Author: SG Wealth Builder

The Aftermath Effects of US QE Tapering

Merry Christmas to all readers! Below is a guest article from Gideon, a hedge fund manager for Blyton Fund. He is a global macro investor using similar strategies as George Soros. He search the world for the best profits with the lowest risks. He cover equities, foreign exchange, commodities and bonds across global markers. He is based in Singapore and is open to managing funds for others.Incidental with the announcement by the US Fed on the upcoming tapering of the Quantitative Easing program, there are positive signs to buy into several equity markets and to long the US dollar...

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The best time to buy gold

No matter what assets you invested in, the only way to make money and become rich is to adopt a contrarian approach. Most investors understand the investment principle of “buy low and sell high” but when it comes to practice, most people will refrain from taking a position that opposes the majority. This trend is similar for any market – property, equities, currencies and precious metals (gold and silver).Currently the Wall Street’s Dow Jones is at a historic high of 16,000 points, recording a stock market bull run that stretched from 2009’s 6500 points. This represented an incredible 250%...

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10 Keys to CFA Success

In 2008, I signed up for the CFA examinations, thinking that I could self-study while working in the government sector. However, my ex-colleague advised me against doing so because most people who did not take up CFA classes usually would not have the discipline to pass the rigorous examinations. He was proven right. After 5 years, the text books are still lying on my study table and I had not even bothered to take the examinations! I hope readers would not go through the same path as me, henceforth, SG Wealth Builder joins force with Fitch Learning which conducts...

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Bullionstar: Tapering QE is a sideshow and the road ahead is inflationary

In my interaction with local finance bloggers, I was surprised that many of them confessed that they didn’t know anything about gold bullion. In recent years, there were also a lot of negative reports of Singaporeans fallen prey to gold scams and frauds, losing millions of dollars in the process. With this in mind, SG Wealth Builder partners with BullionStar to educate Singaporean about the precious metal and the fundamental behind it. This article is extracted with permission from BullionStar, a Singapore online bullion company where you can buy gold and silver at competitive prices. The word ‘taper’ has...

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More flats sold below valuation

According to an article by Property Guru, 105 flats were sold below valuation in October. Based on HDB data, this trend is significantly down from the average monthly 0.3% for H1 2013 and reflects that the number of flats sold below valuation increased four times in October compared to the first half of 2013. This phenomenon reflects a weakening demand caused by the “twin attacks” of stricter home loan rules and massive new flats construction programme announced by HDB in recent years.So should property investors press the panic items?As written in my previous article, the cooling measure will not...

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Insurance

Insurance should always feature in every investor’s financial planning. In fact, before you even attempt to make any form of investment in equities or gold, make sure you are adequately covered, in terms of unforeseen hefty medical expenses. Because of my late father’s health condition, I started buying life insurances and enhanced hospital shield plan. I see it as a form of responsibility to my family because I don’t want to be a financial burden to them when I am old and ill. I also urged my friends and blog readers to buy insurance policies when they are young...

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Budgeting

When it comes to personal finance, budgeting is an important element. Yet I observed that many young Singaporean working adults fail to understand the importance of budgeting and how to practice it in an effective manner. This is not surprising as most students were not taught about how to manage money in schools and at home, most parents also seldom discuss household budgets with their children. As Asian, we also find it taboo to talk about money issues during social meetings. All these factors reinforce the notion that budgeting is not relevant to successful personal finance, which is totally...

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Global Leaders in Islamic Finance: Industry Milestones and Reflection

What is Islamic finance, and how is it different from its conventional counterpart? Why is there a need for it, and how did it all start? Is it only for Muslims? Addressing all these questions is a new book, Global Leaders in Islamic Finance: IndustryMilestones and Reflection. Unlike any other textbooks or technical books on Islamic finance, this book is neither about the finer details of Islamic financial structures nor the intricacies of technical issues challenging the Islamic finance industry. Taking her cue from authors Jack Schwager and John Train, Emmy Abdul Alim has brought together an elite group of...

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Herd investing

A few months ago, one of my best friends sent me a text to  recommend investing in one of the local stocks, Yongnam. In his texts, he kept praising how good the company was, citing the various exciting business prospects and developments. I did not solicit for his views on any stock investments before, so I was quite surprised that he tried to induce me to invest in this counter. Furthermore, I am not the sort of person who is easily influenced by others when it comes to stock investment and normally I would do my own research before...

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Investment Opportunity in Japan

Below is a guest article from Gideon, a hedge fund manager for Blyton Fund. He is a global macro investor using similar strategies as George Soros. He search the world for the best profits with the lowest risks. He cover equities, foreign exchange, commodities and bonds across global markers. He is based in Singapore and is open to managing funds for others.  Tokyo Stock Index Nikkei looks to make major advance, while the Japanese yen looks to make further lows. Why is this so? This is because of the Japanese version of US Quantitative Easing. As we have seen...

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Property market outlook for Singapore in 2014

The following article is a guest posting by iMoney (Intelligent Money), which was founded in Malaysia in April 2012 and started out with a team of three. It took 14 days to get from an idea to a fully functional website. The company’s vision was (and still is) to simplify financial matters for consumers, thus helping them make better decision.Property prices in Singapore are among the highest globally. This market has always been a demand driven one. That is because Singapore is a commercial hub, connecting the whole of Asia with rest of the world. The country attracts businesspeople,...

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2013 year end bonuses

It is that time of the year when salaried workers look forward to their year end bonuses. Last week, the government declared the 13th month and 1.1 month annual variable bonuses for all civil servants. The Ministry of Trade and Industry has forecasted Singapore’s economic growth to be about 3.5% – 4% for 2013. Growth is expected to be supported by externally-oriented sectors such as manufacturing and wholesale trade, in line with the slight pickup in the global economy, as well as domestically-oriented sectors like construction and business services which are expected to remain resilient.With the world economy still...

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Investing insights

Some people said that investing is all about timing, some said it boils down to luck. To me, investing is half science and half art. Sometimes you can analysis as much as possible on a particular stock but when the market suddenly crashes, all your profits and capital are gone. That’s the hard reality. Therefore, successful investing also requires the right skill to make critical judgement call and look at things from the big picture. To be a winner, you must remain calm in the face of market swings, and be prepared to go against the crowd. That will...

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When to Use a Credit Card and Not Cash

Many people still pay for goods and services with cash and this is perfectly fine. Cash transactions are quick especially when you’re only buying a few items at the grocery store or convenience store. Using cash also lets buyers and merchants avoid fees associated with using a credit card. However, credit card issuers offer their customers many benefits that could make it wiser to swipe your card the next time you pay for something. Rewards, Rewards, and More Rewards Rewards and bonuses are one of the main features of credit cards. Retailers that offer their own credit cards have a...

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Gold or Equities?

Recent market swings for penny stocks would make investors pause and rethink their approach on equities. Quite a number of investors lost their savings investing in risky penny counters. Some retirees even lost a huge chunk of their retirement funds. So the question now is: should investors still dapple in equities? Whilst I certainly won’t dispute the pros on investing in equities, I do believe in having a portfolio consisting of several investment instruments. And I believe that every investors should hold bullion in their investment portfolio. This is because gold prices often move in opposite direction to equities and currencies....

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