Author: Early Retirement SG

Saturday Adventure at the NATAS Fair

We woke up around 7+am today. My wife wanted to drop by the NATAS Fair at Suntec to collect freebies. It’s a hobby of hers. So I tend to oblige. We’ve got nothing to do anyway. We left the house around 830am and went to park at Suntec City. That’s where the fair is at. Breakfast was at Coffee & Toast at Millennia Walk. It was under $9. After breakfast she was like, let’s get started. So at around 10am, we wandered around the Taiwan booths which was situated outside the fair. We are going to Taiwan soon so...

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Who buys Prada?

You see many people everyday carrying branded stuff. Prada, LV, Burberry, Gucci, etc. It’s pretty regular in Singapore. However, this sight is not as normal in other countries. In European countries and USA, Singaporeans would happily spend loads of their cash to get the “cheaper” branded products when they travel there. I spoke with a Singaporean who is working in New York on a local package. This means that this person is not an expat and is paid the same as though they had hired a local. She shared her experience that, after taxes, rent, food, transport, there isn’t...

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Travelling like a local

So following the previous post about Singapore being the food capital of the world, I think some folks may criticize me.Now, has ERSG even stayed for a month in other countries such that he can so confidently say that others would be bored if they stayed eating cuisine from other countries for a month?Who am I to assume they would be bored if I haven’t stayed somewhere for a month. Ok so this comes down to how I travel. Since a few years back, we’ve stopped taking tours. We believe it is a waste of time cos the pace is...

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Why Singapore is the food capital of the world

No it’s not Japan, not France, not Malaysia, nowhere else.It’s in Singapore. Many people may not agree. No, actually, many people WILL not agree. But let me tell you why I consider Singapore THE food capital of the world.Simply put, you can find almost anything in Singapore. AND it is of a good enough standard. Ok maybe you can’t get THE best Japanese food, or THE best French cuisine, or THE best Penang Char Kway Teow. But let me tell you. When you go to Japan, you will NOT be able to find ANY Char Kway Teow.When you go France,...

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Amex Platinum Revisted

Couple of posts back, I wrote about the Amex Platinum which I cancelled. So my wife cancelled the card cos they charged her the annual fee. Previously if this happened, I would be the next person who applied for the card so we can continue to utilize the promotions. Now, I’m unemployed so I can’t apply… Or can I? So I thought about all those old retired folks with money… Does that mean they cannot apply for credit card? Sounds strange right? How can someone who is retired who maybe has a lot of money and yet they cannot...

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Why does Bitcoin have value?

Ok I’m not going to talk in detail about what is Bitcoin.I’ll give a light summary. Bitcoin is a virtual currency. Someone created this program or system. No one knows who. Satoshi Nakamoto but this is an alias. So no one really knows the exact person.When you run the program, it’s like an accounting ledger. It tracks the transactions of EVERYONE using it. So if there are 10 accounts on the Bitcoin system, everyone can see everyone’s balance. But you don’t know who owns the account. This is good cos it’s hard to hack. Cos even if you hack one system,...

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How much money do you carry?

I find this really interesting. Go to your parents. I’m assuming most readers here are around my age, born 1982 +/-.So your parents should be somewhere around 60 to 80.So go to your parents and give them a $100 note and ask them to break it. As in change to smaller denominations.There’s a high percentage chance that they will be able to do it with the money in their wallets. Doesn’t matter whether you asked mum or dad. There’s an even higher percentage chance that they will be able to do it with the money within the house. Somehow, the older...

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Do this if you want to be rich…

How many times have you seen this type of title?Like seriously, I see these adverts all over the internet. Examples are titles such asThe rich don’t want you to learn about this.8 out of 10 people quit their jobs after reading about this.Bankers shocked, high school dropout makes millions after learning this method. The list goes on.Usually, these are adverts or articles by Ace Academy, Binary Uno, Other forms of options/CFD trading training sessions, basically, they want to teach you to get rich using some system or mind blowing lesson to change your personal thinking so as to inspire...

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What am I writing about

As the years pass and I write and stop and write and stop, I think about my life and my experiences and how it affects what I write about. I started writing this blog writing about financial independence, savings and expenses.Similar to MMM and ERE. And I’ve encountered many others who share the same feelings in Singapore. As time passed, I wrote about leaving my job and my life of unemployment. Still close to financial independence and expense control. Now, as I look back on my articles, I realize that my mentality to FI has changed. The articles I...

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Should you use credit cards to spend overseas?

I’ll be going overseas next few days, so I’ll probably not post anything til I get back around middle next week. I’ve been thinking about this a lot for the past few years. Should I be using credit cards when spending overseas? We don’t do much shopping so we generally don’t spend like thousands of dollars. So the situation that it’s unreasonable to carry loads of cash to buy bags and stuff doesn’t really mean much to us. I understand that many people go to Europe to buy their bags and branded goods, and it would be unreasonable to...

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