Change mobile network = Save money

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yea you probably have heard before Circle.life But why haven’t you change since its the most “monetary wise” decision to do so. Fear of changing number?? Registration fee?? Poor reception?? 1) Free porting – means you can hold on your current handphone number with the change of Telecom! 2) Current registration fee is $10 on top of your plan but I got you. USE “KSDYT” for $20 off. … [Read more...]

Pan Hong Holdings – What really matters in a Stock (Useless 13.5% Dividend yield)

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13 Properties All in china | Listed on 2007 Comparison done with CWG International Ltd. (ACW) – Closest market cap // Available details 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.296 (70.4% below fair value)  ACW – 0.648 Price to earning ratio : 8.562( growing above industry standard – 7.61)  ACW – 5.192 2)  LEARN ABOUT THEIR NUMBERS Debt To … [Read more...]

Keong Hong Holdings – What really matters in a Stock (8% Dividend Yield??)

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Construction & Engineering | Founding in 1983 Comparison will be done with OKP Holdings Limited (5CF) – Closest market cap 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.71 (39% below fair value) 5CF –1.024 Price to earning ratio : 2.984( growing below industry standard – 16.52)  5CF – 8.175 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 43.215 | … [Read more...]

XMH Holdings – What really matters in a Stock

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Comparison done with Hiap Tong Corporation Ltd. (5PO) – Closest market cap 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.46 (54% below fair value) HTC – 0.425 Price to earning ratio : 6.979 ( growing below industry standard – 17.302) HTC – 10.89 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 100.89 | HTC – 59.19 Growth Performance : -7.59 % | HTC – … [Read more...]

UPP Holdings – What really matters in a Stock?

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Started in 1967 | Listed in 1980 | Currently selling one premise | pulp and paper mill and Ywama power plant.| Singapore, Malaysia , Myanmar , Canada Comparison done with New Toyo International [NYI] (Closest market cap) 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 1.507 (50% above fair value) NYI – 0.767 Price to earning ratio : 28.182 ( Growing above … [Read more...]

USD Index Market Analysis

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Current Trend on the Daily Chart: Market is currently making higher high and high lower (Sign of a bull trend). Recent price action (breaking off the key level $100-100.50) has yet to be confirmed if market had a false breakout Current Trend on the Weekly Chart: Market previously had a repeated price action of retracing a complete cycle before achieving a smaller retracement at a key … [Read more...]

Chip Eng Seng – What really matters in a Stock

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as I continue to find the next company for my $2k Construction & Engineering | Founded in 1998 | Build HDB (Pinnacle -famous one)/Condo , Woodlands driving centre Comparison will be done with Low Keng Huat [LKH] (Closest market cap) 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.542 (45.8% below its fair value) – (LKH at 0.648) Price to earning … [Read more...]

Can you invest with little money? (Personal Journey)

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How can a dollar everyday makes a difference? Have you had this mentality – ” The sum of my money is too small/little to be invested, it will have no impact on anything” or “Wait until I get my bonus/ big pot of gold, then I should start studying and allocating my resource…. but first, I wanna get my gucci” Many have asked me, why do I start investing even thou the money I put in is so … [Read more...]

Lippo Mall Indonesian Trust – What really matters in a REIT

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26 properties (Sumatra & Java) | Founded in 2007 | Wale is at 3.383 (Not that long) Comparison will not be done as I couldn’t find a Indonesian trust listed in SGX 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.838 (16.2% cheaper than fair value) Price to earning ratio :  36.087 (Growing above industry standard – 20.971) 2)  LEARN ABOUT THEIR … [Read more...]

800 Super Holdings – What really matters in a Stock

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Waste management, Cleaning , Recycling, Conservancy Horticultural  | Founded in 2011 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 2.362 ( 1.362 above its fair value) Price to earning ratio :  9.823  ( Growing below industry standard – 20.27) 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 57.648 Growth Performance : 29.36% Current Ratio : … [Read more...]

Is National Service a good thing? (Financially)

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What was used 100 years ago should be used now because no one question it? As educational value and experiences increases in life among the younger generation…Do you guys think National Service should be mandatory? A Financial Example Average working fresh graduate will have a monthly salary of $1,600 [After CPF] and a NS man is about $580. Fresh graduate spends $20 a day, 1 week – … [Read more...]

RHT Health Trust – What really matters in a Stock ( My second buy of the year)

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Operating in India | 12 Clinical Establishments, 4 Greenfield Clinical Establishments and 2 Operating Hospitals | Founded in 2011 Second biggest market cap (Listed on SGX), hence comparison will be done with Raffles Medical Group (RMG) – the 1st 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.997 ( .3% cheaper than fair value) – RMG is 4 times its fair … [Read more...]

Knowing more about Straits Times Index (Technical)

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News are always generated through stock prices (Demand/Supply) How can the index chart tells us more about our economy? Understanding the chart, allow us to know the level of demand our index has. Through technical analysis where it states market that makes higher high and higher lows is to be known as a Bull (Up) trend. Above, it is our current index trend. How can knowing the chart help … [Read more...]

Tai Sin – What really matters in a Stock ( Hidden gem?!?!)

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Happy 2017 everyone Founded in 1980 (36 years of experience) | Manufacturing, Distribution & Services | Operates in Singapore, Malaysia, Vietnam, Brunei & Indonesia | I’ll be using ISDN Holding as a fair comparison (In terms of years and market cap) 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.976 (2.4% undervalued of its actual value) Price … [Read more...]

ThaiBev – What really matters in a Stock

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Established in 2003 (Merging of all 58 companies) | 63 Subsidiaries  | Spirits , Beer , alcoholic drinks and food | 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 4.49 (3.39 times overvalued of its actual value) Price to earning ratio :  21 (Growing below industry standard – 24.465) 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 38.6 %  – Better than … [Read more...]

Courts – What really matters in a Stock

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Everybody knows this brand means good? Listed on SGX 2012 | Indonesia, Malaysia & Singapore | 1.3 million Home Club members 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.789 (21.1% below fair value) Price to earning ratio : 9.664 ( Growing below industry standard at 13.45 – but still better than Challenger) 2)  LEARN ABOUT THEIR NUMBERS Debt To … [Read more...]

InvestingNote – An investor’s dream

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what honestly could be better than this a social network of experts? A social space where every individual can share and learn more about a particular stock. So how great is it? – 3 Main features that will blow your mind 1) Event Calendar – Fully automated!! (Everything is keyed inside it) It includes companies AGM/EGM, corporate actions and result release. These are the times where stock … [Read more...]

How much stocks should I buy?

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When/what is sufficient for me? Recently I’ve been asked by a Friend on how much should he be investing if he has $20,000….. My question back to him is this… What kind of life do you truly want to live in the next 20-30 years ? The fundamental question that everybody tends to neglect or thinks that he/she has the answered to it. In order to know how much stocks you should buy/invest, you … [Read more...]

Challenger – What really matters in a Stock (It’s a buy!)

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finally all the wait has paid off…. Establish in 1984 | 47 Stores | 500,000 loyal members | 12 years of paying dividend (searchable) 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 1.997 ( 99.7% above fair value) Price to earning ratio : 8.99 ( Growing below Industry average at 13.45) 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 2.8% ( Low reliance on … [Read more...]

When should you buy more shares?

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Apologies for the missing photos and missing post the past week as I have just came back from a holiday in Thailand As you would have seen the increasing amount of articles on how Singapore’s stocks prices are dropping like grapes… it leaves us to two questions… 1.SHOULD WE SELL OUR POSITIONS? This question allows you to reflect on your understanding of your stock holdings (Why you purchase it … [Read more...]