Author: Giraffe Value Investing

How To: Buy & Invest Shares In Singapore Market For Beginner

Sun, 10 July 2016 Why do you want to invest your money? It can be: To make your money work harder instead of sitting in bank To support your parents financially and provide them a decent life or retirement To get your money life in order as you used to squander whatever you have To outgrow and outsmart your peers, colleague and friends in wealth and finances. Or even to have the option to quit your job ( I used the word option because some love their job, but having the option to quit is highly desirable)​. Whatever the...

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How To Open A SGX Singapore Stock Trading Brokerage Account

Tue, 28 June 2016 ​If you are not going to open a brokerage account, skip this article because I don’t want it to bore you to death. If you are thinking of opening one then you might probably have thought of: “What are the requirements to open a stock trading account?” “I’m going down to their office and what should I bring or need?” “Are there any bunches nearby my home or workplace?” ​”Can I open a brokerage account via online?” ​BAM! Then you have come to the right place because in this article I will show you 3 ways to...

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Standard Chartered Online Trading 2016: ‘No $200K, Pay $10/Trade’

Thursday, 15 June 2016I You probably have heard it. SCB announced their upcoming $10 minimum commission starting from 1st August 2016 onward. There are no changes to its brokerage rate and custody fee. Standard Chartered Online Trading 1 Aug 2016: Brokerage Fee 0.20% remains the same but now with $10 Min. Com. unless you are a Priority Banking Clients For the priority banking customer you are excluded from the charges of min. com. The minimum qualifying amount for priority banking is an AUM of $250,000 with SCB. What You Will Learn: How SCB Min. Com. Started  Existing SCB Investors: How...

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Are You Afraid Of Losing Your Hard Earned Money?

Sat, 11 June 2016 I thought to address this feedback as this is one of the most common responses I received. *** It is okay to worry you might lose money. On the contrary, it is dangerous if you don’t. Fear means you recognize the risk of stock investing and it keeps your confidence level in check preventing you from making reckless decision. ​You should have a process in mind knowing what your decision be if the market moves up or down before you even started buying stocks. Especially when you don’t have much experience in investing. So long...

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Kill ‘pre-existing condition’ frustration with this post

Sun, 29 May 2016 I was lying on my bed, checking for any notification before I went to sleep. Then I saw a post from my friend. It was late at night, about to sleep and I couldn’t help but to reply him. He is a financial adviser, part of his accounts was passed down by his father. He was sharing his frustration about pre-existing condition claim issue, he didn’t quite know what to do when explaining to his prospect as he felt it wasn’t fair. He explained that if he or she has a pre-existing condition. The insurer...

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“Size matters” How You Can Beat The Market (STI ETF)

Sat, 28 May 2016 In one of my blog posts. I talked about equal-weighted STI outperforms market cap. weighted portfolio (Our current STI). And the outperformance is huge. One question in everyone’s mind is, then why STI ETF does not base its portfolio on equal-weighted instead? First of all, to answer that we need to go back to the origin of market index. STI as it name suggests is an Index with the goal of measuring price movement of the stock market. Its goal is not to produce optimum investment performance. Now I can answer the question: equal-weighted index does...

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17 Singapore Investment Options That Will Grow Your Money NOW(Step-by-Step!)

I think you will agree with me on this. ​People who succeed with money do two things very well: ​First, they have a huge capital either by saving a lot or making a lot. ​Second, they put 100% of their effort on improving their financial literacy and activity that grows their wealth. In short, they know what others don’t. They know what financial capital is and how the magic of compounding returns can grow their money like a bean sprout over time. ​They also know human capital depreciates and financial capital appreciates as they aged and hence tapping on the right capital...

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The Complete Guide To REITs Singapore Investing(7 Chapters, 15,322 word)

Tuesday, 16 Feb 2015 It’s up, finally! About one and a half month ago, I started writing REITs Singapore guide. I thought it would only took me a week or two but it turned out to be a month looooooooooooooooooooooong project! The initial plan was to publish a short 1,000 words guide like many others, however, as I went along, it extended to 2,000 words, then 4,000 words, then 8,000 words, then 10,000 words(holy!). Read the full article...

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Reits Singapore, The Complete Guide Part-1/7

  What Are REITs Exactly? Singapore Real estate Investment Trusts, commonly referred to as S-REITs, are trusts that are managed by REIT managers to invest primarily in income generating real estate properties such as shopping malls, offices, hotels, industrial spaces, etc. This trust (REIT) was first started in the U.S. during 1960; it was passed in Congress with the objective of providing an affordable means for ordinary people to invest in large scale, diversified, stable, income-producing real estate without the need for a hefty amount of capital. REITs in return benefit from favorable tax treatment, and allow  property developers...

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You Should Take A Break, But Not Facebook Break!

When you are working on something hard. Something intellectually demanding. It’s good to take small chucks of break in between tasks. While everyone agrees on that. But sort of break should we take? Not all breaks help. Facebook and YouTube break is bad as it spontaneously draws the energy out of you to something pleasurable and leave you there. A break should allow you to be more productive once you resumed, not less. So what kind of break should you take instead? Answer: Boring Break! The post You Should Take A Break, But Not Facebook Break! appeared first on...

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Top 10 Highest Paying Job In Singapore

#1 Specialist Medical Practitioner — $13,952 – $27,632 Top of the salary mountain are the specialist medical practitioners. Saving lives and the gratitude of a patient turns out to be just but a few benefits of being a medical practitioner in Singapore. It is no wonder that students are striving for the opportunity to get a chance at a credible school of medicine. With the hours and hours of learning and the years of practice required to finally specialize, it is no wonder that the career path has such a tempting pay bracket. The job though can be quite demanding...

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SGX CDP: What Is It About and 6 Boring-Points

You heard that you need a CDP account before you can start buying stocks in SGX. So what’s that? You might be asking… “What is it for,” “why I do I need one” and “how to I open an CDP account.” If that’s what on your mind then this article is for you. In this article, I will first explain to you what is SGX about, then the reason why you need a CDP account. And lastly, how can you open an account. Without any delay, let’s get into the topic. What Is SGX CDP? The SCX CDP is an...

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100% Positive Returns On Dec With Conditional Probability(29 Years record)

The odd of Dec being a positive month is 77%, that’s over the period of 22 years. To increase the odd to 100%, we will look at the prior month i.e Nov. This is from the first article in the book : Show Me The Money 3 by Teh Hooi Ling under the title of “WAKE ME UP WHEN SEPTEMBER ENDS.” Have you ever wondered which particular month has a good probability of positive returns? There is market wisdom that says “Sell in May and go away!” and one time I read somewhere that says Dec generally produce good returns because of...

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6 High Dividend Stocks In Singapore

It’s coming to the end of 2015. ​As an investor, have you thought of what are the high dividend stocks in SGX Singapore? ​Probably you have. ​I had run through my ShareInvestors screener, setting criteria on 3% dividend for the past 3 consecutive years. ​Removed Schips and stocks that are under the suspended list( yeah, it happens). Then I sorted it in the order of the highest dividend yield. ​Before you read any further, please be caution that at the time of writing STI is trending down. That’s to say, dividend yield will look more attractive than usual because of...

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The Definitive Guide: How to Start SG Stocks Investing [Part-6]

WOW I can’t believe how fast time has flown. My last series was three week ago! Many might have thought that I’m dead. Don’t worry I’m not. Much of my time had spent on creating mini-Ebooks which I sent out via Email on previous week(check your inbox :)) and setting up my home page which initially I thought I had a pretty good layout until a friend of mine told me it looked terrible and messy. So I reworked it and cut down to 4 sections( excluding header & footer), it looks pretty neat now. Oh yea, I know...

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