capital 3 ways to get Compound Interest working for you Bank Saving Accounts CPF Stock investing 2 ways to calculate how much your money can grow #1 – Compound Interest Calculator #2 – Dollar Cost Averaging Calculator #1 investing myth that stalls compound interest 4 Reasons Why...

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Why I Invested My Son’s Ang Pao Money In Stocks Instead Of Endowment Plans & ETFs

All parents want the best for their children. So do I. My son was lucky to receive $2,500 worth of Ang Pao money from friends and relatives. As someone who teaches investing, I knew that putting the money in fixed deposits wasn’t the best option. Most of them barely beat the inflation rate over the long run. While most parents prefer to buy funds or endowment plans because of the convenience and low level of knowledge required to invest, I prefer to grow the money through stock investment. Stock investment offers one of the highest returns if done properly....

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How To Generate Stock Ideas With SGX Stockfacts Screener

As a new investor, part of what you should be doing is leveraging on tools to improve your decision-making, save time and effort. One important tool that can help you achieve that is a stock screener. Today, you will learn about what a stock screener is, and how you can use SGX Stockfacts to discover investment opportunities. The best part? It’s FREE. So let’s begin! What You’ll Discover Here (click to navigate) What is a Stock Screener? Singapore-based  Overseas What is SGX StockFacts. And Why Use a Stock Screener How To Use SGX StockFacts #1. How To Search For...

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Singapore Corporate & Retail Bonds: A Simple Guide (2017)

Today we are going to cover an asset class that not many Singaporean knows about. They are not stocks, not REITs, and definitely not your typical savings accounts that pay 0.5% interest rate. They are bonds. Before this guide we have already covered Singapore Government Securities and Singapore Savings Bonds. Today you will learn what retail bonds are about, and how you could use it to diversify your investment and achieve a stress-free predictable return.  So let’s begin! Content What Are Bonds #1. Bonds Are Debt #2. Bonds are tradeable #3. Bonds Have Yield #4. Bond Prices Move #5....

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We Taught Over 3,900 Investors. Here Are The 14 Lessons We’ve Learned.

4 years. 111 classes. 3,969 graduates. Even with a clear, simple to execute investing strategy, some investors are still not able to get results. More often than not, they are burden by 1 (or more) of the 14 reasons…which eventually causes them to lose money in investing or even give up on investing as a whole. Each reason constitutes a lesson for struggling retail investors. If you can master these 14 lessons, you will probably experience better results regardless of your investing strategy. I’ve grouped the 14 lessons into 3 broad categories as listed in the navigation box. Let’s...

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The Beginner’s Guide to Bitcoin Investing in Singapore

Once a upon time bitcoin was trading at USD $0.10: And over the years, it has been breaking one price point after another… Feb, 2011 at USD 1… Aug, 2013 at USD 108… Feb, 2017 at USD 1,017… Recently the price has even reached USD 4,600! Bit Coin USD Price at Coin Desk With its price trading at such a high level, you are probably wondering what exactly is Bitcoin about. Today, in The Beginners’ Guide to Bitcoin Investing — you will learn all the whats, hows, risks & reward and a bit of mining on Bit Coin and...

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A Simple Guide to Singapore Government Securities

When it comes to investing. What most people have in mind is property and stocks. And when you tell them you invest in bonds. They usually stare at you as if you are investing in some sort of magic black rocks that can turn daily object into gold.  Far from it. Bond is the largest investment class in the world’s financial market. Far bigger than the stock market due to the sheer capital size of credit issued and traded by large institutions.  Bonds provide investors with interest income plus guarantee principal at its maturity — of course provided the...

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SGX Academy: Everything You Need To Know

Investing is one of the keys to achieving financial security. Relying on your salary and savings to become financially secure might not bring the results that you are looking for. Also the earlier you start, the better it is. However, the problem is that investment is not easy to learn. It takes time, effort and money to figure out and it would be best for you to find some help when it comes to understanding the basics of investment. What is SGX Academy? SGX Academy is the leading provider of investor education in Singapore. They also provide professional training to...

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Your Simple Guide To Supplementary Retirement Scheme (Tax Savings!)

It is no secret that Singapore is one of the lowest income tax rate countries in the world. But wouldn’t it be better if you could pay even less taxes and save more for the future? After all, a dollar saved is a dollar earned. “So how?” you might wonder. Today you will learn a government tax savings program called Supplementary Retirement Scheme. Here, we will cover what is SRS about, how to set it up, how much tax savings can you get and whether is it worth considering it. So without further ado let’s start! Content What Is...

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23 High Dividend REITs in One ETF: Lion-Phillip S-REIT (+Comparison)

Singaporeans love property investment and passive income. It is of no surprise that Singapore REITs became one of the most popular investment products in recent years. With little capital, any investor can become pseudo landlords and collect dividends, without having to manage the properties. But investors also realise the complexity of analysing individual REITs and having to deal with rights issues that come along once in awhile, which leaves them wondering if they should subscribe or risk diluting their shareholdings. Seeing an opportunity in the REITs investing scene, ETF providers have listed 2 REIT ETFs recently. Now, the third...

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How To Start Your FIRST Stock Brokerage Account In Singapore 2017 (+Comparison)

You are ready to compound your capital and achieve financial security for your future and your family. You might have heard from your friends and colleagues that you need a SGX CDP account and brokerage account before you could buy any shares in the Singapore Stock Exchange. And that you might also be aware that unlike in the old days where stocks were traded through a personal broker by phone, now you can trade manually through an online trading platform. The best part? At a far cheaper cost. But since you have not bought a single stock in your...

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A Simple Guide to Crowdfunding Singapore For Investors (2017)

Crowdfunding Singapore is becoming popular these days. You might have heard the term somewhere but aren’t quite sure what it is. While the term ‘crowdfunding’ was commonly used with raising money for worthy charitable causes, it can also refer to a platform for retail investors to fund and invest in non-listed companies. This guide aims to explain what Singapore crowdfunding is about, how it works and what are the available crowdfunding platforms available for Singaporean investors: A Simple Guide to Crowdfunding Singapore For Investors What is Crowdfunding? 4 Types of Crowdfunding  #1 Donation Crowdfunding #2 Reward Crowdfunding #3 Debt...

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SPH (SGX:T39) – Is This The End for This Blue Chip Stock?

The mighty has fallen. Will SPH fall out of the Straits Times Index? I’d say it’s possible. Is it really possible for SPH to fall off the STI? SPH is currently ranked number 20 in the 30-member STI. As the index is weighted by traded market-cap, a declining share price would reduce the market cap further. Dropping out of the Index is a possibility and with its recent fluctuations, that seems more likely now than ever before. Currently at 30th place is Starhub. It has $4.5 billion market capitalisation. After the recent price decline, SPH’s market cap is about...

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What Is SGX Central Depository (CDP) Account In Singapore?

Have you ever wondered: “What is ‘CDP’ for and why do I need it?” “How do I sign up for a CDP account?” “Why do the figures in my brokerage statement not match with my CDP statement?” Then you have landed on the right article. Here, we will cover what CDP is, why you need it and why you don’t have to be panic when your CDP statement does not seem to match with your brokerage account statement. Let’s begin! Quick Navigation What Is A CDP Account? 1. Do-It-Yourself Via SGX 2. Get Your Brokers To Do It For...

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