Timing versus Dollar cost averaging

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Which method is the best? Professional says theres no right answer. Why? Lump sum investment benefits individual who posses great psychological skills (to hold through economical cycle), has a proven “edge” against the market (backtested) and the money to do so. Dollar cost averaging benefits those whom has fear (Price,risk of making a mistake,etc), and lower capital There are more … [Read more...]

Figtree Holding – What really matters in a Stock

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Build Industrial and Commercial Facilities | Developments in China & Australia | Projects in Singapore, Malaysia, China Comparison will be done with Green Build Technology (Y06) 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 1.124 (12.4% below fair value) Y06 – 4.391 Price to earning ratio : 6.306 ( Below industry standard – 27.96) Y06 – 24.13 2)  LEARN … [Read more...]

#04 – New Zealand Dollar

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Spotted a selling opportunity on NZD/USD Monthly Chart shows clear sign of rejection on the bullish candlestick pull back by breaking its low (Previous month C.S). Overall market channel has been broken off in 2014 and has since been trending bearishly with confirmation in 2015. Spotted trend continuation pattern on the Weekly Chart, as candlestick broke of key price while making progressive … [Read more...]

Growing wealth by being smart

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It’s going to be close to a year of blogging and I cant explain how much i’ve gained from it.   This blog post will be a short story of how I’ve became an investor At age 21, I’ve decided that having an alternative source of income from trading is essential for early retirement. In order to get out of “the usual cycle of life”, I took an educational holiday to Bali for 30 days. In that 30 days, … [Read more...]

Telechoice International – What really matters in a Stock

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Founded in 1998 | Personal Communication Services | Distribute phones of Huawei, Samsung, LG, Sony | Network Engineering Services | Info-Communication Technology Services | Operation in 6 Region Comparison will be done with Memtech International Ltd (BOL) 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 1.569 (56.9% below fair value) BOL – 0.73 Price to earning … [Read more...]

#03 – Euro after Election

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Decided to hedge on Euro using the Major Pair (EURUSD) Monthly chart indicates an overall bearish trend, where market is currently trading in key levels. Price has been trading in this range since 2015, trying to find a stronger supply of sellers. Spotted a trend reversal on the Weekly chart, as market broke of from the bearish channel with a bullish price action build up. Market making higher … [Read more...]

Landed property as an investment?

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Recently I’ve been asked my a close friend if I would purchase a landed property as an investment… So I spotted a real nice Terraced Flat (3B/2T/Full renovated/1.5k SQF/99 Years/Terraced/Prime location) online going for $850k and decided to use that as a comparison to a REIT etf. These are factors I took into consideration: Total cost of the property Downpayment (20% of Property Price = … [Read more...]

Smart move on your Income Tax

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8 months ago I shared about the power of Supplementary Retirement Scheme account and was recently been asked….. how good it really is. It reduces your chargeable income tax while allowing you to invest that supposedly “payable tax amount” REITS, FIXED DEPOSIT, BONDS, SHARES, SINGLE PREMIUM INSURANCE, UNIT TRUSTS Investments returns in the SRS a/c are all tax free till the date of … [Read more...]

Bonvests Holdings – What really matters in a Stock (Industrial Conglomerates)

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Founded 1982 | Property development / Hotel management / Waste management | Hotels under Management – Sheraton , The Residence, Four Points Comparison will be done with Gallan Venture (5IG) 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.584 (41.6% below fair value) 5IG – 0.452 Price to earning ratio : 9.594 ( Below industry standard – 24.74) 5IG – … [Read more...]

#02 Buying SGD

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Spotted the best pair to long the SGD. SGDJPY weekly chart showed that the Sing dollar have lose its bearish momentum when it manages to break out of APR’s high and 1 year channel. In order to enter with a low risk, small-time frame was chosen to hedge my entry. On the Daily time frame, I have noticed that market has a strong key area that market has a high tendency to respect it. In order to … [Read more...]

Should you buy S-Bonds?

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Thoughts of diversifying your money // Bonds is the safest instrument What you should know before making this decision? Does it beat inflation rate? (5 Yrs average – 3.12%) Focus Economics The best/safest bond (3 Options) Singapore Savings Bond Singapore Savings Bond Average return per year is 2.32% / Doesn’t beat inflation Index ABF Bond Index Factsheet Average return per year … [Read more...]

#01 Shorting the Silver

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Date : 24th -28th Apr Spotted market in a bearish short-term trend as it fails to break key level. However an immediate entry on the daily time-frame requires a high risk exposure on my a/c, hence I’ve decided to use a smaller time-frame to position my entry. What I needed for an entry was a sign/confirmation that market is also trending in a bearish direction on the smaller time frame. … [Read more...]

Singapore Press Holding – What really matters in a Stock (Making a change starting next week)

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“Changes starts when your value structure changes” Comparison will be done with Alibaba Pictures Group (S91) 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 1.667 (66.7% Above fair value) S91 – 1.584 Price to earning ratio : 24.902 ( Below industry standard – 29.45)   S91 – Not given 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 39.48% | 11.57% Growth … [Read more...]

Jardine Strategic Holdings – What really matters in a Stock ($2 to $42 in 10 years)

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again with my lousy analysis…. Comparison will be done with Keppel Corporation (BN4) 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.9 (10 % Above fair value) BN4 – not given Price to earning ratio : 8.998 ( Below industry standard – 17.6)   BN4 – 14.456 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 21.256% | 75.86% Growth Performance :-5.91% (5 year … [Read more...]

UOB – What really matters in a Stock

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Comparison done with OCB (039) 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 1.157 (15.7 % Above fair value) 039 – 1.14 Price to earning ratio : 11.768 ( Below industry standard – 17.42)   039 – 11.667 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 81.1% | 53.9% Growth Performance : 5.41% (5 year growth)| 5.24% (5 year growth) Dividend Yield : … [Read more...]

Engro Corporation – What really matters in a Stock (Construction)

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Investing its not for people with the mentality of wanting to get rich immediately Comparison done with NSL Ltd (N02) 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.495 (50.5% Below fair value) N02 – 0.809 Price to earning ratio : 18.827 ( Below industry standard – 20.9)   N02 – 39.28 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 4.8% | 4.68% Growth … [Read more...]

Would you buy Breadtalk shares cause of its name/familiarity?

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Mitigate your risk through understanding a company’s financial number is key to winning this game ” – anon Comparison will be done with Auric Pacific Group (A23) – Currently has been offer $1.65 to go private / Owner of Sunshine/Foodjunction/Buttercup/SCS Dairy (famous butter) 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 3.037 (13.9% Below fair value) A23 – … [Read more...]

Mapletree Greater China – One of the best stock so far….

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3 Malls in the busiest place of China – Hongkong/Shanghai/Beijing Comparison will be done with Mapletree Logistic (M44U)  1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.861 (13.9% Below fair value)  – 0.874 Price to earning ratio : 7.36 ( Below industry standard – 22.45)  – 15.298 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 75% | 68% Growth … [Read more...]

Lung Kee – What really matters in a Stock (Improve’d version)

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Founded in 1975| Mould Base Supplier | China, Japan, Taiwan, Malysia | Listed on 1993 Comparison done with SunningDale Tech (BHQ) – Closest market cap 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio :  0.852 (14.8% Below fair value)  BHQ– 0.513 Price to earning ratio : 11.14 ( Below industry standard – 26.84) BHQ – 8.736 2)  LEARN ABOUT THEIR … [Read more...]

Global Palm Resources – What really matters in a Stock (Palm Oil Company)

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Palm Oil | Listed 2010 | In 3 Countries Comparison done with HLH Group (H27) – Closest market cap 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.971 (2.9% Below fair value)  H27 – 0.513 Price to earning ratio : 13.907 ( Growing above industry standard –13.046) H27 – 11.507 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 0.024 | 7,710 Growth … [Read more...]