Author: Early Retirement SG

Are we wasting money on travelling?

I think about this a lot. I’m not talking about travelling on holidays. I always follow my wife on her business trips. Sometimes they end up on school holidays so it’s more expensive. Up til now, I’ve been following her to KL and France. I go to KL around once or twice a month, the cost is around $60-$120 depending on how late her notice is. Sometimes we buy my ticket and her business trip gets cancelled and we may forgo my ticket. This has happened at least 3 times. I fly on budget airline so there’s no way...

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Are you planning for your next phase in life?

I don’t know about everyone else. But I have a pretty bad habit. That’s always looking at the future. I always think, “what’s next?” And that’s not very good. Cos it prevents me from enjoying the present. In recent years, I’ve started to be more chill about “what’s next” in life. So I’m trying to living more day to day. The thing is, I find that, that’s what most people do. Most people have a rough line up of what life has to offer and they just follow the road and just live day to day. Not many people...

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An Expensive “Hobby”

So today, my wife is somehow on leave to do some personal admin matters. And she has scheduled a high tea at a hotel to pamper herself. And of course, she has dragged me along… Ok the story isn’t as simple as that. But I’ll cut it short. She took leave to handle some admin matters. She was supposed to meet a couple of friends for high tea at the hotel. Then meet another friend at the hotel after high tea to discuss some other matters. So it seemed like an ok deal. So I was like… Fine just...

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Expense update 30 Apr 2018

I really hate tracking my expenses, cos it’s just troublesome, and it’s not like I’ll proactively make changes to my spending habits due to tracking my expenses. As mentioned many times, I don’t buy stuff, so that in itself controls my expenses. My current monitoring of my expenses is pretty much to understand how freegan life changes has helped reduced my overall expenses and also to have a look at all my special/misc expenses. Cos it seems like every month, there’s always a special expense that crops up. So I’m thinking, over a long period, special expenses isn’t really...

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It's really all in the presentation

There’s a couple of vids on freegans and what the freegans do… The first one is done up by a couple of NTU students for a project. The 2nd one is by CNA. And the 3rd one is by NUS. It’s interesting cos… Based on how it’s presented, freeganism can be made to look better or worse. It can look shady or above board. Dirty or clean. And yet, it’s all the same thing. But perceptions will change due to the presentation and will attract or repulse people. It’s the same as marketing. Put 2 same items side by...

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A new job???

I got called by a headhunter recently. This made me go into a confused state of mind. Should I go for the interview? Should I not? What if I get it? What if I really like the role? Am I missing out if I don’t go for it? I was pretty stressed up for the past couple of days. You see. The thing is, I’ve been pretty restless lately. And I was thinking, maybe if I got a job which I didn’t mind and I could farm it for maybe 3-4 years and quit again, it might be fun....

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Skills we take for granted

I just had a conversation with a fellow freegan. It was quite interesting cos it gave me some fresh perspective. I think many of us know that cooking at home isn’t really cheap. In SG, cooking at home is about as expensive as eating out. But usually we get better quality stuff at home and it’s healthier. But for freegans, we get a lot of our food for free. And I’m really happy with it. Cos I get free food and I can cook it. And you know what they always say, free food just tastes better. But during...

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Lifestyle gardening

I was talking with a friend recently. And I was talking about curating my life or lifestyle. And she mentioned it’s like a gardener. Removing the weeds and planting the seeds and letting the good things grow. And I think that’s pretty much what I’ve been trying to do. Keep the good things and remove the rubbish. Like… I’ve been always trying to cut off negative people from my life. People who don’t agree with what I do, I let them go. Or people who do things which I find… Irrational and maybe they are right. I also try...

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​Being an unambitious loser

I find it quite interesting that being an unambitious loser is a problem. I mean… I really don’t care and I really love to identify myself as one. I get comments especially from my mum about my current lifestyle. She doesn’t say it straight out. But she hints at my lack of ambition and idleness. And usually, I get agitated. Somehow I have this expectation that she’d understand and leave me alone. And basically that’s what I want. Just for people to leave me alone. Or I will leave them alone. And that’s really simple with friends. Most of...

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Question : Do You Have A Bucket List

A very interesting question posed by reader calvi. I’m very receptive of my mortality. I am very aware that I could die anyday. So I’m very open to talk about death and stuff like that. For me, I think it’s always better to plan and be ready instead of regretting when not ready. Cos death usually comes unexpectedly and not according to plan. Well, a bucket list is usually just a list of stuff someone wants to do before they kick the bucket. I haven’t really thought about a bucket list for myself. Cos personally, I feel like a...

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Why I don't talk about my portfolio

I think many people have noticed or may be interested in my/our portfolio. But I don’t write about it. Why? You may ask… it’s supposed to be interesting right? I should write about it to share right? You see… to me, my portfolio is not important… Why? Sounds ridiculous? How can by portfolio be not important?!?! You see… Using my expense in March… Let’s look at just me. Cos putting my wife’s numbers in just clouds the numbers cos of her work. Fixed expenses are $680 (rounded up) divide by 2 = $340 (can’t be bothered to adjust for the...

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Question : What is Money?

Reader Kuriko suggested a ridiculously challenging topic. And truthfully, I didn’t really want to do a post on this. Cos it’s a long complex story, it’s irrational, and it’s pointless to ponder over. I’ll explain each of these points statements later. But then I thought, “Heck, I need to do this topic”, cos I can’t do topics that I like all the time and it IS a worthy topic to write about. Just that I don’t particularly like writing about it. Ok, so “What is Money?” Here’s the long story short… Based on investopedia… What is money… Going back...

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Question : What about kids?

Excellent question. I’m surprised I’ve never written about this before. It just never crossed my mind. ​ Suggested by reader calvi. There’s a number of ways I’ve looked at this. Ok straight off, I’d say, our initial plan is not to have kids. But currently, it’s a bit up in the air. I still don’t really want kids, but my wife has been pretty influenced by seeing all her friends have kids. Ok so here’s the story. I don’t dislike kids. Actually I do pretty well with kids. I find them very remarkable beings intelligent and cunning. And they...

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Moving on with life

Things have pretty much settled down for me recently. We’ve gotten into our new groove. Well… Kinda… You see… what has changed the past few months is… I started freegan activities 1 Dec 2017. Also, my nephew went into Pri 1 in 2018, so our weekend parent visits switched from Sunday to Saturday. Now… these 2 activities have allowed us to save quite a lot during these past 4 months and I’m very happy with that. Another thing that has picked up or will likely pick up is my wife’s business trips. Which is expected to be once a...

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Why no one really wants to be normal

I’ve been trying to think of how to articulate this post… Cos I’ve been thinking… you know whenever times are down, we usually say, “Why can’t I/we be like normal people…” When in a relationship with a lot of disagreements. Or if we don’t have enough money or are not happy with work… We always want to be normal… “Why can’t I have a normal job where I can be happy?” So let’s say… what we think normal is?… Average? Pretty much what most other people are like right? When we say we want to be normal. Below is...

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