Author: Dr Wealth

[Case Study] How I Made 153% Gain on Oriental Watch [And My Exact Thought Process On Finding Undervalued Stocks]

Today, I will show you how I made 153% gains (both capital and dividends) on a severely undervalued watch company listed on the Hong Kong Exchange. First, the evidence. This isn’t just talk. These are real case studies made on our past transactions – we believe in having ‘Skin in the Game’ and share only what we do rather than just having theory and storytelling. I will explain the rationale behind my decisions as well: Why I Bought: Severely undervalued with positive operating cash flow. Why I Held: Fundamentals of the business did not deteriorate. Why I Sold: Rules...

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AskDrWealth: Analysing Banks, Stock Research Tools & SRS for REITs/ETFs

We started Ask Dr Wealth with a simple goal: We want you to be a better investor. To that end, every week, we round up the top discussions we feel you readers will benefit from the most and put it up here for easy consumption. Today’s post covers: How to Analyse Bank Stocks Stock Research: Which websites and tools (free and paid) do you use? Supplementary Retirement Scheme Money: REITs or ETFs? Top Four Investing Lessons from Our Ask Dr Wealth Members! #1 – How to Analyse Bank Stocks? We previously wrote a full article on how to analyse...

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AskDrWealth: Financial Freedom, $1.5K Salary’s Problem & REIT Criteria

Great news! In less than a week, we have over 700 readers joining us and more than 481 engagements happened on Ask Dr Wealth community group, a place where we aim to foster a community of learners who want to become better investors. There were a ton of high quality and meaningful discussion about financial freedom, stocks strategies and valuation techniques by the community members and the team at Dr Wealth like: And More giveaways and contests are coming your way — so come and join us now! Most importantly, a big congratulations to Jason Liew, Chua Mao Jie, and Lawrence...

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3 Powerful Lessons I Learned from an Early Retirement Millionaire

Reading time: 15 minutes. Early retirement isn’t about having dim sum on the beach. It’s about control over your life. It’s about freedom in your life. Freedom to live the life you want – on terms that you decide. Christopher Ng How many of you would jump at the chance to pick the brain of a millionaire investor who managed to retire at 39? I think most people would want an opportunity like that. Well, I got one such opportunity on November 10th, 2018. In front of me sat a millionaire – though I was getting more suspicious by...

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Dividend Investing: The Ultimate Factor

For: Individuals interested in Dividend Investing, Early Retirement, Passive Income, finding Dividend Stocks. In this article, we focus on: The Ultimate Factor to identify good businesses to invest in for passive income as well as how the lack of this factor leads to losses. Real-life case studies using Starhub and Singtel. A list of factors to help you screen the numerous stocks listed so you can dig for gold while avoiding trash. First: the ultimate factor for investing in companies that provide consistent, sustainable dividends is known as the company’s free cash flow yield. Why? Dividends are typically paid...

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How This 10-Step Value Investing Checklist & Mindset Helps You Get Better Returns

In this article, I will provide a Value Investing Safety Checklist that you will find useful to follow. I will also be providing you a mental framework (mindset) that you should understand first since it affects your ability to gain superior returns. “No wise pilot, no matter how great his talent and experience, fails to use his checklist.” Charlie Munger, Vice Chairman of Berkshire Hathaway Combined, this Mental Framework and Value Investing Checklist should remove personal biases from the equation while helping you avoid financially weak companies together with identifying under-valued, financially strong companies. In turn, this can help...

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Should You be Investing in Whisky?

Whisky is for drinking. But can it be a solid investment instead? The first thing we think about whisky, is that it is for drinking – but…can it be a solid alternative investment vehicle instead? With rising affluence, could some of the wealth be pouring into this vertical – traditionally viewed as an old’s man drink or a party drink, as evidenced by a shifting paradigm towards whisky as an asset class? History says yes. Below is a chart of the Rare Whisky Icon 100 Index: The Rare Whisky Icon 100 Index rose from 100 points in 29 Dec 2008 to 593.63 in...

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The 2019 Toto Hong Bao Draw

James looked up from the snaking queue and muttered a silent curse. He had barely moved in the past ten minutes. This is taking longer than he had imagined.  He reached in for his phone to check the time. The iPhone Face ID algorithm got his face right every single time and unlocked it automatically, even when all he wanted was to steal a peek at the clock face. He had been amongst the first few in Singapore to receive the phone and was throughly impressed by the technology. But after a while the novelty has worn off and he found himself getting irritated occasionally. ...

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How Much You Need To Retire in Singapore & How You Can Get There

It’s the tinge of unease when you look at your bank account. That trickle of sweat going down your spine when you think about the future. That sigh when you think about how you’re going to try and pay for everything. The constant worry. The fear. You spend most of your time working, taking care of your family, your loved ones. Money keeps going out – and it seems like it’ll never stop going out. Can you afford to stop working? Can you afford to stop making money? Can you afford to retire? If you’ve wondered: Can I ever...

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Singapore Endowment Plan Policy: Everything You Need To Know (+Calculator)

Endowment plan, savings plan, retirement plan, investment plan, annuity plan… whatever you want to call it, the purpose of these plans is to grow your wealth. Some of them also come with protection value. These plans are usually structured in a complicated way, and although the benefit illustration should explain the benefits clearly, investors who want to buy these plans often do not understand them. They rely on their financial advisor to explain the benefits to them. As I am in the financial education business, I can’t stress how important financial literacy is. No matter how much you trust...

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Is Maternity Insurance For Singaporean Really Necessary? Let’s Take A Deeper Look.

As I approach the big 30, I see more and more of my friends’ baby pictures on their social networking sites. Some of them are expecting their first child while others are already at number two or three. They may be worried about the expenses after having a new born baby, but at the same time they are also worry about unexpected events during the pregnancy period such as  complications or congenital illness of the new born. Recently one of my friends approach me to ask about maternity insurance. I will share the outcome of my analysis here. What...

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Term Insurance Vs Life: A Thorough Comparison & Analysis

Benjamin Franklin famously proclaims – In this world, nothing can be said to be certain except for death and taxes. Since death is an absolute certainty, we should always ensure that we are sufficiently insured for that unfortunate event one day. In today’s market, there are many types of insurance coverage. I am going to compare and analyse two common types of insurance: Life insurance vs Term insurance. There is a traditional saying “Buy term and invest the rest” How true is this statement? Let’s find out below: Life Insurance Life insurance is used to protect the life insured in...

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50 Best Venture Capital Firms in Singapore 2019

Singapore is undeniably one of the small city-states that continually impress with her thriving economic system. This can be greatly seen in the number of startups that are growing in the country. Just in 2015, the number of start-ups reached 48,000. One of the reasons behind the rise is the presence of venture capital firms. The role these firms have is to provide capital, technical resources and business advice to increase their likelihood of success.    Venture capital firms, as explained in Investopedia, are a group of investors, investment banks, and any other financial institution that provides venture capital....

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What are Warrants with real Examples

5 Multi-Millionaire Trading Gurus (100+ Years of Experience) Share Their Most Powerful Trading Secrets. You will discover the strategies used by the top trading gurus in Singapore that built them multi-million portfolio. Discover what it takes to be a real trader (Hint: you don’t need high I.Q.) Learn the hard truth about trading that you will not find elsewhere from trading Stocks, Forex, Futures to...

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What Is FinTech? Here Are The 10 Fastest Growing FinTechs in Singapore 2019

What is FinTech? FinTech is short for financial technology. It is wherever technology provides financial services. It can also be used to aid companies to manage the financial functions of their business, which includes software and applications. FinTech was initially considered as a means to an end, a platform that acts as a center that processes data. In recent years, it has become the basis for end-to-end processing of communications through cloud services. In the growing digital age, there have also been noteworthy demographic shifts in the population. The consumers today are looking for convenience, effectiveness, and speed.Clients want...

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