Author: SG Wealth Builder

Is M1 a falling knife?

Sometimes, life is stranger than fiction. In my years of investing in SGX stocks, I have come across many investors who persisted in buying more shares of companies whose business fundamentals turned sour. Perhaps they did not have the time to read the financial reports or maybe they just lack the competence to do a proper due diligence. So in M1 case, is it a case of catching a falling knife? When investing in stock, never just study the trend of the share price. This is especially so if you consider yourself to be a long-term investor. Recently, several...

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Light at end of tunnel for ST Engineering?

Being Singapore’s aerospace and defence group, one wonders whether ST Engineering has lost its investment fortress. Revenue has stagnated since FY2012 and net profit plunged from $576.2 million in FY2012 to $484.5 million in FY2016. Due to the declining financial performance, the stock price had also dropped from a high of $4.45 in FY2013 to the current $3.36 level. Is ST Engineering a value trap or bargain buy now? This article will examine the merits and risks...

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Sembcorp Industries Ltd

SG Wealth Builder Membership Join me on-board my wealth building journey by clicking on the image. Be part of the community! Subscribe to Blog via Email If you are not ready to join as member, you may opt to enter your email address to receive notifications of new posts by email. Note that you can only view excerpt of the articles as non-member. Join 2,980 other subscribers Email Address Keppel Corp’s massive fine of USD 422 million over corruption charges had cast a spotlight on rival Sembcorp Marine. The record fine had raised questions on whether Sembcorp Marine would...

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Legend of United Overseas Bank (UOB)

2017 had seen local banks like OCBC and DBS making strategic acquisitions to grow their wealth management portfolios. Yet UOB is surprisingly quiet on the merger and acquisition front. What is the venerable bank up to? Is merger king, Wee Cho Yaw, plotting something special in 2018? Once upon a time in Singapore’s banking fraternity, there were four local “Heavenly Kings” – Development Bank of Singapore (DBS), United Overseas Bank (UOB), Overseas Union Bank (OUB) and Oversea-Chinese Banking Corporation. They are all household names and I believe most Singaporeans have experiences with their bank products or services. On looking...

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DBS CEO laughing all the way to the bank

The recent upturn in Singapore economy led to a surge in local banks’ share price. Generally seen as the bellwether of the economy, bank stocks are extremely sensitive to economy conditions. South-East Asia largest bank, DBS, is no exception. The share price stormed to record high of $26.60, an impressive level not seen even during the boom years preceding the Great Financial Crisis. The power surge of the share price had created much wealth for many wealth builders, including DBS...

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SG Wealth Builder Promotional Offer

Since 2010, I have been blogging about money and investment stuff. My spouse often asked why am I doing this through the years? After all, I am not compensated for the sharing and my blogging had led to a lot of sacrifice of my family time. Indeed, if I am doing this merely for fame or money, this blog would not have sustained till now. I am talking about 8 years of blogging, not 8 months. Many bloggers would tell you that building a blog from scratches requires a tremendous amount of effort and time. Sometimes, after years of...

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Networking: Planting the seed of opportunities

It has been several years since Singapore leaders led the movement of “Every School is a Good School”. The aim of this campaign is to place less emphasis on academic grades, thereby creating a less stressful environment for our children. While the intention is good, it does not address the main reason why Singapore parents are so keen to send their children to top primary schools. In this article, I will share my views on the importance of network and the importance of who you know. What you know To put things into perspective, most Singaporean parents want their...

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Perennial Real Estate Holdings versus Raffles Medical

The story of Perennial Real Estate Holdings is certainly intriguing. Having made its way into SGX stock market in 2014 after staging a massive $1.56 billion reverse takeover of St James Holdings (the famous nightclub operator), Perennial counts Wilmar International and Osim founder, Ron Sim as major shareholders (combined 35%). Recently, it announced a US$1.2 billion Joint Venture Vehicle with First Close of US$500 million to Invest in HSR Healthcare Integrated Mixed-use Developments in China. The entry of Perennial...

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From pork seller to CEO of Sheng Siong

From pork seller to CEO. Nope, this is not the plot of the latest Mediacorp drama nor the story of SG Wealth Builder. Instead, it is the real success story of Mr Lim Hock Chee, CEO of Sheng Siong. From a humble outlet at Ang Mo Kio, Mr Lim grew Sheng Siong to the third largest supermarket operator in Singapore and eventually got it listed in 2011. Since its debut at IPO price of $0.33, the share...

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SGX stock review 2017 – Noble Group

Due to a request from reader, I am consolidating a series of analysis for Noble Group in 2017. The links to the articles are below and they are unprotected for a limited time. Thereafter, they will be locked up and you need to register as member of SG Wealth Builder to access the premium content. Do take note that this counter is very risky and novice investors should not attempt to trade it if there is a lack of understanding on the business model. This article is also only for information and not meant to induce or serve as...

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5 SGX stocks to invest in 2018

With Dow Jones on course to hitting 25,000 points, the US stock market is certainly on a bull run. Over in Singapore, the Strait Times Index is not doing too badly either, adding 1.8% for the month of November and bringing its year-to-date dividend inclusive return to 23%, compared to an SGD denominated average returns of 18% for the benchmarks of Australia, Hong Kong and Japan. In this article, I will share my views on the 5 SGX stocks to invest in 2018. For the past 7 years, I had been sharing my insights and strategies on a number...

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Learn from Singapore government on how to use your CPF monies

The recent article by Dollar And Sense on how you can create one million dollar wealth using CPF by 65 certainly created a storm among netizens. While I do not dispute that this feat is definitely achievable, such an article does not paint a holistic picture and probably created plenty of false hopes to those who just started their financial journey. Let me share my insights in this article and how you should learn from Singapore government on how to use your CPF monies. To put things into perspective, the author, Timothy Ho, is the founder of Dollar And...

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My stock analysis of Raffles Medical Group

Have you bought Raffles Medical shares recently? Since my last coverage on this counter on 24 August 2017, the share price of the private healthcare service provider had a 10% correction. What is happening? Should shareholders run for their lives? To add value to readers, I will share my stock analysis of Raffles Medical Group. Through this, I hope readers will learn how to perform a basic evaluation on stocks and sign up as members of SG Wealth Builder. Circle of Competence When it comes to stock investing, the best approach is to invest within your “circle of competence”....

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Top 5 Personal Finance Blog Articles

As the year draws to a close, it is timely to review how you have fared financially for 2017. Are your personal finances in order and did you grow your wealth? In this article, I will share my journey for the past one year and also the top 5 personal finance blog articles (in terms of traffic). This year has been an exciting one for my family as we have finally moved into our new home. The motivation to upgrade from a 3-room HDB flat to an executive condominium was not purely a financial reason. Sure, the potential to...

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Don’t invest in Bitcoin until you read this!

How high will it go? The recent euphoria over Bitcoin certainly caught the attention of many investors as the cryptocurrency soared past USD17,000, a remarkable 17-fold increase since the start of the year. Many wealth builders lamented that they had missed the boat of opportunity. While on the other hand, experts warned of an explosive bubble forming. In this article, I will share my view on Bitcoin and whether it is worth to invest in this digital currency. Dawn of new currency When it comes to investing, ignorance is not bliss. Therefore, it is important to look at both...

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