When should you buy more shares?

img_1460.jpg

Apologies for the missing photos and missing post the past week as I have just came back from a holiday in Thailand As you would have seen the increasing amount of articles on how Singapore’s stocks prices are dropping like grapes… it leaves us to two questions… 1.SHOULD WE SELL OUR POSITIONS? This question allows you to reflect on your understanding of your stock holdings (Why you purchase it … [Read more...]

Prudential – What really matters in a Stock (Is insurance company that safe?)

cfplr9zgnak-alberto-restifo.jpg

  Founded in 1848 in London | 24 Million insurance customers | 562 (Pound) billion of asset under management | Asia, US, UK | ” Comparison will be done with Great Eastern, as both companies holds the biggest market shares & are listed on SGX “ 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 2.693 (1.693 times price above fair value) 2)  LEARN … [Read more...]

Earn Cashback with ShopBack!

untitled.png

Online Savings from ShopBack!  ShopBack basically acts as a medium for 300+ stores and earns a commission from it, But what makes it better than your “mrt aggressive agents”…. THEY SHARE THEIR COMMISIONS WITH YOU! So what could be better than signing up empty handedly… You can get $5 after making your first purchase by signing up with my referral code. Not only that, you can earn $100 after … [Read more...]

Sabana – What really matters in a REIT (4 step analysis)

photo-1431440869543-efaf3388c585.jpeg

How bad can a listed company go?? Listed on 2010 | 21 Industrial Property  – Chemical Warehouse & Logistic / High Tech Industrial / Warehouse logistic / General Industrial | IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to Book Ratio : 0.643 Price to Earning Ratio : 6.81 [Rough number through average dividing from its Reit price] – Growing at below industrial standard of … [Read more...]

Starhub – What really matters in a Stock (Improve”d” edition)

photo-1476725900547-12eaced871fc.jpeg

As market get wilder, I’ll be trying to do more analysis as I would wanna be vested in such low price! An integrated info – communications company | It is a subsidiary of Asia Mobile Holdings Pte Ltd | Founded in 1998 (17 years) 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 22.672 (22 times overvalued of its actual value) Price to earning ratio : … [Read more...]

Singapore Airlines (SIA) – What really matters in a Stock

screen-shot-2016-11-13-at-11-24-19-pm.jpg

As political instability sits into the mind of everyone, market prices (Singapore stocks) are fluctuating to hit rock bottom. Singapore Airline has a few subsidiaries  – Cargo / Engineering / Silkair / Scoot / Tours & Travel | Founded since 1947 |a 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 0.872 (13.8% undervalued) Price to earning ratio … [Read more...]

How to save money on holidays

screen-shot-2016-11-08-at-5-16-26-pm.jpg

Go holiday also can save money?!?! Basically my Gf and I have booked our flights to Bali for (4 Nights) and we are trying to find the “most value” for money placed to stay. This post will be a comparison of Hotel/Villa and Airbnb’s Apartment (Mostly owned by people)  Hotel (From Expedia – Since it’s heavily advertised in Singapore) Prices starts from $26 Airbnb Apartment Prices starts from … [Read more...]

Fortune Trust – What really matters in a REIT

screen-shot-2016-11-06-at-6-50-13-pm.jpg

Started in 2003 | Listen in both HKD & SGD market | 17 HDK properties | IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to Book Ratio : 0.748 (26.2% Underpriced) Price to Earning Ratio : 11.838 LEARN ABOUT THEIR NUMBERS Gearing : 45.86% ( Low reliance on financing for growth) Wale : 9 years  Current Ratio : 0.145 (Inability to pay off short-term debt and long … [Read more...]

Singapore Shipping Outlook (2016/2017) – 2 Things to note

00a01fcc.jpeg

How it affects us and how the future of it will look like 1.   “A Big Nightmare”  – Channel News Asia (Logistically) Imagine you (SmallMediumEnterprise) have placed an order to shipped products/equipments or worst perishables from another country and you have decided to use HanJin for its competitive pricing. Now it’s stuck/lost/stolen… what can you do?? Go down to their singapore branch…”I went … [Read more...]

OUE Commercial – What really matters in a REIT

screen-shot-2016-11-02-at-9-16-57-am.jpg

I ran out of bonds to write Incorporate on 2013 | Subsidiary of Clifford Development | Properties in Singapore & Shanghai IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to Book Ratio : 0.756 ( 25.4% undervalued) Price to Earning Ratio : 14.139 LEARN ABOUT THEIR NUMBERS Gearing : 67.95 ( above average reliance on financing for growth) Wale : 2.9 Years ( … [Read more...]

ComfortDelGro – What really matters in a Stock

screen-shot-2016-10-31-at-8-40-13-am.jpg

Opps. I forgot to post yesterday Passenger land transportation company | Started in 1970 | Operate in 7 Countries ?! (UK, Singapore, China, Australia, Malaysia, Ireland,Vietnam) 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 2.406 (140% above premium) Price to earning ratio : 17.98 (Under performing compared to industry standard of 25) 2)  LEARN ABOUT THEIR … [Read more...]

Great Eastern Holdings Limited – What really matters in a Stock

screen-shot-2016-10-28-at-8-04-45-am.jpg

Is insurance company safe? Founded in 1908 | $60 Billion in asset | Offices in Asia 1)  IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to book ratio : 1.573 ( 57.3% overpriced) Price to earning ratio :  12.474 ( Under performing across industry standard of 14.10) 2)  LEARN ABOUT THEIR NUMBERS Debt To Equity : 6.576?!?!?! ( Super high reliance on financing for … [Read more...]

What should you do during these poor economic situation??

photo-1465588042420-47a53c2d0320.jpeg

lol everyone say save save save but everything so expensive how to save?  “Economy is not expected to pick up in the near term | Weak demand in global trade | 2017 to expand at a mediocre pace” No significant pick-up in Singapore’s GDP growth  (ChannelNewsAsia) Basically everything is not looking well…. Strike out all irrelevant expenses ( Yea you don’t have to cab on a rainy days….unless … [Read more...]

First – What really matters in a REIT

screen-shot-2016-10-23-at-9-44-01-pm.jpg

Patience is the key to achieving your goals in the shortest time Dividend Yield 6.11% | High percentage of properties in Indonesia and the rest is in Singapore and South Korea | Started in 2006 IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to Book Ratio : 1.246 (24.6% overpriced) Price to Earning Ratio : 15.536 LEARN ABOUT THEIR NUMBERS Gearing : 46.478 ( Below … [Read more...]

Ascendas – What really matters in a REIT

screen-shot-2016-10-20-at-11-11-22-am.jpg

$2.42 per share.. Overpriced?? 6.63% Dividend Yield | Properties in Singapore/China/Australia | Mostly business park IDENTIFICATION OF COMPANIES THAT ARE UNDERVALUED. Price to Book Ratio : 1.13 Price to Earning Ratio : 19.47 LEARN ABOUT THEIR NUMBERS Gearing : 63.478 ( Above average reliance on financing for growth) Wale : 5.2 Years (Above normal wale years) Current … [Read more...]

How to be an Intelligent Investor (Benjamin Graham) – Part 2

photo-1472647077244-23bed45e50d9.jpeg

Just buy and buy, everything will eventually go up Content shared here are learnt, Copied and paraphrase from the book Intelligent Investor by Benjamin Graham The power of Financial History “Financial History says clearly that the investor may expect satisfactory results, on the average, from secondary common stocks only if he buys them for less than their value to a private owner, that … [Read more...]

How to be an Intelligent Investor (Benjamin Graham) – Part 1

photo-1470217957101-da7150b9b681.jpeg

Just buy and buy, everything will eventually go up Content shared here are learnt, copied and paraphrase from the book Intelligent Investor by Benjamin Graham  – So credits to Him! What is investing? According to Graham, Investing consists equally of three elements: You must thoroughly analyze a company, and the soundness of its underlying businesses,before you buy its stock; you must … [Read more...]

Fraser Centrepoint Limited Treasury – What really matters in a Bond

screen-shot-2016-10-14-at-8-22-43-am.jpg

Like the Aspial Treasury I couldn’t find much financial info on the treasury company, I will using the group’s financial number Matures on 22 May 2020 | 3.65% | Semi – Annually coupon payment | Subsidiary of Fraser Centrepoint Limited | Started in 2011 | 1)  IDENTIFICATION OF BOND BELOW PAR VALUE Current market value : 1.008 ($8 above its par value) 2)  LEARN ABOUT THEIR … [Read more...]

Aspial Treasury- What really matters in a Bond

screen-shot-2016-10-11-at-12-19-56-pm.jpg

Due to the lack of financial information on this company I’ll be doing on the corporate company Matures 28 August 2020 (4 more years) | 5.25% | Semi-annually coupon payment | Subsidiary of Aspial Corporation | Founded in 2015 | Jewellery / Maxi Cash / World Class Island (Real estate) 1)  IDENTIFICATION OF BOND BELOW PAR VALUE Current market value : 0.915 ($85 below par value) 2)  LEARN … [Read more...]