Is The Singapore Stock Market Healthy? A Billionaire Speaks Out

Billionaire investor, Paul Tudor Jones, has a stark message for fellow investors in Singapore. Years of low-interest rates, avers the legendary macro trader, have bloated stock valuations to a level not experienced in the country since 2000. He states that it happened before the tumble of the Nasdaq, which stood at 75% over a period of more than two years. He argues that such a value of the stock … [Read more...]

Self-leadership

Learning to learn is a key part of how we manage our lives on a daily basis. Most of us tend to view learning as academic but it actually can be the way we live our lives. In essential, learning also means making the effort to develop self-leadership and knowing more about the people around you. Recently, I had some really frustrating moments at home and faced challenges in parenting. I had … [Read more...]

SingTel shares to rocket on NetLink Trust IPO?

When Kimly Group, a local coffee shop chain, was listed in Catalist a couple of months ago, it generated much interests among investors and local finance bloggers. With a market capitalization of only $288 million, Kimly Group does not fall in the league of the big boy category nor the blockbuster type of listing that SGX mainboard should be gunning. In this regard, all eyes must be on the … [Read more...]

The Gift of Life

Over the years, I noted a significant change in the social behavior among Singaporeans. We have become more cynical and developed a tendency to politicize issues in our daily lives. The mood has changed to the extent that I feel that we have lost the appreciation of the gift of life. Being the most expensive city in the world, it is true that many of us struggle to make a living in Singapore. … [Read more...]

Current Estimated Potential (CEP) in Singapore Civil Service

In respond to public perception that the civil service placed too much emphasis on paper qualifications, the Public Service Division (PSD) announced that the civil service has stopped grouping its officers according to their education levels since 1stJanuary 2017. This is a good move because it means that our civil servants will be judged based on their work performance rather than their academic … [Read more...]

Self cultivation

Very often, we get so busy making a living that we forget to live a life. The woodcutter story never fails to drive home in me the importance of self cultivation. The story goes like this: One day, a timber owner advertised for a helper to help him cut the trees. A very strong woodcutter applied and got the job. The pay was good and working condition was excellent. Eager to impress his boss, … [Read more...]

Singapore gold bullion market

n the aftermath of the Singapore’s GST exemption for investment grade precious metals since 2012, many bullion dealers has set up shop to take advantage of gold liberalization by Singapore government. In its latest financial results, it was revealed that BullionStar led in Singapore gold bullion market. According to data released by World Gold Council, the overall bullion demand in Singapore … [Read more...]

Singtel share price in supreme form

At a time when Starhub and M1 share prices were dropping like flies, Singtel share price is in supreme form. The corrections for Starhub and M1 shares were due to the announcement of the entry of the fourth telco player, TPG Telecom, which made the winning bid of $105 million for the licence in December 2016. When investing in stocks, always place your bets on the players with the biggest … [Read more...]

KFC founder got rejected 1009 times at age 65

This will be a short post that I hope to inspire readers. Recently when I tried to order Kentucky Fried Chicken (KFC) online, I wondered how come the logo consists of a picture of an old man. Why not a picture of the founder in his prime? It was then I found out that the KFC founder, Colonel Sanders, got rejected 1009 times at age 65 before he found success. Colonel Sanders was forced to start … [Read more...]

Money values

The recent court case of a Singaporean technician who stole to finance his wife’s chemotherapy set me thinking. Money, or the lack of it, has always been the root cause of many family tragedies. This tragedy certainly reinforces the importance of having the right money values. The accused worked as a technician in the same company for 23 years and drew a salary of $1210. Having to support two … [Read more...]

The Hour Glass Limited

Recently, I received the following email query on The Hour Glass Limited, one of the famous brands for luxury watches in Singapore. Hence, I decided to craft a post to capture some quick thoughts on this SGX-listed stock. Hi there, Chanced upon your blog while doing research on The Hour Glass Limited. Could I know whats your take on the management shuffle going on now? Quite a few board … [Read more...]

Scary truth about accredited investor rule

As an investment blogger, my commitment is to deliver quality content so that readers can benefit from reading my blog. Beyond this, I also hope to build a community by engaging my readers. Thus, if you find this article useful, please email subscribe to my blog for free or share your thoughts in the comment block. Today, I will share the scary truth about accredited investor rule in … [Read more...]

Analysis on Raffles Medical Group

On 20 February 2017, Raffles Medical Group announced a record revenue of S$473.6 million for the year ended 2016, demonstrating its ability to maintain growth amid challenging economy. The result was impressive because it presented a 15.4% growth from 2015, driven by positive contributions from all business divisions. Investment moats Raffles Medical Group is one of my favorite stocks which … [Read more...]

Online frauds in Singapore

Recently, SG Budget Babe wrote a very interesting article on online frauds in Singapore and I thought it would be useful to share a quick post on the same topic. But before that, it is important to note that like many fraud victims, I share the same perspective and argument if I am in their shoes. But for argument sake, this article shall attempt to strike a balance viewpoint from the … [Read more...]

Divested my physical gold

Recently, I partially divested my physical gold for 10% yield amid the rally in gold price. The reason for selling my gold is not because I lost faith in it but solely to consolidate my funds to prepare for the impending Temporary Occupation Period (TOP) for my Executive Condominium. The average annual yield from my physical gold investment is about 3.33%. Although the return is nothing to … [Read more...]

Three things about growing wealth

This will be a short post to capture my thoughts about growing wealth in Singapore. In light of the recent Budget announcements, water prices will hike by 30% in two phases over two years. Thus, it is not matter of choice for Singaporeans to consider growing their wealth to beat the cost of living. All Singaporeans must start the journey as early as possible. Stop tracking expenses Early on … [Read more...]

Research report on SIA Engineering Company

On 3rd February 2017, SIA Engineering Company announced 3Q results for 2016/17. It wasn’t exactly an impressive set of results but the data certainly reveals some interesting aspects of the company’s performance against the backdrop of a challenging operating environment for the maintenance, repair and overhaul (MRO) sector. This will be another research report on SIA Engineering Company … [Read more...]

Will Ezra sink OCBC share price?

On 14 February 2017, OCBC reported a net profit after tax of S$3.47 billion for the financial year ended 31 December 2016, a decline of 11% compared to last year. Not surprisingly, the decline in earnings was due to an increase in net allowances for loans, mainly in the ailing Oil and Gas (O&G) sector. The bank has $15.8 billion exposure to this sector and Non Performing Loan (NPL) has crept … [Read more...]

Why Currency Values Drop After Political Change

Whenever there is political change, there is currency value change. Whether such political change is for the better or worse is often a matter of opinion, but almost every time currency values seem to drop after such a change. Most recently the US dollar has experienced its worst start to a year in decades, mainly due to President Trump taking residence in the White House. There are many reasons … [Read more...]

Buy gold bullion now?

In 2016, Brexit set fire on gold and ignited a rally in gold price. In 2017, it was newly elected US President, Donald Trump who ignited an unexpected gold price rally with his controversial policies. Should wealth builders buy gold bullion now? In my own opinion, every leader is entitled to defend his country’s national interests. Whether Donald Trump’s policies, which have been viewed by many … [Read more...]